Chevrolet Equinox Insurance Cost

Full coverage for a Chevrolet Equinox costs about $1,470 a year ($122/month) by our estimate — ▼ −8% versus the average vehicle, ranking 77th cheapest of 310 current models.

Chevrolet Equinox exterior (photo from Wikimedia Commons) — Photo: M 93, CC BY-SA 3.0 de

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Chevrolet Equinox insurance cost at a glance

Full coverage

$1,470

$122/mo · $1,205–$1,735

Minimum liability

$615

$51/mo

Segment

Small SUV

Gasoline, Diesel, Flex-fuel

HLDI collision losses

Better than average (100 = avg)

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2027 model year. Our vehicle data covers the 2005–2027 model years of the Chevrolet Equinox.

Estimated Chevrolet Equinox premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$615	$51	$505–$725
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$890	$74	$730–$1,050
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,470	$122	$1,205–$1,735

What drives the cost of insuring a Chevrolet Equinox

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Chevrolet Equinox's results put our vehicle factor at 1.00× for liability, 0.87× for collision and 0.74× for comprehensive.

HLDI relative insurance losses — Chevrolet Equinox 4dr (Small SUVs)
Coverage	Index	Rating	What it measures
Collision	86	Better than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	71	Much better than average	Theft, vandalism, glass, weather and animal damage
Property damage liability	95	Better than average	Damage this car does to other vehicles and property
Bodily injury liability	112	Worse than average	Injuries to people in other vehicles (claim frequency)
Personal injury protection	123	Much worse than average	Injuries to occupants of this car (claim frequency)
Medical payments	145	Much worse than average	Injuries to occupants of this car (claim frequency)

HLDI results by body style / drivetrain (3)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
Chevrolet Equinox 4dr	86	71	95	112
Chevrolet Equinox 4dr 4WD	85	70	85	92
Chevrolet Equinox electric 4dr	97	45	—	—

Repair and parts costs: Small SUV — mainstream parts availability keeps repairs moderate.
Recalls & complaints: 1 NHTSA recall campaigns and 296 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Chevrolet Equinox trims and configurations (2027)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Equinox AWD	AWD	1.5L 4-cyl Turbo	26
Equinox FWD	FWD	1.5L 4-cyl Turbo	27

Chevrolet Equinox insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2027	1.5L 4-cyl Turbo	AWD, FWD	26–27	$1,470
2026	1.5L 4-cyl Turbo	AWD, FWD	26–27	$1,445
2025	1.5L 4-cyl Turbo	AWD, FWD	26–27	$1,415
2024	1.5L 4-cyl Turbo	AWD, FWD	26–28	$1,390
2023	1.5L 4-cyl Turbo	AWD, FWD	26–28	$1,365
2022	1.5L 4-cyl Turbo	AWD, FWD	27–28	$1,340
2021	1.5L 4-cyl Turbo	AWD, FWD	27–28	$1,315
2020	1.5L 4-cyl Turbo, 2.0L 4-cyl Turbo	AWD, FWD	24–28	$1,285
2019	1.5L 4-cyl Turbo, 1.6L 4-cyl Turbo Diesel, 2.0L 4-cyl Turbo	AWD, FWD	24–32	$1,260
2018	1.5L 4-cyl Turbo, 1.6L 4-cyl Turbo Diesel, 2.0L 4-cyl Turbo	AWD, FWD	24–32	$1,235
2017	2.4L 4-cyl, 3.6L 6-cyl	AWD, FWD	18–25	$1,210
2016	2.4L 4-cyl, 3.6L 6-cyl	AWD, FWD	18–26	$1,185
2015	2.4L 4-cyl, 3.6L 6-cyl	AWD, FWD	19–26	$1,180
2014	2.4L 4-cyl, 3.6L 6-cyl	AWD, FWD	19–26	$1,180
2013	2.4L 4-cyl, 3.6L 6-cyl	AWD, FWD	19–26	$1,180
2012	2.4L 4-cyl, 3.0L 6-cyl	AWD, FWD	19–26	$1,180
2011	2.4L 4-cyl, 3.0L 6-cyl	AWD, FWD	19–26	$1,180
2010	2.4L 4-cyl, 3.0L 6-cyl	AWD, FWD	20–26	$1,180
2009	3.4L 6-cyl, 3.6L 6-cyl	4WD/AWD, FWD	19–20	$1,180
2008	3.4L 6-cyl, 3.6L 6-cyl	4WD/AWD, FWD	19	$1,180

Chevrolet Equinox insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Equinox page for that state.

State	Full coverage	Minimum	vs. national	Equinox page
Alabama	$1,265	$480	−14%	Equinox in AL
Alaska	$1,285	$625	−13%	Equinox in AK
Arizona	$1,540	$660	+5%	Equinox in AZ
Arkansas	$1,270	$450	−14%	Equinox in AR
California	$1,435	$575	−2%	Equinox in CA
Colorado	$1,645	$650	+12%	Equinox in CO
Connecticut	$1,580	$710	+7%	Equinox in CT
Delaware	$1,665	$805	+13%	Equinox in DE
District of Columbia	$1,850	$745	+26%	Equinox in DC
Florida	$2,145	$1,080	+46%	Equinox in FL
Georgia	$1,845	$875	+26%	Equinox in GA
Hawaii	$1,010	$435	−31%	Equinox in HI
Idaho	$995	$400	−32%	Equinox in ID
Illinois	$1,265	$500	−14%	Equinox in IL
Indiana	$1,035	$405	−30%	Equinox in IN
Iowa	$970	$310	−34%	Equinox in IA
Kansas	$1,145	$405	−22%	Equinox in KS
Kentucky	$1,235	$530	−16%	Equinox in KY
Louisiana	$2,035	$790	+38%	Equinox in LA
Maine	$925	$425	−37%	Equinox in ME
Maryland	$1,660	$755	+13%	Equinox in MD
Massachusetts	$1,445	$590	−2%	Equinox in MA
Michigan	$1,595	$765	+9%	Equinox in MI
Minnesota	$1,205	$470	−18%	Equinox in MN
Mississippi	$1,385	$530	−6%	Equinox in MS
Missouri	$1,315	$510	−11%	Equinox in MO
Montana	$1,140	$395	−22%	Equinox in MT
Nebraska	$1,150	$405	−22%	Equinox in NE
Nevada	$1,725	$870	+17%	Equinox in NV
New Hampshire	$1,040	$400	−29%	Equinox in NH
New Jersey	$1,800	$935	+22%	Equinox in NJ
New Mexico	$1,310	$520	−11%	Equinox in NM
New York	$1,995	$930	+36%	Equinox in NY
North Carolina	$1,080	$450	−27%	Equinox in NC
North Dakota	$905	$275	−38%	Equinox in ND
Ohio	$1,040	$405	−29%	Equinox in OH
Oklahoma	$1,300	$470	−12%	Equinox in OK
Oregon	$1,335	$625	−9%	Equinox in OR
Pennsylvania	$1,270	$425	−14%	Equinox in PA
Rhode Island	$1,795	$820	+22%	Equinox in RI
South Carolina	$1,585	$735	+8%	Equinox in SC
South Dakota	$1,070	$315	−27%	Equinox in SD
Tennessee	$1,205	$450	−18%	Equinox in TN
Texas	$1,720	$690	+17%	Equinox in TX
Utah	$1,350	$655	−8%	Equinox in UT
Vermont	$935	$320	−36%	Equinox in VT
Virginia	$1,260	$625	−14%	Equinox in VA
Washington	$1,295	$590	−12%	Equinox in WA
West Virginia	$1,205	$435	−18%	Equinox in WV
Wisconsin	$990	$375	−33%	Equinox in WI
Wyoming	$1,100	$325	−25%	Equinox in WY

Chevrolet Equinox insurance by driver profile

Estimated annual Chevrolet Equinox premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,690	$2,450	$4,040	$337
Young adult (22)	$985	$1,425	$2,350	$196
Adult in their 30s	$615	$890	$1,470	$123
Adult in their 50s	$565	$820	$1,350	$113
Senior (72)	$690	$1,000	$1,645	$137
30s, one at-fault accident	$890	$1,290	$2,130	$178
30s, DUI on record	$1,135	$1,650	$2,720	$227

Chevrolet Equinox vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Chevrolet Equinox	$1,470	86	71	—
Honda CR-V	$1,200	63	65	Compare
GMC Terrain	$1,480	85	81	Compare
Nissan Rogue	$1,430	82	74	Compare

Estimate Chevrolet Equinox insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Other Chevrolet models

Blazer EV $1,520/yr
Bolt EV $1,610/yr
Corvette $1,520/yr
Equinox EV $1,520/yr
Suburban $1,610/yr
Tahoe $1,450/yr
Traverse $1,050/yr
Blazer $1,510/yr
Colorado $1,355/yr
Silverado 1500 $1,725/yr
Silverado EV $1,600/yr
Trailblazer $1,475/yr
Trax $1,430/yr
Malibu $2,055/yr
Camaro $2,245/yr
Bolt EUV $1,395/yr
Spark $1,390/yr
Impala $1,375/yr
Sonic $1,305/yr
Cruze $1,310/yr
Volt $1,310/yr
City Express $1,280/yr
Express $1,250/yr
SS $1,300/yr
Captiva Sport $1,200/yr
Avalanche $1,240/yr
Aveo $1,220/yr
HHR $1,190/yr
Cobalt $1,245/yr
Malibu Classic $1,255/yr

All Chevrolet insurance costs →

Frequently asked questions

How much is insurance for a Chevrolet Equinox?

We estimate about $1,470 a year ($122 a month) for full coverage and $615 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 8% less than the average vehicle.

Is the Chevrolet Equinox expensive to insure?

HLDI insurance-loss data rates it at 86 for collision and 71 for comprehensive losses (100 = average of all vehicles), meaning collision losses are better than average.

Which state is cheapest to insure a Chevrolet Equinox?

North Dakota has the lowest estimate (about $905 a year for full coverage) and Florida the highest (about $2,145).

Is the Chevrolet Equinox cheaper to insure than the Honda CR-V?

By our estimate the Chevrolet Equinox costs about $1,470 a year versus $1,200 for the Honda CR-V, making the Honda CR-V cheaper to insure.

How much is Chevrolet Equinox insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $4,040 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page