Estimates, not quotes

Nissan Rogue vs Chevrolet Equinox Insurance Cost

The Nissan Rogue is cheaper to insure by about $40 a year for full coverage by our estimate ($1,430 vs. $1,470), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageNissan RogueChevrolet EquinoxDifference
State minimum$610$615−$5
Standard (100/300/100)$885$890−$5
Full coverage$1,430$1,470−$40

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Rogue minus Equinox.

Why one costs more to insure

FactorNissan RogueChevrolet Equinox
SegmentSmall SUVSmall SUV
PowertrainsGasoline, HybridGasoline, Diesel, Flex-fuel
HLDI collision (100 = avg)8286
HLDI comprehensive7471
HLDI property damage liability9095
HLDI bodily injury liability119112
NHTSA overall rating5★—
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)61

Collision losses are the biggest swing factor: the Chevrolet Equinox has 4 points higher relative collision losses, meaning its crash repairs cost insurers more on average.

Rogue vs Equinox insurance by state

StateRogueEquinoxDifference
Alabama$1,230$1,265−$35
Alaska$1,245$1,285−$40
Arizona$1,500$1,540−$40
Arkansas$1,230$1,270−$40
California$1,390$1,435−$45
Colorado$1,605$1,645−$40
Connecticut$1,535$1,580−$45
Delaware$1,630$1,665−$35
District of Columbia$1,795$1,850−$55
Florida$2,100$2,145−$45
Georgia$1,800$1,845−$45
Hawaii$975$1,010−$35
Idaho$965$995−$30
Illinois$1,230$1,265−$35
Indiana$1,005$1,035−$30
Iowa$940$970−$30
Kansas$1,115$1,145−$30
Kentucky$1,205$1,235−$30
Louisiana$1,985$2,035−$50
Maine$900$925−$25
Maryland$1,615$1,660−$45
Massachusetts$1,400$1,445−$45
Michigan$1,550$1,595−$45
Minnesota$1,175$1,205−$30
Mississippi$1,350$1,385−$35
Missouri$1,280$1,315−$35
Montana$1,110$1,140−$30
Nebraska$1,115$1,150−$35
Nevada$1,690$1,725−$35
New Hampshire$1,005$1,040−$35
New Jersey$1,755$1,800−$45
New Mexico$1,270$1,310−$40
New York$1,950$1,995−$45
North Carolina$1,040$1,080−$40
North Dakota$880$905−$25
Ohio$1,010$1,040−$30
Oklahoma$1,260$1,300−$40
Oregon$1,305$1,335−$30
Pennsylvania$1,230$1,270−$40
Rhode Island$1,750$1,795−$45
South Carolina$1,550$1,585−$35
South Dakota$1,045$1,070−$25
Tennessee$1,170$1,205−$35
Texas$1,670$1,720−$50
Utah$1,315$1,350−$35
Vermont$905$935−$30
Virginia$1,225$1,260−$35
Washington$1,260$1,295−$35
West Virginia$1,170$1,205−$35
Wisconsin$960$990−$30
Wyoming$1,065$1,100−$35

By driver profile (full coverage)

DriverRogueEquinox
Teen driver (18, own policy)$3,930$4,040
Young adult (22)$2,285$2,350
Adult in their 30s$1,430$1,470
Adult in their 50s$1,315$1,350
Senior (72)$1,600$1,645
30s, one at-fault accident$2,070$2,130
30s, DUI on record$2,645$2,720

More comparisons

Frequently asked questions

Is the Nissan Rogue or the Chevrolet Equinox cheaper to insure?

By our estimate the Nissan Rogue is cheaper, by about $40 a year for full coverage ($1,430 vs. $1,470) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Nissan Rogue and Chevrolet Equinox?

Mostly because of insurance-loss history: HLDI collision indices of 82 vs. 86 and comprehensive indices of 74 vs. 71 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page