Chevrolet Suburban Insurance Cost

Full coverage for a Chevrolet Suburban costs about $1,610 a year ($134/month) by our estimate — ▲ +1% versus the average vehicle, ranking 147th cheapest of 310 current models.

Chevrolet Suburban exterior (photo from Wikimedia Commons) — Photo: Kevauto, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Chevrolet Suburban insurance cost at a glance

Full coverage

$1,610

$134/mo · $1,320–$1,900

Minimum liability

$650

$54/mo

Segment

Large SUV

Gasoline, Diesel, Flex-fuel

HLDI collision losses

Better than average (100 = avg)

NHTSA overall

★★★★★

2026 model year

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2027 model year. Our vehicle data covers the 2005–2027 model years of the Chevrolet Suburban.

Estimated Chevrolet Suburban premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$650	$54	$530–$765
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$940	$78	$770–$1,110
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,610	$134	$1,320–$1,900

What drives the cost of insuring a Chevrolet Suburban

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Chevrolet Suburban's results put our vehicle factor at 1.06× for liability, 0.94× for collision and 0.98× for comprehensive.

HLDI relative insurance losses — Chevrolet Suburban 1500 4dr 4WD (Very large SUVs)
Coverage	Index	Rating	What it measures
Collision	91	Better than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	95	Better than average	Theft, vandalism, glass, weather and animal damage
Property damage liability	117	Worse than average	Damage this car does to other vehicles and property
Bodily injury liability	106	Worse than average	Injuries to people in other vehicles (claim frequency)
Personal injury protection	69	Much better than average	Injuries to occupants of this car (claim frequency)
Medical payments	68	Much better than average	Injuries to occupants of this car (claim frequency)

HLDI results by body style / drivetrain (2)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
Chevrolet Suburban 1500 4dr 4WD	91	95	117	106
Chevrolet Suburban 1500 4dr	102	101	127	—

Repair and parts costs: Large SUV — mainstream parts availability keeps repairs moderate.
Safety: 5-star NHTSA overall rating (frontal 5★, side 5★, rollover 3★) — better occupant protection lowers injury-claim costs.
Recalls & complaints: 3 NHTSA recall campaigns and 45 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Chevrolet Suburban trims and configurations (2027)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Suburban 2WD	RWD	3.0L 6-cyl Turbo Diesel	23
Suburban 2WD	RWD	5.3L 8-cyl	17
Suburban 2WD	RWD	6.2L 8-cyl	16
Suburban 4WD	4WD	3.0L 6-cyl Turbo Diesel	22
Suburban 4WD	4WD	5.3L 8-cyl	16
Suburban 4WD	4WD	6.2L 8-cyl	16

Chevrolet Suburban insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2027	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,610
2026	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,580
2025	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,550
2024	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,520
2023	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,490
2022	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,460
2021	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,430
2020	5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–18	$1,400
2019	5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–18	$1,370
2018	5.3L 8-cyl	4WD, RWD	18–19	$1,340
2017	5.3L 8-cyl	4WD, RWD	18–19	$1,310
2016	5.3L 8-cyl	4WD, RWD	18–19	$1,280
2015	5.3L 8-cyl	4WD, RWD	18	$1,275
2014	5.3L 8-cyl	4WD, RWD	17	$1,275
2013	5.3L 8-cyl, 6.0L 8-cyl	4WD, RWD	12–17	$1,275
2012	5.3L 8-cyl, 6.0L 8-cyl	4WD, RWD	12–17	$1,275
2011	5.3L 8-cyl, 6.0L 8-cyl	4WD, RWD	12–17	$1,275
2010	5.3L 8-cyl, 6.2L 8-cyl	RWD	14–17	$1,275
2009	5.3L 8-cyl, 6.0L 8-cyl	RWD	16	$1,275
2008	5.3L 8-cyl, 6.0L 8-cyl	4WD/AWD, RWD	14–16	$1,275

Chevrolet Suburban insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Suburban page for that state.

State	Full coverage	Minimum	vs. national	Suburban page
Alabama	$1,395	$505	−13%	Suburban in AL
Alaska	$1,405	$660	−13%	Suburban in AK
Arizona	$1,690	$700	+5%	Suburban in AZ
Arkansas	$1,410	$475	−12%	Suburban in AR
California	$1,560	$605	−3%	Suburban in CA
Colorado	$1,835	$690	+14%	Suburban in CO
Connecticut	$1,710	$750	+6%	Suburban in CT
Delaware	$1,805	$850	+12%	Suburban in DE
District of Columbia	$2,020	$785	+25%	Suburban in DC
Florida	$2,320	$1,140	+44%	Suburban in FL
Georgia	$2,000	$920	+24%	Suburban in GA
Hawaii	$1,100	$460	−32%	Suburban in HI
Idaho	$1,090	$425	−32%	Suburban in ID
Illinois	$1,390	$525	−14%	Suburban in IL
Indiana	$1,140	$430	−29%	Suburban in IN
Iowa	$1,090	$325	−32%	Suburban in IA
Kansas	$1,285	$425	−20%	Suburban in KS
Kentucky	$1,355	$555	−16%	Suburban in KY
Louisiana	$2,230	$835	+39%	Suburban in LA
Maine	$1,020	$450	−37%	Suburban in ME
Maryland	$1,805	$795	+12%	Suburban in MD
Massachusetts	$1,575	$625	−2%	Suburban in MA
Michigan	$1,745	$810	+8%	Suburban in MI
Minnesota	$1,345	$495	−16%	Suburban in MN
Mississippi	$1,535	$560	−5%	Suburban in MS
Missouri	$1,460	$540	−9%	Suburban in MO
Montana	$1,285	$415	−20%	Suburban in MT
Nebraska	$1,290	$425	−20%	Suburban in NE
Nevada	$1,860	$915	+16%	Suburban in NV
New Hampshire	$1,140	$425	−29%	Suburban in NH
New Jersey	$1,945	$990	+21%	Suburban in NJ
New Mexico	$1,440	$550	−11%	Suburban in NM
New York	$2,165	$985	+34%	Suburban in NY
North Carolina	$1,190	$475	−26%	Suburban in NC
North Dakota	$1,025	$290	−36%	Suburban in ND
Ohio	$1,145	$425	−29%	Suburban in OH
Oklahoma	$1,445	$500	−10%	Suburban in OK
Oregon	$1,450	$660	−10%	Suburban in OR
Pennsylvania	$1,395	$450	−13%	Suburban in PA
Rhode Island	$1,945	$865	+21%	Suburban in RI
South Carolina	$1,730	$775	+7%	Suburban in SC
South Dakota	$1,230	$335	−24%	Suburban in SD
Tennessee	$1,330	$475	−17%	Suburban in TN
Texas	$1,905	$730	+18%	Suburban in TX
Utah	$1,465	$690	−9%	Suburban in UT
Vermont	$1,035	$335	−36%	Suburban in VT
Virginia	$1,380	$660	−14%	Suburban in VA
Washington	$1,405	$625	−13%	Suburban in WA
West Virginia	$1,340	$460	−17%	Suburban in WV
Wisconsin	$1,100	$395	−32%	Suburban in WI
Wyoming	$1,255	$345	−22%	Suburban in WY

Chevrolet Suburban insurance by driver profile

Estimated annual Chevrolet Suburban premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,785	$2,585	$4,425	$369
Young adult (22)	$1,040	$1,505	$2,575	$215
Adult in their 30s	$650	$940	$1,610	$134
Adult in their 50s	$595	$865	$1,480	$123
Senior (72)	$725	$1,055	$1,800	$150
30s, one at-fault accident	$940	$1,365	$2,330	$194
30s, DUI on record	$1,200	$1,740	$2,975	$248

Chevrolet Suburban vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Chevrolet Suburban	$1,610	91	95	—
Ford Expedition	$1,370	92	97	Compare
Dodge Durango	$1,770	107	142	Compare
GMC Yukon	$1,315	66	75	Compare

Estimate Chevrolet Suburban insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Other Chevrolet models

Blazer EV $1,520/yr
Bolt EV $1,610/yr
Corvette $1,520/yr
Equinox $1,470/yr
Equinox EV $1,520/yr
Tahoe $1,450/yr
Traverse $1,050/yr
Blazer $1,510/yr
Colorado $1,355/yr
Silverado 1500 $1,725/yr
Silverado EV $1,600/yr
Trailblazer $1,475/yr
Trax $1,430/yr
Malibu $2,055/yr
Camaro $2,245/yr
Bolt EUV $1,395/yr
Spark $1,390/yr
Impala $1,375/yr
Sonic $1,305/yr
Cruze $1,310/yr
Volt $1,310/yr
City Express $1,280/yr
Express $1,250/yr
SS $1,300/yr
Captiva Sport $1,200/yr
Avalanche $1,240/yr
Aveo $1,220/yr
HHR $1,190/yr
Cobalt $1,245/yr
Malibu Classic $1,255/yr

All Chevrolet insurance costs →

Frequently asked questions

How much is insurance for a Chevrolet Suburban?

We estimate about $1,610 a year ($134 a month) for full coverage and $650 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 1% more than the average vehicle.

Is the Chevrolet Suburban expensive to insure?

HLDI insurance-loss data rates it at 91 for collision and 95 for comprehensive losses (100 = average of all vehicles), meaning collision losses are better than average.

Which state is cheapest to insure a Chevrolet Suburban?

Maine has the lowest estimate (about $1,020 a year for full coverage) and Florida the highest (about $2,320).

What is the Chevrolet Suburban's NHTSA safety rating?

The 2026 Chevrolet Suburban earned 5 out of 5 stars overall in NHTSA crash testing. Better crash protection can lower injury-claim costs.

Is the Chevrolet Suburban cheaper to insure than the Ford Expedition?

By our estimate the Chevrolet Suburban costs about $1,610 a year versus $1,370 for the Ford Expedition, making the Ford Expedition cheaper to insure.

How much is Chevrolet Suburban insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $4,425 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page