Chevrolet Trailblazer Insurance Cost

Full coverage for a Chevrolet Trailblazer costs about $1,475 a year ($123/month) by our estimate — ▼ −7% versus the average vehicle, ranking 79th cheapest of 310 current models.

Chevrolet Trailblazer exterior (photo from Wikimedia Commons) — Photo: Kevauto, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Chevrolet Trailblazer insurance cost at a glance

Full coverage

$1,475

$123/mo · $1,210–$1,740

Minimum liability

$635

$53/mo

Segment

Small SUV

Gasoline, Flex-fuel

HLDI collision losses

Better than average (100 = avg)

NHTSA overall

★★★★★

2026 model year

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2026 model year. Our vehicle data covers the 2005–2026 model years of the Chevrolet Trailblazer.

Estimated Chevrolet Trailblazer premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$635	$53	$520–$750
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$920	$77	$755–$1,085
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,475	$123	$1,210–$1,740

What drives the cost of insuring a Chevrolet Trailblazer

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Chevrolet Trailblazer's results put our vehicle factor at 1.03× for liability, 0.86× for collision and 0.75× for comprehensive.

HLDI relative insurance losses — Chevrolet Trailblazer 4dr (Small SUVs)
Coverage	Index	Rating	What it measures
Collision	85	Better than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	73	Much better than average	Theft, vandalism, glass, weather and animal damage
Property damage liability	104	Average	Damage this car does to other vehicles and property
Bodily injury liability	118	Worse than average	Injuries to people in other vehicles (claim frequency)
Personal injury protection	120	Worse than average	Injuries to occupants of this car (claim frequency)
Medical payments	133	Much worse than average	Injuries to occupants of this car (claim frequency)

HLDI results by body style / drivetrain (2)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
Chevrolet Trailblazer 4dr	85	73	104	118
Chevrolet Trailblazer 4dr 4WD	77	73	91	100

Repair and parts costs: Small SUV — mainstream parts availability keeps repairs moderate.
Safety: 5-star NHTSA overall rating (frontal 5★, side 5★, rollover 4★) — better occupant protection lowers injury-claim costs.
Recalls & complaints: 1 NHTSA recall campaigns and 61 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Chevrolet Trailblazer trims and configurations (2026)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Trailblazer AWD	AWD	1.3L 3-cyl Turbo	27
Trailblazer FWD	FWD	1.3L 3-cyl Turbo	31
Trailblazer FWD FFV	FWD	1.2L 3-cyl Turbo	30

Chevrolet Trailblazer insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2026	1.2L 3-cyl Turbo, 1.3L 3-cyl Turbo	AWD, FWD	27–31	$1,475
2025	1.2L 3-cyl Turbo, 1.3L 3-cyl Turbo	AWD, FWD	27–31	$1,445
2024	1.3L 3-cyl Turbo	AWD, FWD	27–31	$1,420
2023	1.2L 3-cyl Turbo, 1.3L 3-cyl Turbo	AWD, FWD	28–31	$1,395
2022	1.2L 3-cyl Turbo, 1.3L 3-cyl Turbo	AWD, FWD	28–31	$1,370
2021	1.2L 3-cyl Turbo, 1.3L 3-cyl Turbo	AWD, FWD	28–31	$1,345
2009	4.2L 6-cyl, 5.3L 8-cyl, 6.0L 8-cyl	4WD/AWD, RWD	13–17	$1,210
2008	4.2L 6-cyl, 5.3L 8-cyl, 6.0L 8-cyl	4WD/AWD, RWD	13–17	$1,210
2007	4.2L 6-cyl, 5.3L 8-cyl, 6.0L 8-cyl	4WD/AWD, RWD	14–17	$1,210
2006	4.2L 6-cyl, 5.3L 8-cyl, 6.0L 8-cyl	4WD/AWD, RWD	14–16	$1,210
2005	4.2L 6-cyl, 5.3L 8-cyl	4WD/AWD, RWD	14–16	$1,210

Chevrolet Trailblazer insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs.

State	Full coverage	Minimum	vs. national
Alabama	$1,265	$495	−14%
Alaska	$1,285	$645	−13%
Arizona	$1,550	$685	+5%
Arkansas	$1,265	$465	−14%
California	$1,435	$595	−3%
Colorado	$1,650	$675	+12%
Connecticut	$1,585	$735	+7%
Delaware	$1,685	$830	+14%
District of Columbia	$1,850	$770	+25%
Florida	$2,170	$1,115	+47%
Georgia	$1,860	$900	+26%
Hawaii	$1,005	$450	−32%
Idaho	$995	$415	−33%
Illinois	$1,265	$515	−14%
Indiana	$1,035	$420	−30%
Iowa	$965	$320	−35%
Kansas	$1,140	$415	−23%
Kentucky	$1,240	$545	−16%
Louisiana	$2,045	$820	+39%
Maine	$925	$440	−37%
Maryland	$1,665	$780	+13%
Massachusetts	$1,445	$610	−2%
Michigan	$1,595	$790	+8%
Minnesota	$1,205	$485	−18%
Mississippi	$1,385	$550	−6%
Missouri	$1,320	$530	−11%
Montana	$1,135	$405	−23%
Nebraska	$1,145	$415	−22%
Nevada	$1,745	$895	+18%
New Hampshire	$1,040	$415	−29%
New Jersey	$1,815	$970	+23%
New Mexico	$1,310	$540	−11%
New York	$2,010	$960	+36%
North Carolina	$1,070	$465	−27%
North Dakota	$900	$285	−39%
Ohio	$1,040	$420	−29%
Oklahoma	$1,295	$490	−12%
Oregon	$1,345	$650	−9%
Pennsylvania	$1,265	$440	−14%
Rhode Island	$1,805	$850	+22%
South Carolina	$1,595	$760	+8%
South Dakota	$1,065	$325	−28%
Tennessee	$1,205	$465	−18%
Texas	$1,720	$715	+17%
Utah	$1,360	$675	−8%
Vermont	$930	$330	−37%
Virginia	$1,265	$650	−14%
Washington	$1,300	$610	−12%
West Virginia	$1,200	$450	−19%
Wisconsin	$990	$385	−33%
Wyoming	$1,090	$335	−26%

Chevrolet Trailblazer insurance by driver profile

Estimated annual Chevrolet Trailblazer premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,745	$2,535	$4,050	$338
Young adult (22)	$1,015	$1,475	$2,355	$196
Adult in their 30s	$635	$920	$1,475	$123
Adult in their 50s	$585	$845	$1,355	$113
Senior (72)	$710	$1,030	$1,650	$138
30s, one at-fault accident	$920	$1,335	$2,135	$178
30s, DUI on record	$1,175	$1,705	$2,725	$227

Chevrolet Trailblazer vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Chevrolet Trailblazer	$1,475	85	73	—
Honda CR-V	$1,200	63	65	—
Subaru Forester	$1,140	64	84	—
Mazda CX-5	$1,325	80	71	—

Estimate Chevrolet Trailblazer insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

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Other Chevrolet models

Blazer EV $1,520/yr
Bolt EV $1,610/yr
Corvette $1,520/yr
Equinox $1,470/yr
Equinox EV $1,520/yr
Suburban $1,610/yr
Tahoe $1,450/yr
Traverse $1,050/yr
Blazer $1,510/yr
Colorado $1,355/yr
Silverado 1500 $1,725/yr
Silverado EV $1,600/yr
Trax $1,430/yr
Malibu $2,055/yr
Camaro $2,245/yr
Bolt EUV $1,395/yr
Spark $1,390/yr
Impala $1,375/yr
Sonic $1,305/yr
Cruze $1,310/yr
Volt $1,310/yr
City Express $1,280/yr
Express $1,250/yr
SS $1,300/yr
Captiva Sport $1,200/yr
Avalanche $1,240/yr
Aveo $1,220/yr
HHR $1,190/yr
Cobalt $1,245/yr
Malibu Classic $1,255/yr

All Chevrolet insurance costs →

Frequently asked questions

How much is insurance for a Chevrolet Trailblazer?

We estimate about $1,475 a year ($123 a month) for full coverage and $635 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 7% less than the average vehicle.

Is the Chevrolet Trailblazer expensive to insure?

HLDI insurance-loss data rates it at 85 for collision and 73 for comprehensive losses (100 = average of all vehicles), meaning collision losses are better than average.

Which state is cheapest to insure a Chevrolet Trailblazer?

North Dakota has the lowest estimate (about $900 a year for full coverage) and Florida the highest (about $2,170).

What is the Chevrolet Trailblazer's NHTSA safety rating?

The 2026 Chevrolet Trailblazer earned 5 out of 5 stars overall in NHTSA crash testing. Better crash protection can lower injury-claim costs.

Is the Chevrolet Trailblazer cheaper to insure than the Honda CR-V?

By our estimate the Chevrolet Trailblazer costs about $1,475 a year versus $1,200 for the Honda CR-V, making the Honda CR-V cheaper to insure.

How much is Chevrolet Trailblazer insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $4,050 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page