Chevrolet Camaro Insurance Cost

Full coverage for a Chevrolet Camaro costs about $2,245 a year ($187/month) by our estimate — ▲ +41% versus the average vehicle.

Chevrolet Camaro exterior (photo from Wikimedia Commons) — Photo: Kevauto, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Chevrolet Camaro insurance cost at a glance

Full coverage

$2,245

$187/mo · $1,840–$2,650

Minimum liability

$825

$69/mo

Segment

Sports car

Gasoline

HLDI collision losses

158

Much worse than average (100 = avg)

NHTSA overall

★★★★★

2024 model year

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2024 model year. Our vehicle data covers the 2010–2024 model years of the Chevrolet Camaro, which is no longer in production.

Estimated Chevrolet Camaro premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$825	$69	$675–$970
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$1,195	$99	$980–$1,410
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$2,245	$187	$1,840–$2,650

What drives the cost of insuring a Chevrolet Camaro

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Chevrolet Camaro's results put our vehicle factor at 1.34× for liability, 1.55× for collision and 2.10× for comprehensive.

HLDI relative insurance losses — Chevrolet Camaro 2dr (Large Sports cars)
Coverage	Index	Rating	What it measures
Collision	158	Much worse than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	227	Much worse than average	Theft, vandalism, glass, weather and animal damage
Property damage liability	133	Much worse than average	Damage this car does to other vehicles and property
Bodily injury liability	169	Much worse than average	Injuries to people in other vehicles (claim frequency)
Personal injury protection	136	Much worse than average	Injuries to occupants of this car (claim frequency)
Medical payments	154	Much worse than average	Injuries to occupants of this car (claim frequency)

HLDI results by body style / drivetrain (4)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
Chevrolet Camaro 2dr	158	227	133	169
Chevrolet Camaro convertible	124	181	107	—
Chevrolet Camaro ZL1 2dr	146	697	55	—
Chevrolet Camaro ZL1 convertible	100	621	—	—

Repair and parts costs: Sports car — performance models see more frequent and costlier crashes.
Safety: 5-star NHTSA overall rating (frontal 4★, side 5★, rollover 5★) — better occupant protection lowers injury-claim costs.
Recalls & complaints: 1 NHTSA recall campaigns and 32 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Chevrolet Camaro trims and configurations (2024)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Camaro	RWD	3.6L 6-cyl	22
Camaro	RWD	6.2L 8-cyl	20
Camaro	RWD	6.2L 8-cyl Supercharged	16

Chevrolet Camaro insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2024	3.6L 6-cyl, 6.2L 8-cyl, 6.2L 8-cyl Supercharged	RWD	16–22	$2,245
2023	2.0L 4-cyl Turbo, 3.6L 6-cyl, 6.2L 8-cyl	RWD	16–25	$2,190
2022	2.0L 4-cyl Turbo, 3.6L 6-cyl, 6.2L 8-cyl	RWD	16–25	$2,135
2021	2.0L 4-cyl Turbo, 3.6L 6-cyl, 6.2L 8-cyl	RWD	16–25	$2,080
2020	2.0L 4-cyl Turbo, 3.6L 6-cyl, 6.2L 8-cyl	RWD	16–25	$2,025
2019	2.0L 4-cyl Turbo, 3.6L 6-cyl, 6.2L 8-cyl	RWD	16–25	$1,970
2018	2.0L 4-cyl Turbo, 3.6L 6-cyl, 6.2L 8-cyl	RWD	15–25	$1,920
2017	2.0L 4-cyl Turbo, 3.6L 6-cyl, 6.2L 8-cyl	RWD	15–25	$1,865
2016	2.0L 4-cyl Turbo, 3.6L 6-cyl, 6.2L 8-cyl	RWD	19–25	$1,810
2015	3.6L 6-cyl, 6.2L 8-cyl, 6.2L 8-cyl Supercharged	RWD	14–22	$1,800
2014	3.6L 6-cyl, 6.2L 8-cyl, 6.2L 8-cyl Supercharged	RWD	14–22	$1,800
2013	3.6L 6-cyl, 6.2L 8-cyl, 6.2L 8-cyl Supercharged	RWD	14–22	$1,800
2012	3.6L 6-cyl, 6.2L 8-cyl, 6.2L 8-cyl Supercharged	RWD	14–22	$1,800
2011	3.6L 6-cyl, 6.2L 8-cyl	RWD	19–22	$1,800
2010	3.6L 6-cyl, 6.2L 8-cyl	RWD	19–22	$1,800

Chevrolet Camaro insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Camaro page for that state.

State	Full coverage	Minimum	vs. national	Camaro page
Alabama	$1,975	$645	−12%	Camaro in AL
Alaska	$1,950	$835	−13%	Camaro in AK
Arizona	$2,370	$885	+6%	Camaro in AZ
Arkansas	$2,025	$600	−10%	Camaro in AR
California	$2,155	$770	−4%	Camaro in CA
Colorado	$2,650	$875	+18%	Camaro in CO
Connecticut	$2,345	$955	+4%	Camaro in CT
Delaware	$2,460	$1,075	+10%	Camaro in DE
District of Columbia	$2,810	$995	+25%	Camaro in DC
Florida	$3,145	$1,445	+40%	Camaro in FL
Georgia	$2,740	$1,170	+22%	Camaro in GA
Hawaii	$1,520	$585	−32%	Camaro in HI
Idaho	$1,530	$540	−32%	Camaro in ID
Illinois	$1,955	$670	−13%	Camaro in IL
Indiana	$1,610	$540	−28%	Camaro in IN
Iowa	$1,610	$415	−28%	Camaro in IA
Kansas	$1,885	$540	−16%	Camaro in KS
Kentucky	$1,900	$705	−15%	Camaro in KY
Louisiana	$3,115	$1,060	+39%	Camaro in LA
Maine	$1,435	$570	−36%	Camaro in ME
Maryland	$2,495	$1,010	+11%	Camaro in MD
Massachusetts	$2,180	$795	−3%	Camaro in MA
Michigan	$2,435	$1,025	+8%	Camaro in MI
Minnesota	$1,945	$630	−13%	Camaro in MN
Mississippi	$2,195	$710	−2%	Camaro in MS
Missouri	$2,090	$685	−7%	Camaro in MO
Montana	$1,890	$525	−16%	Camaro in MT
Nebraska	$1,885	$540	−16%	Camaro in NE
Nevada	$2,500	$1,160	+11%	Camaro in NV
New Hampshire	$1,590	$540	−29%	Camaro in NH
New Jersey	$2,640	$1,255	+18%	Camaro in NJ
New Mexico	$2,040	$695	−9%	Camaro in NM
New York	$2,965	$1,245	+32%	Camaro in NY
North Carolina	$1,695	$600	−24%	Camaro in NC
North Dakota	$1,530	$370	−32%	Camaro in ND
Ohio	$1,615	$540	−28%	Camaro in OH
Oklahoma	$2,095	$630	−7%	Camaro in OK
Oregon	$1,990	$840	−11%	Camaro in OR
Pennsylvania	$1,980	$570	−12%	Camaro in PA
Rhode Island	$2,655	$1,100	+18%	Camaro in RI
South Carolina	$2,395	$980	+7%	Camaro in SC
South Dakota	$1,880	$420	−16%	Camaro in SD
Tennessee	$1,885	$605	−16%	Camaro in TN
Texas	$2,725	$925	+21%	Camaro in TX
Utah	$2,005	$875	−11%	Camaro in UT
Vermont	$1,480	$425	−34%	Camaro in VT
Virginia	$1,930	$840	−14%	Camaro in VA
Washington	$1,925	$790	−14%	Camaro in WA
West Virginia	$1,935	$585	−14%	Camaro in WV
Wisconsin	$1,580	$500	−30%	Camaro in WI
Wyoming	$1,905	$435	−15%	Camaro in WY

Chevrolet Camaro insurance by driver profile

Estimated annual Chevrolet Camaro premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$2,265	$3,280	$6,180	$515
Young adult (22)	$1,315	$1,910	$3,595	$300
Adult in their 30s	$825	$1,195	$2,245	$187
Adult in their 50s	$755	$1,100	$2,065	$172
Senior (72)	$920	$1,335	$2,515	$210
30s, one at-fault accident	$1,195	$1,730	$3,255	$271
30s, DUI on record	$1,520	$2,210	$4,155	$346

Chevrolet Camaro vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Chevrolet Camaro	$2,245	158	227	—
Dodge Challenger	$1,705	—	—	Compare
Ford Mustang	$1,865	184	115	Compare
Toyota GR86	$2,095	191	116	Compare

Estimate Chevrolet Camaro insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Other Chevrolet models

Blazer EV $1,520/yr
Bolt EV $1,610/yr
Corvette $1,520/yr
Equinox $1,470/yr
Equinox EV $1,520/yr
Suburban $1,610/yr
Tahoe $1,450/yr
Traverse $1,050/yr
Blazer $1,510/yr
Colorado $1,355/yr
Silverado 1500 $1,725/yr
Silverado EV $1,600/yr
Trailblazer $1,475/yr
Trax $1,430/yr
Malibu $2,055/yr
Bolt EUV $1,395/yr
Spark $1,390/yr
Impala $1,375/yr
Sonic $1,305/yr
Cruze $1,310/yr
Volt $1,310/yr
City Express $1,280/yr
Express $1,250/yr
SS $1,300/yr
Captiva Sport $1,200/yr
Avalanche $1,240/yr
Aveo $1,220/yr
HHR $1,190/yr
Cobalt $1,245/yr
Malibu Classic $1,255/yr

All Chevrolet insurance costs →

Frequently asked questions

How much is insurance for a Chevrolet Camaro?

We estimate about $2,245 a year ($187 a month) for full coverage and $825 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 41% more than the average vehicle.

Is the Chevrolet Camaro expensive to insure?

HLDI insurance-loss data rates it at 158 for collision and 227 for comprehensive losses (100 = average of all vehicles), meaning collision losses are much worse than average.

Which state is cheapest to insure a Chevrolet Camaro?

Maine has the lowest estimate (about $1,435 a year for full coverage) and Florida the highest (about $3,145).

What is the Chevrolet Camaro's NHTSA safety rating?

The 2024 Chevrolet Camaro earned 5 out of 5 stars overall in NHTSA crash testing. Better crash protection can lower injury-claim costs.

Is the Chevrolet Camaro cheaper to insure than the Dodge Challenger?

By our estimate the Chevrolet Camaro costs about $2,245 a year versus $1,865 for the Dodge Challenger, making the Dodge Challenger cheaper to insure.

How much is Chevrolet Camaro insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $6,180 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page