Chevrolet Corvette Insurance Cost

Full coverage for a Chevrolet Corvette costs about $1,520 a year ($127/month) by our estimate — ▼ −4% versus the average vehicle, ranking 104th cheapest of 310 current models.

Chevrolet Corvette exterior (photo from Wikimedia Commons) — Photo: Calreyn88, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Chevrolet Corvette insurance cost at a glance

Full coverage

$1,520

$127/mo · $1,245–$1,790

Minimum liability

$470

$39/mo

Segment

Sports car

Gasoline, Hybrid

HLDI collision losses

127

Much worse than average (100 = avg)

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2027 model year. Our vehicle data covers the 2005–2027 model years of the Chevrolet Corvette.

Estimated Chevrolet Corvette premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$470	$39	$385–$555
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$685	$57	$560–$810
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,520	$127	$1,245–$1,790

What drives the cost of insuring a Chevrolet Corvette

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Chevrolet Corvette's results put our vehicle factor at 0.77× for liability, 1.28× for collision and 1.01× for comprehensive.

HLDI relative insurance losses — Chevrolet Corvette 2dr (Midsize Sports cars)
Coverage	Index	Rating	What it measures
Collision	127	Much worse than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	98	Average	Theft, vandalism, glass, weather and animal damage
Property damage liability	47	Much better than average	Damage this car does to other vehicles and property
Bodily injury liability	60	Much better than average	Injuries to people in other vehicles (claim frequency)
Personal injury protection	55	Much better than average	Injuries to occupants of this car (claim frequency)
Medical payments	57	Much better than average	Injuries to occupants of this car (claim frequency)

HLDI results by body style / drivetrain (4)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
Chevrolet Corvette 2dr	127	98	47	60
Chevrolet Corvette convertible	111	90	43	46
Chevrolet Corvette Z06 2dr	148	139	44	—
Chevrolet Corvette Z06 convertible	93	172	18	—

Repair and parts costs: Sports car — performance models see more frequent and costlier crashes.
Recalls & complaints: 4 NHTSA recall campaigns and 13 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Chevrolet Corvette trims and configurations (2027)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Corvette	RWD	6.7L 8-cyl	18
Corvette Grand Sport	RWD	6.7L 8-cyl	17
Corvette Grand Sport X Hybrid	AWD	6.7L 8-cyl Hybrid	18
Corvette Z06	RWD	5.5L 8-cyl	15
Corvette Z06 Carbon Aero	RWD	5.5L 8-cyl	14
Corvette ZR1	RWD	5.5L 8-cyl Turbo	14
Corvette ZR1X Hybrid	AWD	5.5L 8-cyl Turbo Hybrid	14

Chevrolet Corvette insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2027	5.5L 8-cyl, 5.5L 8-cyl Turbo, 5.5L 8-cyl Turbo Hybrid	AWD, RWD	14–18	$1,520
2026	5.5L 8-cyl, 5.5L 8-cyl Turbo, 5.5L 8-cyl Turbo Hybrid	AWD, RWD	14–19	$1,480
2025	5.5L 8-cyl, 5.5L 8-cyl Turbo, 6.2L 8-cyl	AWD, RWD	14–19	$1,445
2024	5.5L 8-cyl, 6.2L 8-cyl, 6.2L 8-cyl Hybrid	AWD, RWD	14–19	$1,405
2023	5.5L 8-cyl, 6.2L 8-cyl	RWD	14–19	$1,370
2022	6.2L 8-cyl	RWD	19	$1,330
2021	6.2L 8-cyl	RWD	19	$1,295
2020	6.2L 8-cyl	RWD	19	$1,255
2019	6.2L 8-cyl, 6.2L 8-cyl Supercharged	RWD	15–19	$1,220
2018	6.2L 8-cyl, 6.2L 8-cyl Supercharged	RWD	16–19	$1,180
2017	6.2L 8-cyl, 6.2L 8-cyl Supercharged	RWD	16–19	$1,145
2016	6.2L 8-cyl, 6.2L 8-cyl Supercharged	RWD	16–21	$1,105
2015	6.2L 8-cyl, 6.2L 8-cyl Supercharged	RWD	16–21	$1,100
2014	6.2L 8-cyl	RWD	20–21	$1,100
2013	6.2L 8-cyl, 6.2L 8-cyl Supercharged, 7.0L 8-cyl	RWD	17–19	$1,100
2012	6.2L 8-cyl, 6.2L 8-cyl Supercharged, 7.0L 8-cyl	RWD	17–19	$1,100
2011	6.2L 8-cyl, 6.2L 8-cyl Supercharged, 7.0L 8-cyl	RWD	16–19	$1,100
2010	6.2L 8-cyl, 6.2L 8-cyl Supercharged, 7.0L 8-cyl	RWD	16–19	$1,100
2009	6.2L 8-cyl, 6.2L 8-cyl Supercharged, 7.0L 8-cyl	RWD	16–19	$1,100
2008	6.2L 8-cyl, 7.0L 8-cyl	RWD	18–19	$1,100

Chevrolet Corvette insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Corvette page for that state.

State	Full coverage	Minimum	vs. national	Corvette page
Alabama	$1,355	$370	−11%	Corvette in AL
Alaska	$1,350	$480	−11%	Corvette in AK
Arizona	$1,575	$510	+4%	Corvette in AZ
Arkansas	$1,390	$345	−9%	Corvette in AR
California	$1,545	$440	+2%	Corvette in CA
Colorado	$1,725	$500	+13%	Corvette in CO
Connecticut	$1,585	$545	+4%	Corvette in CT
Delaware	$1,620	$615	+7%	Corvette in DE
District of Columbia	$1,945	$570	+28%	Corvette in DC
Florida	$2,035	$830	+34%	Corvette in FL
Georgia	$1,805	$670	+19%	Corvette in GA
Hawaii	$1,085	$335	−29%	Corvette in HI
Idaho	$1,040	$310	−32%	Corvette in ID
Illinois	$1,340	$385	−12%	Corvette in IL
Indiana	$1,100	$310	−28%	Corvette in IN
Iowa	$1,075	$240	−29%	Corvette in IA
Kansas	$1,250	$310	−18%	Corvette in KS
Kentucky	$1,265	$405	−17%	Corvette in KY
Louisiana	$2,075	$610	+37%	Corvette in LA
Maine	$990	$325	−35%	Corvette in ME
Maryland	$1,685	$580	+11%	Corvette in MD
Massachusetts	$1,510	$455	−1%	Corvette in MA
Michigan	$1,680	$590	+11%	Corvette in MI
Minnesota	$1,290	$360	−15%	Corvette in MN
Mississippi	$1,475	$410	−3%	Corvette in MS
Missouri	$1,395	$395	−8%	Corvette in MO
Montana	$1,250	$300	−18%	Corvette in MT
Nebraska	$1,250	$310	−18%	Corvette in NE
Nevada	$1,645	$665	+8%	Corvette in NV
New Hampshire	$1,110	$310	−27%	Corvette in NH
New Jersey	$1,760	$720	+16%	Corvette in NJ
New Mexico	$1,375	$400	−10%	Corvette in NM
New York	$1,970	$715	+30%	Corvette in NY
North Carolina	$1,190	$345	−22%	Corvette in NC
North Dakota	$1,030	$210	−32%	Corvette in ND
Ohio	$1,105	$310	−27%	Corvette in OH
Oklahoma	$1,405	$365	−8%	Corvette in OK
Oregon	$1,315	$480	−13%	Corvette in OR
Pennsylvania	$1,365	$325	−10%	Corvette in PA
Rhode Island	$1,795	$630	+18%	Corvette in RI
South Carolina	$1,565	$565	+3%	Corvette in SC
South Dakota	$1,220	$240	−20%	Corvette in SD
Tennessee	$1,300	$345	−14%	Corvette in TN
Texas	$1,820	$530	+20%	Corvette in TX
Utah	$1,340	$500	−12%	Corvette in UT
Vermont	$1,040	$245	−32%	Corvette in VT
Virginia	$1,310	$480	−14%	Corvette in VA
Washington	$1,290	$455	−15%	Corvette in WA
West Virginia	$1,305	$335	−14%	Corvette in WV
Wisconsin	$1,060	$285	−30%	Corvette in WI
Wyoming	$1,250	$250	−18%	Corvette in WY

Chevrolet Corvette insurance by driver profile

Estimated annual Chevrolet Corvette premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,300	$1,880	$4,175	$348
Young adult (22)	$755	$1,095	$2,430	$203
Adult in their 30s	$470	$685	$1,520	$127
Adult in their 50s	$435	$630	$1,395	$116
Senior (72)	$530	$765	$1,700	$142
30s, one at-fault accident	$685	$995	$2,200	$183
30s, DUI on record	$875	$1,265	$2,810	$234

Chevrolet Corvette vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Chevrolet Corvette	$1,520	127	98	—
Mazda MX-5 Miata	$1,280	83	69	Compare
Dodge Challenger	$1,705	—	—	Compare
Ford Mustang	$1,865	184	115	Compare

Estimate Chevrolet Corvette insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Per month

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Other Chevrolet models

Blazer EV $1,520/yr
Bolt EV $1,610/yr
Equinox $1,470/yr
Equinox EV $1,520/yr
Suburban $1,610/yr
Tahoe $1,450/yr
Traverse $1,050/yr
Blazer $1,510/yr
Colorado $1,355/yr
Silverado 1500 $1,725/yr
Silverado EV $1,600/yr
Trailblazer $1,475/yr
Trax $1,430/yr
Malibu $2,055/yr
Camaro $2,245/yr
Bolt EUV $1,395/yr
Spark $1,390/yr
Impala $1,375/yr
Sonic $1,305/yr
Cruze $1,310/yr
Volt $1,310/yr
City Express $1,280/yr
Express $1,250/yr
SS $1,300/yr
Captiva Sport $1,200/yr
Avalanche $1,240/yr
Aveo $1,220/yr
HHR $1,190/yr
Cobalt $1,245/yr
Malibu Classic $1,255/yr

All Chevrolet insurance costs →

Frequently asked questions

How much is insurance for a Chevrolet Corvette?

We estimate about $1,520 a year ($127 a month) for full coverage and $470 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 4% less than the average vehicle.

Is the Chevrolet Corvette expensive to insure?

HLDI insurance-loss data rates it at 127 for collision and 98 for comprehensive losses (100 = average of all vehicles), meaning collision losses are much worse than average.

Which state is cheapest to insure a Chevrolet Corvette?

Maine has the lowest estimate (about $990 a year for full coverage) and Louisiana the highest (about $2,075).

Is the Chevrolet Corvette cheaper to insure than the Mazda MX-5 Miata?

By our estimate the Chevrolet Corvette costs about $1,520 a year versus $1,305 for the Mazda MX-5 Miata, making the Mazda MX-5 Miata cheaper to insure.

How much is Chevrolet Corvette insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $4,175 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page