Nissan Rogue Insurance Cost

Full coverage for a Nissan Rogue costs about $1,430 a year ($119/month) by our estimate — ▼ −10% versus the average vehicle, ranking 60th cheapest of 310 current models.

Nissan Rogue exterior (photo from Wikimedia Commons) — Photo: Elise240SX, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Nissan Rogue insurance cost at a glance

Full coverage

$1,430

$119/mo · $1,170–$1,685

Minimum liability

$610

$51/mo

Segment

Small SUV

Gasoline, Hybrid

HLDI collision losses

Better than average (100 = avg)

NHTSA overall

★★★★★

2025 model year

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2026 model year. Our vehicle data covers the 2008–2026 model years of the Nissan Rogue.

Estimated Nissan Rogue premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$610	$51	$500–$720
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$885	$74	$725–$1,045
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,430	$119	$1,170–$1,685

What drives the cost of insuring a Nissan Rogue

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Nissan Rogue's results put our vehicle factor at 1.00× for liability, 0.84× for collision and 0.76× for comprehensive.

HLDI relative insurance losses — Nissan Rogue 4dr (Small SUVs)
Coverage	Index	Rating	What it measures
Collision	82	Better than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	74	Much better than average	Theft, vandalism, glass, weather and animal damage
Property damage liability	90	Better than average	Damage this car does to other vehicles and property
Bodily injury liability	119	Worse than average	Injuries to people in other vehicles (claim frequency)
Personal injury protection	123	Much worse than average	Injuries to occupants of this car (claim frequency)
Medical payments	125	Much worse than average	Injuries to occupants of this car (claim frequency)

HLDI results by body style / drivetrain (2)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
Nissan Rogue 4dr	82	74	90	119
Nissan Rogue 4dr 4WD	84	73	99	108

Repair and parts costs: Small SUV — mainstream parts availability keeps repairs moderate.
Safety: 5-star NHTSA overall rating (frontal 4★, side 5★, rollover 4★) — better occupant protection lowers injury-claim costs.
Recalls & complaints: 6 NHTSA recall campaigns and 422 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Nissan Rogue trims and configurations (2026)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Rogue AWD	AWD	1.5L 3-cyl Turbo	31
Rogue AWD Rock Creek	AWD	1.5L 3-cyl Turbo	29
Rogue FWD	FWD	1.5L 3-cyl Turbo	32

Nissan Rogue insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2026	1.5L 3-cyl Turbo	AWD, FWD	29–32	$1,430
2025	1.5L 3-cyl Turbo	AWD, FWD	29–33	$1,405
2024	1.5L 3-cyl Turbo	AWD, FWD	31–33	$1,380
2023	1.5L 3-cyl Turbo	AWD, FWD	31–33	$1,350
2022	1.5L 3-cyl Turbo	AWD, FWD	31–33	$1,325
2021	1.5L 3-cyl Turbo, 2.5L 4-cyl	AWD, FWD	28–33	$1,300
2020	2.5L 4-cyl	AWD, FWD	27–29	$1,275
2019	2.0L 4-cyl Hybrid, 2.5L 4-cyl	AWD, FWD	27–34	$1,250
2018	2.0L 4-cyl Hybrid, 2.5L 4-cyl	AWD, FWD	27–34	$1,225
2017	2.0L 4-cyl Hybrid, 2.5L 4-cyl	AWD, FWD	27–34	$1,200
2016	2.5L 4-cyl	AWD, FWD	27–28	$1,175
2015	2.5L 4-cyl	AWD, FWD	24–28	$1,170
2014	2.5L 4-cyl	AWD, FWD	24–28	$1,170
2013	2.5L 4-cyl	AWD, FWD	24–25	$1,170
2012	2.5L 4-cyl	AWD, FWD	23–25	$1,170
2011	2.5L 4-cyl	AWD, FWD	24	$1,170
2010	2.5L 4-cyl	AWD, FWD	23–24	$1,170
2009	2.5L 4-cyl	4WD/AWD, FWD	23–24	$1,170
2008	2.5L 4-cyl	4WD/AWD, FWD	23–24	$1,170

Nissan Rogue insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Rogue page for that state.

State	Full coverage	Minimum	vs. national	Rogue page
Alabama	$1,230	$475	−14%	Rogue in AL
Alaska	$1,245	$620	−13%	Rogue in AK
Arizona	$1,500	$660	+5%	Rogue in AZ
Arkansas	$1,230	$445	−14%	Rogue in AR
California	$1,390	$570	−3%	Rogue in CA
Colorado	$1,605	$650	+12%	Rogue in CO
Connecticut	$1,535	$710	+7%	Rogue in CT
Delaware	$1,630	$800	+14%	Rogue in DE
District of Columbia	$1,795	$740	+26%	Rogue in DC
Florida	$2,100	$1,075	+47%	Rogue in FL
Georgia	$1,800	$870	+26%	Rogue in GA
Hawaii	$975	$435	−32%	Rogue in HI
Idaho	$965	$400	−33%	Rogue in ID
Illinois	$1,230	$495	−14%	Rogue in IL
Indiana	$1,005	$405	−30%	Rogue in IN
Iowa	$940	$310	−34%	Rogue in IA
Kansas	$1,115	$400	−22%	Rogue in KS
Kentucky	$1,205	$525	−16%	Rogue in KY
Louisiana	$1,985	$790	+39%	Rogue in LA
Maine	$900	$425	−37%	Rogue in ME
Maryland	$1,615	$750	+13%	Rogue in MD
Massachusetts	$1,400	$590	−2%	Rogue in MA
Michigan	$1,550	$760	+8%	Rogue in MI
Minnesota	$1,175	$470	−18%	Rogue in MN
Mississippi	$1,350	$530	−6%	Rogue in MS
Missouri	$1,280	$510	−10%	Rogue in MO
Montana	$1,110	$390	−22%	Rogue in MT
Nebraska	$1,115	$400	−22%	Rogue in NE
Nevada	$1,690	$865	+18%	Rogue in NV
New Hampshire	$1,005	$400	−30%	Rogue in NH
New Jersey	$1,755	$930	+23%	Rogue in NJ
New Mexico	$1,270	$520	−11%	Rogue in NM
New York	$1,950	$925	+36%	Rogue in NY
North Carolina	$1,040	$445	−27%	Rogue in NC
North Dakota	$880	$275	−38%	Rogue in ND
Ohio	$1,010	$400	−29%	Rogue in OH
Oklahoma	$1,260	$470	−12%	Rogue in OK
Oregon	$1,305	$625	−9%	Rogue in OR
Pennsylvania	$1,230	$425	−14%	Rogue in PA
Rhode Island	$1,750	$815	+22%	Rogue in RI
South Carolina	$1,550	$730	+8%	Rogue in SC
South Dakota	$1,045	$315	−27%	Rogue in SD
Tennessee	$1,170	$450	−18%	Rogue in TN
Texas	$1,670	$690	+17%	Rogue in TX
Utah	$1,315	$650	−8%	Rogue in UT
Vermont	$905	$315	−37%	Rogue in VT
Virginia	$1,225	$625	−14%	Rogue in VA
Washington	$1,260	$585	−12%	Rogue in WA
West Virginia	$1,170	$435	−18%	Rogue in WV
Wisconsin	$960	$370	−33%	Rogue in WI
Wyoming	$1,065	$325	−26%	Rogue in WY

Nissan Rogue insurance by driver profile

Estimated annual Nissan Rogue premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,680	$2,435	$3,930	$328
Young adult (22)	$980	$1,420	$2,285	$190
Adult in their 30s	$610	$885	$1,430	$119
Adult in their 50s	$560	$815	$1,315	$110
Senior (72)	$685	$995	$1,600	$133
30s, one at-fault accident	$885	$1,285	$2,070	$173
30s, DUI on record	$1,130	$1,640	$2,645	$220

Nissan Rogue vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Nissan Rogue	$1,430	82	74	—
Honda CR-V	$1,200	63	65	Compare
Mazda CX-5	$1,325	80	71	Compare
GMC Terrain	$1,480	85	81	Compare

Estimate Nissan Rogue insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Per month

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Other Nissan models

Frontier $1,480/yr
Kicks $1,600/yr
Murano $1,465/yr
Sentra $2,045/yr
Z $1,670/yr
Altima $1,995/yr
Ariya $1,500/yr
Armada $1,420/yr
Leaf $1,465/yr
Pathfinder $1,455/yr
Versa $1,825/yr
GT-R $1,775/yr
Titan $1,420/yr
Maxima $1,445/yr
Rogue Sport $1,315/yr
370Z $1,655/yr
NV200 $1,370/yr
Juke $1,195/yr
Quest $1,165/yr
Xterra $1,165/yr
Cube $1,190/yr
350Z $1,445/yr

All Nissan insurance costs →

Frequently asked questions

How much is insurance for a Nissan Rogue?

We estimate about $1,430 a year ($119 a month) for full coverage and $610 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 10% less than the average vehicle.

Is the Nissan Rogue expensive to insure?

HLDI insurance-loss data rates it at 82 for collision and 74 for comprehensive losses (100 = average of all vehicles), meaning collision losses are better than average.

Which state is cheapest to insure a Nissan Rogue?

North Dakota has the lowest estimate (about $880 a year for full coverage) and Florida the highest (about $2,100).

What is the Nissan Rogue's NHTSA safety rating?

The 2025 Nissan Rogue earned 5 out of 5 stars overall in NHTSA crash testing. Better crash protection can lower injury-claim costs.

Is the Nissan Rogue cheaper to insure than the Honda CR-V?

By our estimate the Nissan Rogue costs about $1,430 a year versus $1,200 for the Honda CR-V, making the Honda CR-V cheaper to insure.

How much is Nissan Rogue insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $3,930 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page