Chevrolet Express Insurance Cost

Full coverage for a Chevrolet Express costs about $1,250 a year ($104/month) by our estimate — ▼ −21% versus the average vehicle.

Chevrolet Express exterior (photo from Wikimedia Commons)
Photo: IFCAR, Public domain
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Chevrolet Express insurance cost at a glance

Full coverage
$1,250
$104/mo · $1,025–$1,475
Minimum liability
$615
$51/mo
Segment
Van
Gasoline, Flex-fuel

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2017 model year. Our vehicle data covers the 2005–2017 model years of the Chevrolet Express, which is no longer in production.

Estimated Chevrolet Express premium by coverage level (national average rates)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $615 $51 $505–$725
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $890 $74 $730–$1,050
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,250 $104 $1,025–$1,475

What drives the cost of insuring a Chevrolet Express

HLDI does not publish loss results for the Chevrolet Express, so our estimate uses the typical losses of its segment (Van): 1.00× average for liability, 0.95× for collision and 0.90× for comprehensive.

  • Repair and parts costs: Van — mainstream parts availability keeps repairs moderate.
  • Recalls & complaints: 7 NHTSA recall campaigns and 44 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Chevrolet Express trims and configurations (2017)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

ConfigurationDriveEngineMPG (comb.)
Express 2500 2WD PassengerRWD6.0L 8-cyl13
Express 3500 2WD PassengerRWD6.0L 8-cyl12

Chevrolet Express insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model yearEnginesDriveMPGEst. full / yr
20176.0L 8-cylRWD12–13$1,250
20166.0L 8-cylRWD12–13$1,220
20154.8L 8-cyl, 6.0L 8-cylRWD12–13$1,220
20144.3L 6-cyl, 4.8L 8-cyl, 5.3L 8-cylAWD, RWD12–16$1,220
20134.3L 6-cyl, 4.8L 8-cyl, 5.3L 8-cylAWD, RWD12–17$1,220
20124.3L 6-cyl, 4.8L 8-cyl, 5.3L 8-cylAWD, RWD12–17$1,220
20114.3L 6-cyl, 4.8L 8-cyl, 5.3L 8-cylAWD, RWD12–17$1,220
20104.3L 6-cyl, 5.3L 8-cylAWD, RWD14–17$1,220
20094.3L 6-cyl, 5.3L 8-cyl4WD/AWD, RWD14–17$1,220
20084.3L 6-cyl, 5.3L 8-cyl4WD/AWD, RWD14–17$1,220
20074.3L 6-cyl, 5.3L 8-cyl4WD/AWD, RWD14–16$1,220
20064.3L 6-cyl, 5.3L 8-cyl4WD/AWD, RWD14–16$1,220
20054.3L 6-cyl, 5.3L 8-cyl4WD/AWD, RWD14–16$1,220

Chevrolet Express insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Express page for that state.

StateFull coverageMinimumvs. nationalExpress page
Alabama$1,050$480−16%Express in AL
Alaska$1,085$625−13%Express in AK
Arizona$1,320$660+6%Express in AZ
Arkansas$1,040$450−17%Express in AR
California$1,190$575−5%Express in CA
Colorado$1,390$650+11%Express in CO
Connecticut$1,370$710+10%Express in CT
Delaware$1,475$800+18%Express in DE
District of Columbia$1,555$740+24%Express in DC
Florida$1,925$1,080+54%Express in FL
Georgia$1,625$870+30%Express in GA
Hawaii$835$435−33%Express in HI
Idaho$840$400−33%Express in ID
Illinois$1,060$500−15%Express in IL
Indiana$865$405−31%Express in IN
Iowa$785$310−37%Express in IA
Kansas$940$405−25%Express in KS
Kentucky$1,060$525−15%Express in KY
Louisiana$1,750$790+40%Express in LA
Maine$770$425−38%Express in ME
Maryland$1,425$755+14%Express in MD
Massachusetts$1,220$590−2%Express in MA
Michigan$1,340$765+7%Express in MI
Minnesota$1,000$470−20%Express in MN
Mississippi$1,155$530−8%Express in MS
Missouri$1,105$510−12%Express in MO
Montana$930$395−26%Express in MT
Nebraska$940$405−25%Express in NE
Nevada$1,545$865+24%Express in NV
New Hampshire$865$400−31%Express in NH
New Jersey$1,590$935+27%Express in NJ
New Mexico$1,100$520−12%Express in NM
New York$1,750$930+40%Express in NY
North Carolina$875$450−30%Express in NC
North Dakota$720$275−42%Express in ND
Ohio$870$405−30%Express in OH
Oklahoma$1,070$470−14%Express in OK
Oregon$1,175$625−6%Express in OR
Pennsylvania$1,050$425−16%Express in PA
Rhode Island$1,565$820+25%Express in RI
South Carolina$1,390$735+11%Express in SC
South Dakota$850$315−32%Express in SD
Tennessee$1,000$450−20%Express in TN
Texas$1,440$690+15%Express in TX
Utah$1,180$655−6%Express in UT
Vermont$755$320−40%Express in VT
Virginia$1,070$625−14%Express in VA
Washington$1,125$590−10%Express in WA
West Virginia$990$435−21%Express in WV
Wisconsin$820$370−34%Express in WI
Wyoming$870$325−30%Express in WY

Chevrolet Express insurance by driver profile

Estimated annual Chevrolet Express premium by driver (national average rates)
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,690 $2,450 $3,440 $287
Young adult (22) $980 $1,425 $2,000 $167
Adult in their 30s $615 $890 $1,250 $104
Adult in their 50s $565 $820 $1,150 $96
Senior (72) $690 $995 $1,400 $117
30s, one at-fault accident $890 $1,290 $1,815 $151
30s, DUI on record $1,135 $1,645 $2,315 $193

Chevrolet Express vs. rivals

ModelFull coverage / yrHLDI collisionHLDI comprehensiveComparison
Chevrolet Express$1,250———
Ford Transit$1,435——Compare
Mercedes-Benz Metris$1,445——Compare
GMC Savana$1,250——Compare

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Frequently asked questions

How much is insurance for a Chevrolet Express?

We estimate about $1,250 a year ($104 a month) for full coverage and $615 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 21% less than the average vehicle.

Which state is cheapest to insure a Chevrolet Express?

North Dakota has the lowest estimate (about $720 a year for full coverage) and Florida the highest (about $1,925).

Is the Chevrolet Express cheaper to insure than the Ford Transit?

By our estimate the Chevrolet Express costs about $1,250 a year versus $1,580 for the Ford Transit, making it the cheaper of the two to insure.

How much is Chevrolet Express insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $3,440 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.