Dodge Insurance Cost
Across 2 current Dodge models, full coverage averages about $1,703 a year by our estimate — +7% versus the average vehicle ($1,590).
Dodge insurance profile
Dodge’s lineup is made up mostly of 1 full-size car and 1 large suv. HLDI collision losses for its models average 107 (100 = all-vehicle average).
Every Dodge model ranked by insurance cost
| Model | Segment | Model years | HLDI collision | Est. full / yr | vs. avg car |
|---|---|---|---|---|---|
| Charger | Full-size car | 2006–2027 | — | $1,635 | +3% |
| Durango | Large SUV | 2005–2027 | 107 | $1,770 | +11% |
Older and discontinued Dodge models
What makes Dodge insurance cost more or less
- EV batteries: 1 electric model — battery packs and high-voltage components are costly to repair or replace after a crash.
- Claims history: HLDI collision indices across 1 models range from 107 to 107, so the model you pick matters as much as the brand.
- Segment mix: 1 full-size car, 1 large suv.
Average Dodge insurance cost by state
Average full-coverage estimate across current Dodge models, cheapest state first.
| State | Avg. full coverage | vs. national |
|---|---|---|
| Maine | $1,090 | −36% |
| Vermont | $1,118 | −34% |
| North Dakota | $1,128 | −34% |
| Idaho | $1,160 | −32% |
| Hawaii | $1,168 | −31% |
| Wisconsin | $1,183 | −31% |
| Iowa | $1,190 | −30% |
| New Hampshire | $1,213 | −29% |
| Indiana | $1,215 | −29% |
| Ohio | $1,223 | −28% |
| North Carolina | $1,283 | −25% |
| South Dakota | $1,368 | −20% |
| Wyoming | $1,390 | −18% |
| Kansas | $1,395 | −18% |
| Montana | $1,398 | −18% |
| Nebraska | $1,398 | −18% |
| Tennessee | $1,425 | −16% |
| Kentucky | $1,435 | −16% |
| Minnesota | $1,448 | −15% |
| West Virginia | $1,448 | −15% |
| Virginia | $1,465 | −14% |
| Washington | $1,468 | −14% |
| Illinois | $1,480 | −13% |
| Alaska | $1,488 | −13% |
| Alabama | $1,493 | −12% |
| Pennsylvania | $1,498 | −12% |
| Oregon | $1,513 | −11% |
| Arkansas | $1,523 | −11% |
| Utah | $1,530 | −10% |
| New Mexico | $1,538 | −10% |
| Oklahoma | $1,563 | −8% |
| Missouri | $1,568 | −8% |
| Mississippi | $1,648 | −3% |
| California | $1,655 | −3% |
| Massachusetts | $1,665 | −2% |
| Arizona | $1,788 | +5% |
| Connecticut | $1,793 | +5% |
| South Carolina | $1,813 | +6% |
| Michigan | $1,853 | +9% |
| Delaware | $1,875 | +10% |
| Maryland | $1,900 | +12% |
| Nevada | $1,918 | +13% |
| Colorado | $1,968 | +16% |
| New Jersey | $2,020 | +19% |
| Rhode Island | $2,030 | +19% |
| Texas | $2,045 | +20% |
| Georgia | $2,085 | +22% |
| District of Columbia | $2,140 | +26% |
| New York | $2,260 | +33% |
| Louisiana | $2,355 | +38% |
| Florida | $2,395 | +41% |
Frequently asked questions
How much does it cost to insure a Dodge?
Across 2 current Dodge models, our full-coverage estimate averages $1,703 a year for a driver in their 30s with a clean record, 7% more than the average vehicle ($1,590).
What is the cheapest Dodge to insure?
The Dodge Charger has the lowest estimate at about $1,635 a year for full coverage; the Dodge Durango is the most expensive at about $1,770.
Are Dodge repairs expensive for insurers?
HLDI collision-loss data for 1 Dodge models averages 107 (100 = average of all vehicles), which is worse than average. Collision losses combine how often claims happen and how much repairs cost.
Where is it cheapest to insure a Dodge?
By our estimates, Maine is the cheapest state (about $1,090 a year on average across current models) and Florida the most expensive (about $2,395).
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.