Chevrolet Traverse Insurance Cost

Full coverage for a Chevrolet Traverse costs about $1,050 a year ($88/month) by our estimate — ▼ −34% versus the average vehicle, ranking 2nd cheapest of 310 current models.

Chevrolet Traverse exterior (photo from Wikimedia Commons) — Photo: Mr.choppers, CC BY-SA 3.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Chevrolet Traverse insurance cost at a glance

Full coverage

$1,050

$88/mo · $860–$1,240

Minimum liability

$430

$36/mo

Segment

Midsize SUV

Gasoline

HLDI collision losses

Much better than average (100 = avg)

NHTSA overall

★★★★★

2026 model year

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2027 model year. Our vehicle data covers the 2009–2027 model years of the Chevrolet Traverse.

Estimated Chevrolet Traverse premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$430	$36	$350–$505
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$620	$52	$510–$735
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,050	$88	$860–$1,240

What drives the cost of insuring a Chevrolet Traverse

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Chevrolet Traverse's results put our vehicle factor at 0.70× for liability, 0.71× for collision and 0.41× for comprehensive.

HLDI relative insurance losses — Chevrolet Traverse 4dr (Midsize SUVs)
Coverage	Index	Rating	What it measures
Collision	66	Much better than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	32	Much better than average	Theft, vandalism, glass, weather and animal damage
Property damage liability	55	Much better than average	Damage this car does to other vehicles and property
Personal injury protection	104	Average	Injuries to occupants of this car (claim frequency)

HLDI results by body style / drivetrain (4)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
Chevrolet Traverse 4dr	66	32	55	—
Chevrolet Traverse 4dr 4WD	68	46	46	—
Chevrolet Traverse Limited 4dr	117	129	—	—
Chevrolet Traverse Limited 4dr 4WD	97	—	—	—

Repair and parts costs: Midsize SUV — mainstream parts availability keeps repairs moderate.
Safety: 5-star NHTSA overall rating (frontal 5★, side 5★, rollover 4★) — better occupant protection lowers injury-claim costs.
Recalls & complaints: 1 NHTSA recall campaigns and 200 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Chevrolet Traverse trims and configurations (2027)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Traverse AWD	AWD	2.5L 4-cyl Turbo	21
Traverse FWD	FWD	2.5L 4-cyl Turbo	22

Chevrolet Traverse insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2027	2.5L 4-cyl Turbo	AWD, FWD	21–22	$1,050
2026	2.5L 4-cyl Turbo	AWD, FWD	21–22	$1,030
2025	2.5L 4-cyl Turbo	AWD, FWD	21–23	$1,010
2024	2.5L 4-cyl Turbo, 3.6L 6-cyl	AWD, FWD	20–23	$990
2023	3.6L 6-cyl	AWD, FWD	20–21	$975
2022	3.6L 6-cyl	AWD, FWD	20–21	$955
2021	3.6L 6-cyl	AWD, FWD	20–21	$935
2020	3.6L 6-cyl	AWD, FWD	20–21	$915
2019	2.0L 4-cyl Turbo, 3.6L 6-cyl	AWD, FWD	20–22	$895
2018	2.0L 4-cyl Turbo, 3.6L 6-cyl	AWD, FWD	20–22	$875
2017	3.6L 6-cyl	AWD, FWD	17–18	$855
2016	3.6L 6-cyl	AWD, FWD	17–18	$840
2015	3.6L 6-cyl	AWD, FWD	19	$835
2014	3.6L 6-cyl	AWD, FWD	19	$835
2013	3.6L 6-cyl	AWD, FWD	19	$835
2012	3.6L 6-cyl	AWD, FWD	19	$835
2011	3.6L 6-cyl	AWD, FWD	19	$835
2010	3.6L 6-cyl	AWD, FWD	19	$835
2009	3.6L 6-cyl	4WD/AWD, FWD	19	$835

Chevrolet Traverse insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Traverse page for that state.

State	Full coverage	Minimum	vs. national	Traverse page
Alabama	$905	$335	−14%	Traverse in AL
Alaska	$925	$435	−12%	Traverse in AK
Arizona	$1,095	$460	+4%	Traverse in AZ
Arkansas	$905	$315	−14%	Traverse in AR
California	$1,050	$400	0%	Traverse in CA
Colorado	$1,150	$455	+10%	Traverse in CO
Connecticut	$1,135	$495	+8%	Traverse in CT
Delaware	$1,190	$560	+13%	Traverse in DE
District of Columbia	$1,335	$520	+27%	Traverse in DC
Florida	$1,520	$755	+45%	Traverse in FL
Georgia	$1,315	$610	+25%	Traverse in GA
Hawaii	$735	$305	−30%	Traverse in HI
Idaho	$710	$280	−32%	Traverse in ID
Illinois	$910	$350	−13%	Traverse in IL
Indiana	$740	$285	−30%	Traverse in IN
Iowa	$680	$215	−35%	Traverse in IA
Kansas	$800	$280	−24%	Traverse in KS
Kentucky	$880	$370	−16%	Traverse in KY
Louisiana	$1,450	$555	+38%	Traverse in LA
Maine	$665	$295	−37%	Traverse in ME
Maryland	$1,190	$525	+13%	Traverse in MD
Massachusetts	$1,045	$415	0%	Traverse in MA
Michigan	$1,150	$535	+10%	Traverse in MI
Minnesota	$845	$330	−20%	Traverse in MN
Mississippi	$985	$370	−6%	Traverse in MS
Missouri	$930	$360	−11%	Traverse in MO
Montana	$795	$275	−24%	Traverse in MT
Nebraska	$805	$280	−23%	Traverse in NE
Nevada	$1,235	$605	+18%	Traverse in NV
New Hampshire	$750	$280	−29%	Traverse in NH
New Jersey	$1,290	$655	+23%	Traverse in NJ
New Mexico	$930	$365	−11%	Traverse in NM
New York	$1,425	$650	+36%	Traverse in NY
North Carolina	$780	$315	−26%	Traverse in NC
North Dakota	$635	$195	−40%	Traverse in ND
Ohio	$745	$280	−29%	Traverse in OH
Oklahoma	$915	$330	−13%	Traverse in OK
Oregon	$955	$435	−9%	Traverse in OR
Pennsylvania	$910	$295	−13%	Traverse in PA
Rhode Island	$1,290	$575	+23%	Traverse in RI
South Carolina	$1,120	$510	+7%	Traverse in SC
South Dakota	$735	$220	−30%	Traverse in SD
Tennessee	$865	$315	−18%	Traverse in TN
Texas	$1,215	$485	+16%	Traverse in TX
Utah	$965	$455	−8%	Traverse in UT
Vermont	$675	$220	−36%	Traverse in VT
Virginia	$905	$440	−14%	Traverse in VA
Washington	$925	$410	−12%	Traverse in WA
West Virginia	$855	$305	−19%	Traverse in WV
Wisconsin	$700	$260	−33%	Traverse in WI
Wyoming	$755	$225	−28%	Traverse in WY

Chevrolet Traverse insurance by driver profile

Estimated annual Chevrolet Traverse premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,180	$1,710	$2,890	$241
Young adult (22)	$685	$995	$1,680	$140
Adult in their 30s	$430	$620	$1,050	$88
Adult in their 50s	$395	$570	$965	$80
Senior (72)	$480	$695	$1,175	$98
30s, one at-fault accident	$620	$900	$1,525	$127
30s, DUI on record	$795	$1,150	$1,945	$162

Chevrolet Traverse vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Chevrolet Traverse	$1,050	66	32	—
Jeep Wrangler	$1,355	47	42	Compare
Volkswagen Tiguan	$1,365	72	72	Compare
Ford Bronco	$1,260	55	61	Compare

Estimate Chevrolet Traverse insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Other Chevrolet models

Blazer EV $1,520/yr
Bolt EV $1,610/yr
Corvette $1,520/yr
Equinox $1,470/yr
Equinox EV $1,520/yr
Suburban $1,610/yr
Tahoe $1,450/yr
Blazer $1,510/yr
Colorado $1,355/yr
Silverado 1500 $1,725/yr
Silverado EV $1,600/yr
Trailblazer $1,475/yr
Trax $1,430/yr
Malibu $2,055/yr
Camaro $2,245/yr
Bolt EUV $1,395/yr
Spark $1,390/yr
Impala $1,375/yr
Sonic $1,305/yr
Cruze $1,310/yr
Volt $1,310/yr
City Express $1,280/yr
Express $1,250/yr
SS $1,300/yr
Captiva Sport $1,200/yr
Avalanche $1,240/yr
Aveo $1,220/yr
HHR $1,190/yr
Cobalt $1,245/yr
Malibu Classic $1,255/yr

All Chevrolet insurance costs →

Frequently asked questions

How much is insurance for a Chevrolet Traverse?

We estimate about $1,050 a year ($88 a month) for full coverage and $430 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 34% less than the average vehicle.

Is the Chevrolet Traverse expensive to insure?

HLDI insurance-loss data rates it at 66 for collision and 32 for comprehensive losses (100 = average of all vehicles), meaning collision losses are much better than average.

Which state is cheapest to insure a Chevrolet Traverse?

North Dakota has the lowest estimate (about $635 a year for full coverage) and Florida the highest (about $1,520).

What is the Chevrolet Traverse's NHTSA safety rating?

The 2026 Chevrolet Traverse earned 5 out of 5 stars overall in NHTSA crash testing. Better crash protection can lower injury-claim costs.

Is the Chevrolet Traverse cheaper to insure than the Jeep Wrangler?

By our estimate the Chevrolet Traverse costs about $1,050 a year versus $1,355 for the Jeep Wrangler, making it the cheaper of the two to insure.

How much is Chevrolet Traverse insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $2,890 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page