Chevrolet Insurance Cost
Across 14 current Chevrolet models, full coverage averages about $1,489 a year by our estimate — −6% versus the average vehicle ($1,590).
Chevrolet insurance profile
Chevrolet’s lineup is made up mostly of 5 small suvs, 3 pickup trucks, and 2 midsize suvs. HLDI collision losses for its models average 86 (100 = all-vehicle average).
Every Chevrolet model ranked by insurance cost
| Model | Segment | Model years | HLDI collision | Est. full / yr | vs. avg car |
|---|---|---|---|---|---|
| Traverse | Midsize SUV | 2009–2027 | 66 | $1,050 | −34% |
| Colorado | Pickup truck | 2005–2026 | 69 | $1,355 | −15% |
| Trax | Small SUV | 2015–2026 | 73 | $1,430 | −10% |
| Tahoe | Large SUV | 2005–2027 | 79 | $1,450 | −9% |
| Equinox | Small SUV | 2005–2027 | 86 | $1,470 | −8% |
| Trailblazer | Small SUV | 2005–2026 | 85 | $1,475 | −7% |
| Blazer | Midsize SUV | 2005–2026 | 94 | $1,510 | −5% |
| Blazer EV | Small SUV | 2024–2027 | — | $1,520 | −4% |
| Equinox EV | Small SUV | 2024–2027 | — | $1,520 | −4% |
| Corvette | Sports car | 2005–2027 | 127 | $1,520 | −4% |
| Silverado EV | Pickup truck | 2024–2026 | — | $1,600 | +1% |
| Bolt EV | Compact car | 2017–2027 | — | $1,610 | +1% |
| Suburban | Large SUV | 2005–2027 | 91 | $1,610 | +1% |
| Silverado 1500 | Pickup truck | 2005–2026 | 94 | $1,725 | +8% |
Older and discontinued Chevrolet models
- Malibu 2005–2025
- Camaro 2010–2024
- Bolt EUV 2022–2023
- Spark 2013–2022
- Sonic 2012–2020
- Impala 2005–2020
- Cruze 2011–2019
- Volt 2011–2019
- City Express 2015–2018
- SS 2014–2017
- Express 2005–2017
- Captiva Sport 2012–2015
- Avalanche 2005–2013
- HHR 2006–2011
- Aveo 2005–2011
- Cobalt 2005–2010
- Malibu Classic 2005–2008
- Uplander 2005–2008
- Monte Carlo 2005–2007
- Optra 2005–2007
- Epica 2005–2006
- SSR 2005–2006
- Astro 2005–2005
- Cavalier 2005–2005
- Silverado 2500HD 2005–2005
- Venture 2005–2005
What makes Chevrolet insurance cost more or less
- EV batteries: 4 electric models — battery packs and high-voltage components are costly to repair or replace after a crash.
- Theft: Silverado 1500 (#4) on the NICB national most-stolen list push comprehensive premiums up.
- Claims history: HLDI collision indices across 10 models range from 66 to 127, so the model you pick matters as much as the brand.
- Segment mix: 5 small suv, 3 pickup truck, 2 midsize suv, 2 large suv, 1 compact car, 1 sports car.
Average Chevrolet insurance cost by state
Average full-coverage estimate across current Chevrolet models, cheapest state first.
| State | Avg. full coverage | vs. national |
|---|---|---|
| North Dakota | $950 | −36% |
| Maine | $952 | −36% |
| Vermont | $969 | −35% |
| Iowa | $1,009 | −32% |
| Idaho | $1,016 | −32% |
| Wisconsin | $1,020 | −31% |
| Hawaii | $1,034 | −31% |
| Indiana | $1,064 | −29% |
| New Hampshire | $1,066 | −28% |
| Ohio | $1,069 | −28% |
| North Carolina | $1,114 | −25% |
| South Dakota | $1,129 | −24% |
| Wyoming | $1,155 | −22% |
| Montana | $1,186 | −20% |
| Kansas | $1,189 | −20% |
| Nebraska | $1,192 | −20% |
| Tennessee | $1,241 | −17% |
| Minnesota | $1,244 | −16% |
| West Virginia | $1,245 | −16% |
| Kentucky | $1,261 | −15% |
| Virginia | $1,288 | −13% |
| Illinois | $1,298 | −13% |
| Alabama | $1,302 | −13% |
| Pennsylvania | $1,305 | −12% |
| Washington | $1,310 | −12% |
| Alaska | $1,314 | −12% |
| Arkansas | $1,314 | −12% |
| New Mexico | $1,342 | −10% |
| Oklahoma | $1,342 | −10% |
| Oregon | $1,350 | −9% |
| Missouri | $1,355 | −9% |
| Utah | $1,365 | −8% |
| Mississippi | $1,428 | −4% |
| California | $1,470 | −1% |
| Massachusetts | $1,475 | −1% |
| Arizona | $1,571 | +6% |
| Connecticut | $1,599 | +7% |
| South Carolina | $1,605 | +8% |
| Michigan | $1,633 | +10% |
| Delaware | $1,680 | +13% |
| Maryland | $1,686 | +13% |
| Colorado | $1,694 | +14% |
| Nevada | $1,733 | +16% |
| Texas | $1,770 | +19% |
| New Jersey | $1,815 | +22% |
| Rhode Island | $1,818 | +22% |
| Georgia | $1,862 | +25% |
| District of Columbia | $1,890 | +27% |
| New York | $2,018 | +36% |
| Louisiana | $2,075 | +39% |
| Florida | $2,153 | +45% |
Frequently asked questions
How much does it cost to insure a Chevrolet?
Across 14 current Chevrolet models, our full-coverage estimate averages $1,489 a year for a driver in their 30s with a clean record, 6% less than the average vehicle ($1,590).
What is the cheapest Chevrolet to insure?
The Chevrolet Traverse has the lowest estimate at about $1,050 a year for full coverage; the Chevrolet Silverado 1500 is the most expensive at about $1,725.
Are Chevrolet repairs expensive for insurers?
HLDI collision-loss data for 10 Chevrolet models averages 86 (100 = average of all vehicles), which is better than average. Collision losses combine how often claims happen and how much repairs cost.
Are Chevrolet vehicles often stolen?
the Chevrolet Silverado 1500 (#4) appear on the NICB national most-stolen list, which raises comprehensive premiums.
Where is it cheapest to insure a Chevrolet?
By our estimates, North Dakota is the cheapest state (about $950 a year on average across current models) and Florida the most expensive (about $2,153).
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.