Car Insurance by City
Estimated full-coverage costs for 624 cities, grouped by state. Each city page includes ZIP-level estimates, local risk factors and nearby insurance offices.
Alabama · 8 cities
- Huntsville $1,420
- Mobile $1,490
- Birmingham $1,455
- Montgomery $1,455
- Tuscaloosa $1,470
- Hoover $1,545
- Auburn $1,440
- Dothan $1,410
Alaska · 8 cities
Arizona · 14 cities
Arkansas · 8 cities
- Little Rock $1,525
- Fayetteville $1,525
- Fort Smith $1,470
- Springdale $1,535
- Jonesboro $1,465
- Rogers $1,525
- Conway $1,565
- North Little Rock $1,515
California · 77 cities
- Los Angeles $1,705
- San Diego $1,535
- San Jose $1,610
- San Francisco $1,760
- Fresno $1,530
- Sacramento $1,575
- Long Beach $1,700
- Oakland $1,680
- Bakersfield $1,500
- Anaheim $1,635
- Stockton $1,670
- Riverside $1,645
- Irvine $1,565
- Santa Ana $1,640
- Chula Vista $1,635
- Santa Clarita $1,665
- Fremont $1,600
- San Bernardino $1,615
- Modesto $1,645
- Fontana $1,700
- Moreno Valley $1,710
- Oxnard $1,605
- Huntington Beach $1,655
- Glendale $1,625
- Ontario $1,640
- Elk Grove $1,635
- Santa Rosa $1,515
- Rancho Cucamonga $1,655
- Garden Grove $1,680
- Oceanside $1,605
- Lancaster $1,570
- Roseville $1,570
- Palmdale $1,680
- Corona $1,690
- Salinas $1,615
- Hayward $1,640
- Sunnyvale $1,570
- Escondido $1,585
- Pomona $1,700
- Visalia $1,515
- Victorville $1,705
- Fullerton $1,675
- Torrance $1,630
- Orange $1,590
- Pasadena $1,620
- Santa Clara $1,565
- Clovis $1,550
- Simi Valley $1,550
- Thousand Oaks $1,490
- Concord $1,660
- Vallejo $1,680
- Fairfield $1,600
- Berkeley $1,685
- Antioch $1,795
- Menifee $1,745
- Richmond $1,675
- Carlsbad $1,555
- Murrieta $1,710
- Temecula $1,690
- Santa Maria $1,520
- Ventura $1,550
- Downey $1,715
- Costa Mesa $1,560
- Jurupa Valley $1,605
- West Covina $1,720
- Rialto $1,660
- El Monte $1,685
- Vacaville $1,580
- Burbank $1,605
- El Cajon $1,595
- San Mateo $1,630
- Chico $1,415
- Inglewood $1,730
- Merced $1,600
- Redding $1,350
- Santa Barbara $1,440
- Hanford $1,495
Colorado · 13 cities
- Denver $2,030
- Colorado Springs $1,915
- Aurora $2,020
- Fort Collins $1,875
- Lakewood $2,005
- Thornton $2,105
- Arvada $2,000
- Westminster $2,030
- Greeley $1,935
- Pueblo $1,815
- Centennial $2,015
- Boulder $1,880
- Longmont $1,980
Connecticut · 8 cities
- Bridgeport $1,960
- Stamford $1,835
- New Haven $1,785
- Hartford $1,810
- Waterbury $1,830
- Norwalk $1,820
- Danbury $1,800
- New Britain $1,760
Delaware · 8 cities
- Wilmington $1,965
- Dover $1,805
- Newark $1,810
- Middletown $1,940
- Milford $1,800
- Smyrna $2,005
- Seaford $1,905
- Georgetown $1,905
District of Columbia · 1 cities
- Washington $2,005
Florida · 39 cities
- Jacksonville $2,245
- Miami $2,625
- Tampa $2,385
- Orlando $2,385
- St. Petersburg $2,425
- Port St. Lucie $2,430
- Hialeah $2,635
- Cape Coral $2,420
- Tallahassee $2,175
- Fort Lauderdale $2,465
- Pembroke Pines $2,560
- Hollywood $2,550
- Gainesville $2,180
- Miramar $2,565
- Palm Bay $2,340
- Coral Springs $2,565
- West Palm Beach $2,295
- Lakeland $2,265
- Pompano Beach $2,470
- Clearwater $2,365
- Miami Gardens $2,625
- Davie $2,450
- Palm Coast $2,260
- Boca Raton $2,300
- Fort Myers $2,335
- Melbourne $2,260
- Daytona Beach $2,175
- Homestead $2,695
- Kissimmee $2,585
- Boynton Beach $2,460
- Ocala $2,140
- Sanford $2,340
- Bradenton $2,405
- Sarasota $2,300
- Pensacola $2,260
- Panama City $2,145
- Naples $2,220
- New Port Richey $2,455
- St. Augustine $2,175
Georgia · 18 cities
- Atlanta $2,205
- Columbus $1,930
- Augusta $1,905
- Macon $1,915
- Savannah $1,970
- Athens $1,940
- South Fulton $2,185
- Sandy Springs $2,155
- Roswell $2,150
- Alpharetta $2,150
- Albany $1,935
- Marietta $2,180
- Valdosta $1,880
- Gainesville $2,035
- LaGrange $1,930
- Lawrenceville $2,255
- Cartersville $2,010
- Tifton $1,930
Hawaii · 8 cities
- Honolulu $1,180
- East Honolulu $1,215
- Hilo $1,050
- Pearl City $1,220
- Waipahu $1,370
- Kailua $1,250
- Kaneohe $1,245
- Kahului $1,120
Idaho · 8 cities
- Boise $1,195
- Meridian $1,250
- Nampa $1,260
- Caldwell $1,255
- Idaho Falls $1,185
- Pocatello $1,115
- Coeur d'Alene $1,185
- Twin Falls $1,145
Illinois · 12 cities
Indiana · 9 cities
- Indianapolis $1,235
- Fort Wayne $1,200
- Evansville $1,165
- Fishers $1,265
- South Bend $1,185
- Carmel $1,220
- Bloomington $1,170
- Hammond $1,260
- Westfield $1,220
Iowa · 8 cities
- Des Moines $1,220
- Cedar Rapids $1,190
- Davenport $1,185
- Sioux City $1,170
- Ankeny $1,235
- Iowa City $1,205
- West Des Moines $1,175
- Ames $1,165
Kansas · 8 cities
- Wichita $1,405
- Overland Park $1,415
- Kansas City $1,395
- Olathe $1,415
- Topeka $1,360
- Lawrence $1,420
- Shawnee $1,410
- Lenexa $1,380
Kentucky · 8 cities
- Louisville $1,480
- Lexington $1,405
- Bowling Green $1,395
- Owensboro $1,420
- Covington $1,480
- Georgetown $1,450
- Richmond $1,460
- Elizabethtown $1,390
Louisiana · 9 cities
- New Orleans $2,410
- Baton Rouge $2,405
- Shreveport $2,300
- Lafayette $2,345
- Lake Charles $2,265
- Kenner $2,575
- Bossier City $2,260
- Monroe $2,280
- Houma $2,345
Maine · 8 cities
Maryland · 8 cities
- Baltimore $1,970
- Frederick $1,910
- Gaithersburg $1,965
- Rockville $1,955
- Bowie $1,970
- Hagerstown $1,830
- Annapolis $1,945
- College Park $1,900
Massachusetts · 12 cities
- Boston $1,770
- Worcester $1,595
- Springfield $1,525
- Cambridge $1,725
- Lowell $1,685
- Brockton $1,685
- Lynn $1,755
- Quincy $1,755
- New Bedford $1,585
- Fall River $1,550
- Framingham $1,625
- Holyoke $1,430
Michigan · 16 cities
- Detroit $1,975
- Grand Rapids $1,870
- Warren $1,960
- Sterling Heights $1,950
- Ann Arbor $1,885
- Lansing $1,825
- Dearborn $1,910
- Livonia $1,905
- Westland $1,970
- Flint $1,870
- Kalamazoo $1,820
- Battle Creek $1,735
- East Lansing $1,800
- Saginaw $1,815
- Muskegon $1,830
- Bay City $1,870
Minnesota · 8 cities
- Minneapolis $1,535
- St. Paul $1,495
- Rochester $1,340
- Bloomington $1,430
- Duluth $1,300
- Brooklyn Park $1,450
- Woodbury $1,455
- Plymouth $1,435
Mississippi · 9 cities
- Jackson $1,640
- Gulfport $1,675
- Southaven $1,695
- Hattiesburg $1,565
- Biloxi $1,650
- Olive Branch $1,655
- Tupelo $1,525
- Meridian $1,555
- Laurel $1,555
Missouri · 8 cities
- Kansas City $1,550
- St. Louis $1,650
- Springfield $1,515
- Columbia $1,485
- Independence $1,580
- Lee's Summit $1,605
- O'Fallon $1,665
- St. Charles $1,600
Montana · 8 cities
- Billings $1,560
- Missoula $1,495
- Great Falls $1,525
- Bozeman $1,530
- Butte-Silver Bow $1,215
- Helena $1,455
- Kalispell $1,490
- Belgrade $1,660
Nebraska · 8 cities
Nevada · 8 cities
- Las Vegas $2,140
- Henderson $2,055
- North Las Vegas $2,095
- Reno $1,970
- Sparks $2,055
- Carson City $1,770
- Fernley $1,825
- Mesquite $1,810
New Hampshire · 8 cities
- Manchester $1,280
- Nashua $1,295
- Concord $1,155
- Dover $1,185
- Rochester $1,185
- Keene $1,080
- Portsmouth $1,200
- Laconia $1,095
New Jersey · 8 cities
- Newark $2,150
- Jersey City $2,285
- Paterson $1,990
- Elizabeth $2,015
- Trenton $2,025
- Clifton $2,000
- Bayonne $2,165
- East Orange $2,240
New Mexico · 8 cities
- Albuquerque $1,640
- Las Cruces $1,515
- Rio Rancho $1,635
- Santa Fe $1,550
- Roswell $1,510
- Farmington $1,495
- Hobbs $1,595
- Clovis $1,475
New York · 9 cities
- New York City $2,585
- Buffalo $1,970
- Yonkers $2,355
- Rochester $1,935
- Syracuse $1,920
- Albany $1,930
- New Rochelle $2,250
- Mount Vernon $2,390
- Plattsburgh $1,835
North Carolina · 19 cities
- Charlotte $1,310
- Raleigh $1,290
- Greensboro $1,250
- Durham $1,270
- Winston-Salem $1,240
- Fayetteville $1,180
- Cary $1,280
- Wilmington $1,210
- High Point $1,235
- Concord $1,285
- Greenville $1,220
- Asheville $1,200
- Gastonia $1,285
- Jacksonville $1,140
- Burlington $1,260
- Rocky Mount $1,190
- Mooresville $1,270
- Hickory $1,205
- Hendersonville $1,210
North Dakota · 8 cities
- Fargo $1,175
- Bismarck $1,160
- Grand Forks $1,135
- Minot $1,170
- West Fargo $1,195
- Williston $1,110
- Dickinson $1,130
- Mandan $1,150
Ohio · 10 cities
- Columbus $1,235
- Cleveland $1,245
- Cincinnati $1,240
- Toledo $1,195
- Akron $1,220
- Dayton $1,185
- Parma $1,250
- Canton $1,175
- Middletown $1,210
- Wooster $1,115
Oklahoma · 9 cities
- Oklahoma City $1,545
- Tulsa $1,550
- Norman $1,510
- Broken Arrow $1,590
- Edmond $1,560
- Lawton $1,455
- Moore $1,635
- Midwest City $1,620
- Durant $1,425
Oregon · 8 cities
Pennsylvania · 9 cities
- Philadelphia $1,720
- Pittsburgh $1,510
- Allentown $1,560
- Reading $1,585
- Erie $1,430
- Bethlehem $1,475
- Scranton $1,405
- Lancaster $1,560
- York $1,545
Rhode Island · 8 cities
- Providence $2,095
- Cranston $1,940
- Warwick $1,910
- Pawtucket $2,085
- East Providence $1,930
- Woonsocket $2,105
- Newport $1,840
- Central Falls $2,210
South Carolina · 13 cities
- Charleston $1,830
- Columbia $1,700
- North Charleston $1,850
- Mount Pleasant $1,875
- Rock Hill $1,865
- Greenville $1,805
- Summerville $1,990
- Goose Creek $1,850
- Florence $1,750
- Myrtle Beach $1,745
- Spartanburg $1,800
- Anderson $1,830
- Lancaster $1,855
South Dakota · 8 cities
- Sioux Falls $1,460
- Rapid City $1,385
- Aberdeen $1,340
- Brookings $1,340
- Watertown $1,320
- Yankton $1,355
- Mitchell $1,315
- Huron $1,310
Tennessee · 10 cities
- Nashville $1,415
- Memphis $1,385
- Knoxville $1,375
- Chattanooga $1,325
- Clarksville $1,455
- Murfreesboro $1,480
- Franklin $1,415
- Johnson City $1,330
- Jackson $1,305
- Kingsport $1,305
Texas · 57 cities
- Houston $2,095
- San Antonio $2,020
- Dallas $2,070
- Fort Worth $2,060
- Austin $2,005
- El Paso $1,965
- Arlington $2,095
- Corpus Christi $1,910
- Plano $2,065
- Lubbock $1,815
- Laredo $1,925
- Irving $2,040
- Garland $2,160
- Frisco $2,105
- McKinney $2,085
- Grand Prairie $2,080
- Amarillo $1,860
- Brownsville $1,880
- Denton $1,940
- Killeen $2,030
- Mesquite $2,165
- Pasadena $2,075
- McAllen $1,950
- Waco $1,840
- Midland $1,870
- Lewisville $2,030
- Carrollton $2,030
- Round Rock $2,035
- Abilene $1,745
- Pearland $2,140
- College Station $1,865
- Odessa $1,935
- League City $2,075
- Richardson $2,040
- New Braunfels $2,040
- Conroe $2,020
- Allen $2,120
- Beaumont $1,855
- Tyler $1,875
- Sugar Land $2,075
- Edinburg $1,945
- Wichita Falls $1,740
- Georgetown $2,015
- San Angelo $1,835
- Temple $1,865
- Bryan $1,840
- Longview $1,870
- San Marcos $1,950
- Harlingen $1,840
- Victoria $1,850
- Galveston $1,840
- Lufkin $1,750
- Nacogdoches $1,750
- Southlake $1,955
- Katy $2,090
- Marshall $1,740
- Palestine $1,815
Utah · 9 cities
- Salt Lake City $1,440
- West Valley City $1,535
- West Jordan $1,550
- Provo $1,455
- St. George $1,370
- Orem $1,530
- Lehi $1,535
- Sandy $1,540
- Ogden $1,515
Vermont · 8 cities
- Burlington $1,210
- South Burlington $1,125
- Rutland $1,130
- Essex Junction $1,175
- Winooski $1,270
- Barre $1,155
- Montpelier $1,090
- St. Albans $1,235
Virginia · 13 cities
- Virginia Beach $1,435
- Chesapeake $1,405
- Richmond $1,475
- Norfolk $1,515
- Newport News $1,470
- Alexandria $1,665
- Hampton $1,460
- Suffolk $1,375
- Roanoke $1,400
- Lynchburg $1,340
- Charlottesville $1,415
- Danville $1,350
- Fredericksburg $1,575
Washington · 13 cities
West Virginia · 8 cities
- Charleston $1,405
- Huntington $1,480
- Morgantown $1,445
- Parkersburg $1,465
- Wheeling $1,445
- Martinsburg $1,585
- Weirton $1,430
- Fairmont $1,505
Wisconsin · 8 cities
Wyoming · 8 cities
- Cheyenne $1,490
- Casper $1,465
- Gillette $1,475
- Laramie $1,410
- Rock Springs $1,465
- Sheridan $1,390
- Evanston $1,390
- Green River $1,460