GMC Yukon Insurance Cost

Full coverage for a GMC Yukon costs about $1,315 a year ($110/month) by our estimate — ▼ −17% versus the average vehicle, ranking 29th cheapest of 310 current models.

GMC Yukon exterior (photo from Wikimedia Commons) — Photo: Wlb5V, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

GMC Yukon insurance cost at a glance

Full coverage

$1,315

$110/mo · $1,080–$1,550

Minimum liability

$540

$45/mo

Segment

Large SUV

Gasoline, Hybrid, Diesel, Flex-fuel

HLDI collision losses

Much better than average (100 = avg)

NHTSA overall

★★★★★

2026 model year

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2027 model year. Our vehicle data covers the 2005–2027 model years of the GMC Yukon.

Estimated GMC Yukon premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$540	$45	$445–$640
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$785	$65	$645–$925
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,315	$110	$1,080–$1,550

What drives the cost of insuring a GMC Yukon

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The GMC Yukon's results put our vehicle factor at 0.88× for liability, 0.73× for collision and 0.81× for comprehensive.

HLDI relative insurance losses — GMC Yukon 4dr (Large SUVs)
Coverage	Index	Rating	What it measures
Collision	66	Much better than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	75	Much better than average	Theft, vandalism, glass, weather and animal damage
Property damage liability	83	Better than average	Damage this car does to other vehicles and property
Bodily injury liability	82	Better than average	Injuries to people in other vehicles (claim frequency)
Personal injury protection	52	Much better than average	Injuries to occupants of this car (claim frequency)
Medical payments	47	Much better than average	Injuries to occupants of this car (claim frequency)

HLDI results by body style / drivetrain (2)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
GMC Yukon 4dr	66	75	83	82
GMC Yukon 4dr 4WD	79	92	98	73

Repair and parts costs: Large SUV — mainstream parts availability keeps repairs moderate.
Safety: 5-star NHTSA overall rating (frontal 5★, side 5★, rollover 3★) — better occupant protection lowers injury-claim costs.
Recalls & complaints: 4 NHTSA recall campaigns and 90 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

GMC Yukon trims and configurations (2027)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Yukon 2WD	RWD	3.0L 6-cyl Turbo Diesel	23
Yukon 2WD	RWD	5.3L 8-cyl	17
Yukon 2WD	RWD	6.2L 8-cyl	17
Yukon 4WD	4WD	3.0L 6-cyl Turbo Diesel	22
Yukon 4WD	4WD	5.3L 8-cyl	17
Yukon 4WD	4WD	6.2L 8-cyl	16

GMC Yukon insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2027	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,315
2026	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,290
2025	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,265
2024	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,245
2023	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,220
2022	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,195
2021	3.0L 6-cyl Turbo Diesel, 5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–23	$1,170
2020	5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–18	$1,150
2019	5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–18	$1,125
2018	5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–19	$1,100
2017	5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–19	$1,075
2016	5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	17–19	$1,055
2015	5.3L 8-cyl, 6.2L 8-cyl	4WD, RWD	16–18	$1,050
2014	5.3L 8-cyl, 6.2L 8-cyl	4WD, AWD, RWD	15–17	$1,050
2013	5.3L 8-cyl, 6.0L 8-cyl Hybrid, 6.2L 8-cyl	4WD, AWD, RWD	15–21	$1,050
2012	5.3L 8-cyl, 6.0L 8-cyl Hybrid, 6.2L 8-cyl	4WD, AWD, RWD	15–21	$1,050
2011	5.3L 8-cyl, 6.0L 8-cyl Hybrid, 6.2L 8-cyl	4WD, AWD, RWD	15–21	$1,050
2010	5.3L 8-cyl, 6.0L 8-cyl Hybrid, 6.2L 8-cyl	4WD, AWD, RWD	15–22	$1,050
2009	4.8L 8-cyl, 5.3L 8-cyl, 6.0L 8-cyl Hybrid	4WD/AWD, RWD	14–21	$1,050
2008	4.8L 8-cyl, 5.3L 8-cyl, 6.0L 8-cyl Hybrid	4WD/AWD, RWD	14–21	$1,050

GMC Yukon insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Yukon page for that state.

State	Full coverage	Minimum	vs. national	Yukon page
Alabama	$1,135	$425	−14%	Yukon in AL
Alaska	$1,145	$550	−13%	Yukon in AK
Arizona	$1,385	$585	+5%	Yukon in AZ
Arkansas	$1,150	$395	−13%	Yukon in AR
California	$1,265	$505	−4%	Yukon in CA
Colorado	$1,505	$575	+14%	Yukon in CO
Connecticut	$1,400	$630	+6%	Yukon in CT
Delaware	$1,480	$710	+13%	Yukon in DE
District of Columbia	$1,645	$655	+25%	Yukon in DC
Florida	$1,905	$955	+45%	Yukon in FL
Georgia	$1,645	$770	+25%	Yukon in GA
Hawaii	$890	$385	−32%	Yukon in HI
Idaho	$890	$355	−32%	Yukon in ID
Illinois	$1,135	$440	−14%	Yukon in IL
Indiana	$930	$355	−29%	Yukon in IN
Iowa	$890	$275	−32%	Yukon in IA
Kansas	$1,050	$355	−20%	Yukon in KS
Kentucky	$1,110	$465	−16%	Yukon in KY
Louisiana	$1,825	$700	+39%	Yukon in LA
Maine	$830	$375	−37%	Yukon in ME
Maryland	$1,475	$665	+12%	Yukon in MD
Massachusetts	$1,285	$525	−2%	Yukon in MA
Michigan	$1,420	$675	+8%	Yukon in MI
Minnesota	$1,100	$415	−16%	Yukon in MN
Mississippi	$1,255	$470	−5%	Yukon in MS
Missouri	$1,195	$450	−9%	Yukon in MO
Montana	$1,050	$345	−20%	Yukon in MT
Nebraska	$1,050	$355	−20%	Yukon in NE
Nevada	$1,525	$765	+16%	Yukon in NV
New Hampshire	$925	$355	−30%	Yukon in NH
New Jersey	$1,595	$825	+21%	Yukon in NJ
New Mexico	$1,180	$460	−10%	Yukon in NM
New York	$1,775	$820	+35%	Yukon in NY
North Carolina	$965	$395	−27%	Yukon in NC
North Dakota	$835	$245	−37%	Yukon in ND
Ohio	$935	$355	−29%	Yukon in OH
Oklahoma	$1,180	$415	−10%	Yukon in OK
Oregon	$1,190	$555	−10%	Yukon in OR
Pennsylvania	$1,135	$375	−14%	Yukon in PA
Rhode Island	$1,590	$725	+21%	Yukon in RI
South Carolina	$1,420	$645	+8%	Yukon in SC
South Dakota	$1,005	$280	−24%	Yukon in SD
Tennessee	$1,085	$400	−17%	Yukon in TN
Texas	$1,560	$610	+19%	Yukon in TX
Utah	$1,200	$575	−9%	Yukon in UT
Vermont	$840	$280	−36%	Yukon in VT
Virginia	$1,130	$555	−14%	Yukon in VA
Washington	$1,150	$520	−13%	Yukon in WA
West Virginia	$1,095	$385	−17%	Yukon in WV
Wisconsin	$895	$330	−32%	Yukon in WI
Wyoming	$1,025	$285	−22%	Yukon in WY

GMC Yukon insurance by driver profile

Estimated annual GMC Yukon premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,490	$2,160	$3,615	$301
Young adult (22)	$865	$1,260	$2,105	$175
Adult in their 30s	$540	$785	$1,315	$110
Adult in their 50s	$500	$725	$1,210	$101
Senior (72)	$605	$880	$1,470	$123
30s, one at-fault accident	$785	$1,140	$1,905	$159
30s, DUI on record	$1,005	$1,455	$2,430	$203

GMC Yukon vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
GMC Yukon	$1,315	66	75	—
Ford Expedition	$1,370	92	97	Compare
Chevrolet Suburban	$1,610	91	95	Compare
Chevrolet Tahoe	$1,450	79	79	Compare

Estimate GMC Yukon insurance for your ZIP code

Runs in your browser — nothing you enter is stored or sent to insurers.

State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

—

Per month

—

Other GMC models

Acadia $1,035/yr
Terrain $1,480/yr
Yukon XL $1,560/yr
Canyon $1,320/yr
Sierra 1500 $1,605/yr
Sierra EV $1,600/yr
Hummer EV $1,495/yr
Savana $1,250/yr
Envoy $1,190/yr
Safari $1,220/yr
Sierra 2500HD $1,320/yr

All GMC insurance costs →

Frequently asked questions

How much is insurance for a GMC Yukon?

We estimate about $1,315 a year ($110 a month) for full coverage and $540 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 17% less than the average vehicle.

Is the GMC Yukon expensive to insure?

HLDI insurance-loss data rates it at 66 for collision and 75 for comprehensive losses (100 = average of all vehicles), meaning collision losses are much better than average.

Which state is cheapest to insure a GMC Yukon?

Maine has the lowest estimate (about $830 a year for full coverage) and Florida the highest (about $1,905).

What is the GMC Yukon's NHTSA safety rating?

The 2026 GMC Yukon earned 5 out of 5 stars overall in NHTSA crash testing. Better crash protection can lower injury-claim costs.

Is the GMC Yukon cheaper to insure than the Ford Expedition?

By our estimate the GMC Yukon costs about $1,315 a year versus $1,370 for the Ford Expedition, making it the cheaper of the two to insure.

How much is GMC Yukon insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $3,615 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page