Estimates, not quotes

Dodge Challenger vs Chevrolet Corvette Insurance Cost

The Chevrolet Corvette is cheaper to insure by about $185 a year for full coverage by our estimate ($1,705 vs. $1,520), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageDodge ChallengerChevrolet CorvetteDifference
State minimum$665$470+$195
Standard (100/300/100)$965$685+$280
Full coverage$1,705$1,520+$185

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Challenger minus Corvette.

Why one costs more to insure

FactorDodge ChallengerChevrolet Corvette
SegmentSports carSports car
PowertrainsGasoline, Flex-fuelGasoline, Hybrid
HLDI collision (100 = avg)—127
HLDI comprehensive—98
HLDI property damage liability—47
HLDI bodily injury liability—60
NHTSA overall rating5★—
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)64

Challenger vs Corvette insurance by state

StateChallengerCorvetteDifference
Alabama$1,485$1,355+$130
Alaska$1,495$1,350+$145
Arizona$1,785$1,575+$210
Arkansas$1,500$1,390+$110
California$1,680$1,545+$135
Colorado$1,920$1,725+$195
Connecticut$1,815$1,585+$230
Delaware$1,905$1,620+$285
District of Columbia$2,155$1,945+$210
Florida$2,435$2,035+$400
Georgia$2,110$1,805+$305
Hawaii$1,180$1,085+$95
Idaho$1,155$1,040+$115
Illinois$1,480$1,340+$140
Indiana$1,210$1,100+$110
Iowa$1,145$1,075+$70
Kansas$1,350$1,250+$100
Kentucky$1,430$1,265+$165
Louisiana$2,355$2,075+$280
Maine$1,085$990+$95
Maryland$1,915$1,685+$230
Massachusetts$1,680$1,510+$170
Michigan$1,860$1,680+$180
Minnesota$1,415$1,290+$125
Mississippi$1,625$1,475+$150
Missouri$1,540$1,395+$145
Montana$1,345$1,250+$95
Nebraska$1,355$1,250+$105
Nevada$1,965$1,645+$320
New Hampshire$1,215$1,110+$105
New Jersey$2,060$1,760+$300
New Mexico$1,525$1,375+$150
New York$2,290$1,970+$320
North Carolina$1,270$1,190+$80
North Dakota$1,080$1,030+$50
Ohio$1,215$1,105+$110
Oklahoma$1,525$1,405+$120
Oregon$1,530$1,315+$215
Pennsylvania$1,485$1,365+$120
Rhode Island$2,065$1,795+$270
South Carolina$1,820$1,565+$255
South Dakota$1,280$1,220+$60
Tennessee$1,415$1,300+$115
Texas$2,010$1,820+$190
Utah$1,550$1,340+$210
Vermont$1,105$1,040+$65
Virginia$1,465$1,310+$155
Washington$1,485$1,290+$195
West Virginia$1,415$1,305+$110
Wisconsin$1,160$1,060+$100
Wyoming$1,310$1,250+$60

By driver profile (full coverage)

DriverChallengerCorvette
Teen driver (18, own policy)$4,690$4,175
Young adult (22)$2,730$2,430
Adult in their 30s$1,705$1,520
Adult in their 50s$1,570$1,395
Senior (72)$1,910$1,700
30s, one at-fault accident$2,470$2,200
30s, DUI on record$3,155$2,810

More comparisons

Frequently asked questions

Is the Dodge Challenger or the Chevrolet Corvette cheaper to insure?

By our estimate the Chevrolet Corvette is cheaper, by about $185 a year for full coverage ($1,705 vs. $1,520) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Dodge Challenger and Chevrolet Corvette?

Mostly because of insurance-loss history: HLDI collision indices of n/a vs. 127 and comprehensive indices of n/a vs. 98 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page