Estimates, not quotes

Dodge Challenger vs Chevrolet Camaro Insurance Cost

The Dodge Challenger is cheaper to insure by about $540 a year for full coverage by our estimate ($1,705 vs. $2,245), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageDodge ChallengerChevrolet CamaroDifference
State minimum$665$825−$160
Standard (100/300/100)$965$1,195−$230
Full coverage$1,705$2,245−$540

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Challenger minus Camaro.

Why one costs more to insure

FactorDodge ChallengerChevrolet Camaro
SegmentSports carSports car
PowertrainsGasoline, Flex-fuelGasoline
HLDI collision (100 = avg)—158
HLDI comprehensive—227
HLDI property damage liability—133
HLDI bodily injury liability—169
NHTSA overall rating5★5★
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)61

Challenger vs Camaro insurance by state

StateChallengerCamaroDifference
Alabama$1,485$1,975−$490
Alaska$1,495$1,950−$455
Arizona$1,785$2,370−$585
Arkansas$1,500$2,025−$525
California$1,680$2,155−$475
Colorado$1,920$2,650−$730
Connecticut$1,815$2,345−$530
Delaware$1,905$2,460−$555
District of Columbia$2,155$2,810−$655
Florida$2,435$3,145−$710
Georgia$2,110$2,740−$630
Hawaii$1,180$1,520−$340
Idaho$1,155$1,530−$375
Illinois$1,480$1,955−$475
Indiana$1,210$1,610−$400
Iowa$1,145$1,610−$465
Kansas$1,350$1,885−$535
Kentucky$1,430$1,900−$470
Louisiana$2,355$3,115−$760
Maine$1,085$1,435−$350
Maryland$1,915$2,495−$580
Massachusetts$1,680$2,180−$500
Michigan$1,860$2,435−$575
Minnesota$1,415$1,945−$530
Mississippi$1,625$2,195−$570
Missouri$1,540$2,090−$550
Montana$1,345$1,890−$545
Nebraska$1,355$1,885−$530
Nevada$1,965$2,500−$535
New Hampshire$1,215$1,590−$375
New Jersey$2,060$2,640−$580
New Mexico$1,525$2,040−$515
New York$2,290$2,965−$675
North Carolina$1,270$1,695−$425
North Dakota$1,080$1,530−$450
Ohio$1,215$1,615−$400
Oklahoma$1,525$2,095−$570
Oregon$1,530$1,990−$460
Pennsylvania$1,485$1,980−$495
Rhode Island$2,065$2,655−$590
South Carolina$1,820$2,395−$575
South Dakota$1,280$1,880−$600
Tennessee$1,415$1,885−$470
Texas$2,010$2,725−$715
Utah$1,550$2,005−$455
Vermont$1,105$1,480−$375
Virginia$1,465$1,930−$465
Washington$1,485$1,925−$440
West Virginia$1,415$1,935−$520
Wisconsin$1,160$1,580−$420
Wyoming$1,310$1,905−$595

By driver profile (full coverage)

DriverChallengerCamaro
Teen driver (18, own policy)$4,690$6,180
Young adult (22)$2,730$3,595
Adult in their 30s$1,705$2,245
Adult in their 50s$1,570$2,065
Senior (72)$1,910$2,515
30s, one at-fault accident$2,470$3,255
30s, DUI on record$3,155$4,155

More comparisons

Frequently asked questions

Is the Dodge Challenger or the Chevrolet Camaro cheaper to insure?

By our estimate the Dodge Challenger is cheaper, by about $540 a year for full coverage ($1,705 vs. $2,245) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Dodge Challenger and Chevrolet Camaro?

Mostly because of insurance-loss history: HLDI collision indices of n/a vs. 158 and comprehensive indices of n/a vs. 227 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page