Dodge Challenger vs Nissan 370Z Insurance Cost

The Nissan 370Z is cheaper to insure by about $50 a year for full coverage by our estimate ($1,705 vs. $1,655), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

Coverage	Dodge Challenger	Nissan 370Z	Difference
State minimum	$665	$690	−$25
Standard (100/300/100)	$965	$995	−$30
Full coverage	$1,705	$1,655	+$50

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Challenger minus 370Z.

Why one costs more to insure

Factor	Dodge Challenger	Nissan 370Z
Segment	Sports car	Sports car
Powertrains	Gasoline, Flex-fuel	Gasoline
HLDI collision (100 = avg)	—	—
HLDI comprehensive	—	—
HLDI property damage liability	—	—
HLDI bodily injury liability	—	—
NHTSA overall rating	5★	—
NICB most-stolen rank	Not in top 10	Not in top 10
Recalls (latest 3 model years)	6	0

Challenger vs 370Z insurance by state

State	Challenger	370Z	Difference
Alabama	$1,485	$1,425	+$60
Alaska	$1,495	$1,445	+$50
Arizona	$1,785	$1,735	+$50
Arkansas	$1,500	$1,435	+$65
California	$1,680	$1,620	+$60
Colorado	$1,920	$1,855	+$65
Connecticut	$1,815	$1,775	+$40
Delaware	$1,905	$1,875	+$30
District of Columbia	$2,155	$2,080	+$75
Florida	$2,435	$2,405	+$30
Georgia	$2,110	$2,075	+$35
Hawaii	$1,180	$1,135	+$45
Idaho	$1,155	$1,120	+$35
Illinois	$1,480	$1,425	+$55
Indiana	$1,210	$1,170	+$40
Iowa	$1,145	$1,095	+$50
Kansas	$1,350	$1,290	+$60
Kentucky	$1,430	$1,390	+$40
Louisiana	$2,355	$2,290	+$65
Maine	$1,085	$1,045	+$40
Maryland	$1,915	$1,865	+$50
Massachusetts	$1,680	$1,625	+$55
Michigan	$1,860	$1,795	+$65
Minnesota	$1,415	$1,360	+$55
Mississippi	$1,625	$1,565	+$60
Missouri	$1,540	$1,485	+$55
Montana	$1,345	$1,285	+$60
Nebraska	$1,355	$1,295	+$60
Nevada	$1,965	$1,940	+$25
New Hampshire	$1,215	$1,170	+$45
New Jersey	$2,060	$2,025	+$35
New Mexico	$1,525	$1,475	+$50
New York	$2,290	$2,245	+$45
North Carolina	$1,270	$1,215	+$55
North Dakota	$1,080	$1,025	+$55
Ohio	$1,215	$1,175	+$40
Oklahoma	$1,525	$1,465	+$60
Oregon	$1,530	$1,500	+$30
Pennsylvania	$1,485	$1,430	+$55
Rhode Island	$2,065	$2,020	+$45
South Carolina	$1,820	$1,780	+$40
South Dakota	$1,280	$1,210	+$70
Tennessee	$1,415	$1,360	+$55
Texas	$2,010	$1,935	+$75
Utah	$1,550	$1,515	+$35
Vermont	$1,105	$1,055	+$50
Virginia	$1,465	$1,420	+$45
Washington	$1,485	$1,455	+$30
West Virginia	$1,415	$1,360	+$55
Wisconsin	$1,160	$1,115	+$45
Wyoming	$1,310	$1,240	+$70

By driver profile (full coverage)

Driver	Challenger	370Z
Teen driver (18, own policy)	$4,690	$4,550
Young adult (22)	$2,730	$2,645
Adult in their 30s	$1,705	$1,655
Adult in their 50s	$1,570	$1,520
Senior (72)	$1,910	$1,850
30s, one at-fault accident	$2,470	$2,400
30s, DUI on record	$3,155	$3,060

More comparisons

Frequently asked questions

Is the Dodge Challenger or the Nissan 370Z cheaper to insure?

By our estimate the Nissan 370Z is cheaper, by about $50 a year for full coverage ($1,705 vs. $1,655) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Dodge Challenger and Nissan 370Z?

Mostly because of insurance-loss history: HLDI collision indices of n/a vs. n/a and comprehensive indices of n/a vs. n/a (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page