Nissan 370Z vs Honda CR-Z Insurance Cost
The Honda CR-Z is cheaper to insure by about $205 a year for full coverage by our estimate ($1,655 vs. $1,450), and cheaper in 51 of 51 states.
Side-by-side insurance estimate
| Coverage | Nissan 370Z | Honda CR-Z | Difference |
|---|---|---|---|
| State minimum | $690 | $690 | — |
| Standard (100/300/100) | $995 | $995 | — |
| Full coverage | $1,655 | $1,450 | +$205 |
National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = 370Z minus CR-Z.
Why one costs more to insure
| Factor | Nissan 370Z | Honda CR-Z |
|---|---|---|
| Segment | Sports car | Sports car |
| Powertrains | Gasoline | Hybrid |
| HLDI collision (100 = avg) | — | — |
| HLDI comprehensive | — | — |
| HLDI property damage liability | — | — |
| HLDI bodily injury liability | — | — |
| NHTSA overall rating | — | 4★ |
| NICB most-stolen rank | Not in top 10 | Not in top 10 |
| Recalls (latest 3 model years) | 0 | 2 |
370Z vs CR-Z insurance by state
By driver profile (full coverage)
| Driver | 370Z | CR-Z |
|---|---|---|
| Teen driver (18, own policy) | $4,550 | $3,990 |
| Young adult (22) | $2,645 | $2,320 |
| Adult in their 30s | $1,655 | $1,450 |
| Adult in their 50s | $1,520 | $1,335 |
| Senior (72) | $1,850 | $1,625 |
| 30s, one at-fault accident | $2,400 | $2,105 |
| 30s, DUI on record | $3,060 | $2,685 |
More comparisons
Frequently asked questions
Is the Nissan 370Z or the Honda CR-Z cheaper to insure?
By our estimate the Honda CR-Z is cheaper, by about $205 a year for full coverage ($1,655 vs. $1,450) for a driver in their 30s with a clean record.
Why does insurance cost differ between the Nissan 370Z and Honda CR-Z?
Mostly because of insurance-loss history: HLDI collision indices of n/a vs. n/a and comprehensive indices of n/a vs. n/a (100 = average), plus repair costs, theft rates and segment.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.