Mitsubishi Eclipse vs Nissan 370Z Insurance Cost
The Mitsubishi Eclipse is cheaper to insure by about $210 a year for full coverage by our estimate ($1,445 vs. $1,655), and cheaper in 51 of 51 states.
Side-by-side insurance estimate
| Coverage | Mitsubishi Eclipse | Nissan 370Z | Difference |
|---|---|---|---|
| State minimum | $690 | $690 | — |
| Standard (100/300/100) | $995 | $995 | — |
| Full coverage | $1,445 | $1,655 | −$210 |
National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Eclipse minus 370Z.
Why one costs more to insure
| Factor | Mitsubishi Eclipse | Nissan 370Z |
|---|---|---|
| Segment | Sports car | Sports car |
| Powertrains | Gasoline | Gasoline |
| HLDI collision (100 = avg) | — | — |
| HLDI comprehensive | — | — |
| HLDI property damage liability | — | — |
| HLDI bodily injury liability | — | — |
| NHTSA overall rating | — | — |
| NICB most-stolen rank | Not in top 10 | Not in top 10 |
| Recalls (latest 3 model years) | — | 0 |
Eclipse vs 370Z insurance by state
By driver profile (full coverage)
| Driver | Eclipse | 370Z |
|---|---|---|
| Teen driver (18, own policy) | $3,980 | $4,550 |
| Young adult (22) | $2,315 | $2,645 |
| Adult in their 30s | $1,445 | $1,655 |
| Adult in their 50s | $1,330 | $1,520 |
| Senior (72) | $1,620 | $1,850 |
| 30s, one at-fault accident | $2,100 | $2,400 |
| 30s, DUI on record | $2,675 | $3,060 |
More comparisons
Frequently asked questions
Is the Mitsubishi Eclipse or the Nissan 370Z cheaper to insure?
By our estimate the Mitsubishi Eclipse is cheaper, by about $210 a year for full coverage ($1,445 vs. $1,655) for a driver in their 30s with a clean record.
Why does insurance cost differ between the Mitsubishi Eclipse and Nissan 370Z?
Mostly because of insurance-loss history: HLDI collision indices of n/a vs. n/a and comprehensive indices of n/a vs. n/a (100 = average), plus repair costs, theft rates and segment.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.