Estimates, not quotes

Nissan Rogue vs Jeep Compass Insurance Cost

The Nissan Rogue is cheaper to insure by about $150 a year for full coverage by our estimate ($1,430 vs. $1,580), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageNissan RogueJeep CompassDifference
State minimum$610$740−$130
Standard (100/300/100)$885$1,070−$185
Full coverage$1,430$1,580−$150

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Rogue minus Compass.

Why one costs more to insure

FactorNissan RogueJeep Compass
SegmentSmall SUVSmall SUV
PowertrainsGasoline, HybridGasoline
HLDI collision (100 = avg)8281
HLDI comprehensive7460
HLDI property damage liability90129
HLDI bodily injury liability119145
NHTSA overall rating5★4★
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)61

Collision losses are the biggest swing factor: the Nissan Rogue has 1 points higher relative collision losses, meaning its crash repairs cost insurers more on average. Comprehensive losses (theft, weather, glass) also favor the Jeep Compass.

Rogue vs Compass insurance by state

StateRogueCompassDifference
Alabama$1,230$1,340−$110
Alaska$1,245$1,380−$135
Arizona$1,500$1,665−$165
Arkansas$1,230$1,330−$100
California$1,390$1,530−$140
Colorado$1,605$1,745−$140
Connecticut$1,535$1,725−$190
Delaware$1,630$1,845−$215
District of Columbia$1,795$1,980−$185
Florida$2,100$2,390−$290
Georgia$1,800$2,030−$230
Hawaii$975$1,075−$100
Idaho$965$1,065−$100
Illinois$1,230$1,350−$120
Indiana$1,005$1,105−$100
Iowa$940$1,000−$60
Kansas$1,115$1,190−$75
Kentucky$1,205$1,335−$130
Louisiana$1,985$2,205−$220
Maine$900$985−$85
Maryland$1,615$1,800−$185
Massachusetts$1,400$1,555−$155
Michigan$1,550$1,705−$155
Minnesota$1,175$1,270−$95
Mississippi$1,350$1,470−$120
Missouri$1,280$1,395−$115
Montana$1,110$1,185−$75
Nebraska$1,115$1,195−$80
Nevada$1,690$1,930−$240
New Hampshire$1,005$1,105−$100
New Jersey$1,755$1,990−$235
New Mexico$1,270$1,395−$125
New York$1,950$2,195−$245
North Carolina$1,040$1,125−$85
North Dakota$880$925−$45
Ohio$1,010$1,105−$95
Oklahoma$1,260$1,360−$100
Oregon$1,305$1,470−$165
Pennsylvania$1,230$1,340−$110
Rhode Island$1,750$1,970−$220
South Carolina$1,550$1,735−$185
South Dakota$1,045$1,080−$35
Tennessee$1,170$1,275−$105
Texas$1,670$1,820−$150
Utah$1,315$1,480−$165
Vermont$905$975−$70
Virginia$1,225$1,355−$130
Washington$1,260$1,415−$155
West Virginia$1,170$1,260−$90
Wisconsin$960$1,045−$85
Wyoming$1,065$1,110−$45

By driver profile (full coverage)

DriverRogueCompass
Teen driver (18, own policy)$3,930$4,350
Young adult (22)$2,285$2,530
Adult in their 30s$1,430$1,580
Adult in their 50s$1,315$1,455
Senior (72)$1,600$1,770
30s, one at-fault accident$2,070$2,295
30s, DUI on record$2,645$2,925

More comparisons

Frequently asked questions

Is the Nissan Rogue or the Jeep Compass cheaper to insure?

By our estimate the Nissan Rogue is cheaper, by about $150 a year for full coverage ($1,430 vs. $1,580) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Nissan Rogue and Jeep Compass?

Mostly because of insurance-loss history: HLDI collision indices of 82 vs. 81 and comprehensive indices of 74 vs. 60 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page