Estimates, not quotes

Ford Escape vs Jeep Compass Insurance Cost

The Jeep Compass is cheaper to insure by about $45 a year for full coverage by our estimate ($1,625 vs. $1,580), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageFord EscapeJeep CompassDifference
State minimum$705$740−$35
Standard (100/300/100)$1,020$1,070−$50
Full coverage$1,625$1,580+$45

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Escape minus Compass.

Why one costs more to insure

FactorFord EscapeJeep Compass
SegmentSmall SUVSmall SUV
PowertrainsGasoline, Hybrid, Plug-in hybrid, Flex-fuelGasoline
HLDI collision (100 = avg)9581
HLDI comprehensive8260
HLDI property damage liability116129
HLDI bodily injury liability143145
NHTSA overall rating5★4★
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)171

Collision losses are the biggest swing factor: the Ford Escape has 14 points higher relative collision losses, meaning its crash repairs cost insurers more on average. Comprehensive losses (theft, weather, glass) also favor the Jeep Compass.

Escape vs Compass insurance by state

StateEscapeCompassDifference
Alabama$1,395$1,340+$55
Alaska$1,420$1,380+$40
Arizona$1,710$1,665+$45
Arkansas$1,395$1,330+$65
California$1,580$1,530+$50
Colorado$1,820$1,745+$75
Connecticut$1,755$1,725+$30
Delaware$1,860$1,845+$15
District of Columbia$2,040$1,980+$60
Florida$2,400$2,390+$10
Georgia$2,055$2,030+$25
Hawaii$1,110$1,075+$35
Idaho$1,100$1,065+$35
Illinois$1,400$1,350+$50
Indiana$1,145$1,105+$40
Iowa$1,065$1,000+$65
Kansas$1,260$1,190+$70
Kentucky$1,370$1,335+$35
Louisiana$2,260$2,205+$55
Maine$1,020$985+$35
Maryland$1,840$1,800+$40
Massachusetts$1,600$1,555+$45
Michigan$1,760$1,705+$55
Minnesota$1,330$1,270+$60
Mississippi$1,530$1,470+$60
Missouri$1,455$1,395+$60
Montana$1,255$1,185+$70
Nebraska$1,265$1,195+$70
Nevada$1,930$1,930—
New Hampshire$1,145$1,105+$40
New Jersey$2,005$1,990+$15
New Mexico$1,445$1,395+$50
New York$2,225$2,195+$30
North Carolina$1,185$1,125+$60
North Dakota$995$925+$70
Ohio$1,150$1,105+$45
Oklahoma$1,430$1,360+$70
Oregon$1,490$1,470+$20
Pennsylvania$1,395$1,340+$55
Rhode Island$1,995$1,970+$25
South Carolina$1,765$1,735+$30
South Dakota$1,175$1,080+$95
Tennessee$1,330$1,275+$55
Texas$1,900$1,820+$80
Utah$1,500$1,480+$20
Vermont$1,025$975+$50
Virginia$1,395$1,355+$40
Washington$1,440$1,415+$25
West Virginia$1,325$1,260+$65
Wisconsin$1,090$1,045+$45
Wyoming$1,205$1,110+$95

By driver profile (full coverage)

DriverEscapeCompass
Teen driver (18, own policy)$4,475$4,350
Young adult (22)$2,605$2,530
Adult in their 30s$1,625$1,580
Adult in their 50s$1,495$1,455
Senior (72)$1,820$1,770
30s, one at-fault accident$2,360$2,295
30s, DUI on record$3,010$2,925

More comparisons

Frequently asked questions

Is the Ford Escape or the Jeep Compass cheaper to insure?

By our estimate the Jeep Compass is cheaper, by about $45 a year for full coverage ($1,625 vs. $1,580) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Ford Escape and Jeep Compass?

Mostly because of insurance-loss history: HLDI collision indices of 95 vs. 81 and comprehensive indices of 82 vs. 60 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page