Nissan Cube vs Volvo V60 Insurance Cost

The Nissan Cube is cheaper to insure by about $65 a year for full coverage by our estimate ($1,190 vs. $1,255), and cheaper in 44 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

Coverage	Nissan Cube	Volvo V60	Difference
State minimum	$595	$485	+$110
Standard (100/300/100)	$865	$705	+$160
Full coverage	$1,190	$1,255	−$65

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Cube minus V60.

Why one costs more to insure

Factor	Nissan Cube	Volvo V60
Segment	Wagon	Wagon
Powertrains	Gasoline	Gasoline, Hybrid, Plug-in hybrid
HLDI collision (100 = avg)	—	74
HLDI comprehensive	—	—
HLDI property damage liability	—	69
HLDI bodily injury liability	—	—
NHTSA overall rating	—	5★
NICB most-stolen rank	Not in top 10	Not in top 10
Recalls (latest 3 model years)	—	4

Cube vs V60 insurance by state

State	Cube	V60	Difference
Alabama	$1,000	$1,095	−$95
Alaska	$1,030	$1,090	−$60
Arizona	$1,260	$1,320	−$60
Arkansas	$985	$1,110	−$125
California	$1,130	$1,210	−$80
Colorado	$1,320	$1,450	−$130
Connecticut	$1,305	$1,325	−$20
Delaware	$1,410	$1,390	+$20
District of Columbia	$1,480	$1,570	−$90
Florida	$1,845	$1,785	+$60
Georgia	$1,555	$1,545	+$10
Hawaii	$795	$855	−$60
Idaho	$795	$850	−$55
Illinois	$1,010	$1,085	−$75
Indiana	$825	$890	−$65
Iowa	$740	$870	−$130
Kansas	$890	$1,020	−$130
Kentucky	$1,010	$1,060	−$50
Louisiana	$1,670	$1,740	−$70
Maine	$730	$800	−$70
Maryland	$1,360	$1,400	−$40
Massachusetts	$1,160	$1,220	−$60
Michigan	$1,275	$1,360	−$85
Minnesota	$950	$1,060	−$110
Mississippi	$1,100	$1,210	−$110
Missouri	$1,050	$1,150	−$100
Montana	$880	$1,020	−$140
Nebraska	$890	$1,020	−$130
Nevada	$1,480	$1,425	+$55
New Hampshire	$825	$890	−$65
New Jersey	$1,520	$1,495	+$25
New Mexico	$1,045	$1,130	−$85
New York	$1,675	$1,675	—
North Carolina	$830	$935	−$105
North Dakota	$680	$820	−$140
Ohio	$825	$895	−$70
Oklahoma	$1,015	$1,145	−$130
Oregon	$1,120	$1,120	—
Pennsylvania	$995	$1,095	−$100
Rhode Island	$1,495	$1,500	−$5
South Carolina	$1,325	$1,345	−$20
South Dakota	$800	$995	−$195
Tennessee	$950	$1,040	−$90
Texas	$1,365	$1,500	−$135
Utah	$1,125	$1,130	−$5
Vermont	$715	$815	−$100
Virginia	$1,020	$1,075	−$55
Washington	$1,075	$1,085	−$10
West Virginia	$940	$1,060	−$120
Wisconsin	$780	$865	−$85
Wyoming	$820	$1,010	−$190

By driver profile (full coverage)

Driver	Cube	V60
Teen driver (18, own policy)	$3,275	$3,445
Young adult (22)	$1,905	$2,005
Adult in their 30s	$1,190	$1,255
Adult in their 50s	$1,095	$1,155
Senior (72)	$1,335	$1,405
30s, one at-fault accident	$1,725	$1,815
30s, DUI on record	$2,205	$2,320

More comparisons

Frequently asked questions

Is the Nissan Cube or the Volvo V60 cheaper to insure?

By our estimate the Nissan Cube is cheaper, by about $65 a year for full coverage ($1,190 vs. $1,255) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Nissan Cube and Volvo V60?

Mostly because of insurance-loss history: HLDI collision indices of n/a vs. 74 and comprehensive indices of n/a vs. n/a (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page