Volvo V60 Insurance Cost

Full coverage for a Volvo V60 costs about $1,255 a year ($104/month) by our estimate — ▼ −21% versus the average vehicle, ranking 14th cheapest of 310 current models.

Volvo V60 exterior (photo from Wikimedia Commons) — Photo: Vauxford, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Volvo V60 insurance cost at a glance

Full coverage

$1,255

$104/mo · $1,030–$1,480

Minimum liability

$485

$40/mo

Segment

Wagon

Gasoline, Hybrid, Plug-in hybrid

HLDI collision losses

Much better than average (100 = avg)

NHTSA overall

★★★★★

2026 model year

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2026 model year. Our vehicle data covers the 2015–2026 model years of the Volvo V60.

Estimated Volvo V60 premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$485	$40	$400–$575
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$705	$59	$575–$830
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,255	$104	$1,030–$1,480

What drives the cost of insuring a Volvo V60

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Volvo V60's results put our vehicle factor at 0.79× for liability, 0.78× for collision and 0.90× for comprehensive.

HLDI relative insurance losses — Volvo V60 Cross Country 4WD (Midsize Station wagons)
Coverage	Index	Rating	What it measures
Collision	74	Much better than average	Damage to this car in crashes; driven by repair costs and crash frequency
Property damage liability	69	Much better than average	Damage this car does to other vehicles and property

HLDI results by body style / drivetrain (2)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
Volvo V60 Cross Country 4WD	74	—	69	—
Volvo V60 plug-in hybrid Polestar station wagon 4WD	114	—	—	—

Repair and parts costs: Wagon from a luxury brand — premium parts, sensors and labor rates raise collision claims.
Safety: 5-star NHTSA overall rating (frontal 4★, side 5★, rollover 5★) — better occupant protection lowers injury-claim costs.
Recalls & complaints: 4 NHTSA recall campaigns and 8 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Volvo V60 trims and configurations (2026)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
V60CC B5 AWD	AWD	2.0L 4-cyl Turbo Hybrid	26

Volvo V60 insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2026	2.0L 4-cyl Turbo Hybrid	AWD	26	$1,255
2025	2.0L 4-cyl Turbo Hybrid, 2.0L 4-cyl Turbo Plug-in Hybrid	AWD	27–31	$1,225
2024	2.0L 4-cyl Turbo Hybrid	AWD	27	$1,200
2023	2.0L 4-cyl Turbo Hybrid, 2.0L 4-cyl Turbo Plug-in Hybrid	AWD	26–31	$1,175
2022	2.0L 4-cyl Turbo, 2.0L 4-cyl Turbo Plug-in Hybrid, 2.0L 4-cyl Turbo Supercharged Plug-in Hybrid	AWD	25–31	$1,150
2021	2.0L 4-cyl Turbo, 2.0L 4-cyl Turbo Supercharged Plug-in Hybrid	AWD, FWD	25–30	$1,125
2020	2.0L 4-cyl Turbo, 2.0L 4-cyl Turbo Supercharged Plug-in Hybrid	AWD, FWD	25–30	$1,100
2019	2.0L 4-cyl Turbo, 2.0L 4-cyl Turbo Supercharged	AWD, FWD	25–28	$1,070
2018	2.0L 4-cyl Turbo, 2.0L 4-cyl Turbo Supercharged	AWD, FWD	22–29	$1,045
2017	2.0L 4-cyl Turbo, 2.0L 4-cyl Turbo Supercharged	AWD, FWD	23–29	$1,020
2016	2.0L 4-cyl Turbo, 2.0L 4-cyl Turbo Supercharged, 2.5L 5-cyl Turbo	AWD, FWD	21–29	$995
2015	2.0L 4-cyl Turbo, 2.5L 5-cyl Turbo, 3.0L 6-cyl Turbo	AWD, FWD	21–29	$990

Volvo V60 insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the V60 page for that state.

State	Full coverage	Minimum	vs. national	V60 page
Alabama	$1,095	$380	−13%	V60 in AL
Alaska	$1,090	$495	−13%	V60 in AK
Arizona	$1,320	$520	+5%	V60 in AZ
Arkansas	$1,110	$355	−12%	V60 in AR
California	$1,210	$455	−4%	V60 in CA
Colorado	$1,450	$515	+16%	V60 in CO
Connecticut	$1,325	$560	+6%	V60 in CT
Delaware	$1,390	$635	+11%	V60 in DE
District of Columbia	$1,570	$585	+25%	V60 in DC
Florida	$1,785	$855	+42%	V60 in FL
Georgia	$1,545	$690	+23%	V60 in GA
Hawaii	$855	$345	−32%	V60 in HI
Idaho	$850	$315	−32%	V60 in ID
Illinois	$1,085	$395	−14%	V60 in IL
Indiana	$890	$320	−29%	V60 in IN
Iowa	$870	$245	−31%	V60 in IA
Kansas	$1,020	$320	−19%	V60 in KS
Kentucky	$1,060	$415	−16%	V60 in KY
Louisiana	$1,740	$625	+39%	V60 in LA
Maine	$800	$335	−36%	V60 in ME
Maryland	$1,400	$595	+12%	V60 in MD
Massachusetts	$1,220	$470	−3%	V60 in MA
Michigan	$1,360	$605	+8%	V60 in MI
Minnesota	$1,060	$370	−16%	V60 in MN
Mississippi	$1,210	$420	−4%	V60 in MS
Missouri	$1,150	$405	−8%	V60 in MO
Montana	$1,020	$310	−19%	V60 in MT
Nebraska	$1,020	$320	−19%	V60 in NE
Nevada	$1,425	$685	+14%	V60 in NV
New Hampshire	$890	$320	−29%	V60 in NH
New Jersey	$1,495	$740	+19%	V60 in NJ
New Mexico	$1,130	$410	−10%	V60 in NM
New York	$1,675	$735	+33%	V60 in NY
North Carolina	$935	$355	−25%	V60 in NC
North Dakota	$820	$220	−35%	V60 in ND
Ohio	$895	$320	−29%	V60 in OH
Oklahoma	$1,145	$375	−9%	V60 in OK
Oregon	$1,120	$495	−11%	V60 in OR
Pennsylvania	$1,095	$335	−13%	V60 in PA
Rhode Island	$1,500	$650	+20%	V60 in RI
South Carolina	$1,345	$580	+7%	V60 in SC
South Dakota	$995	$250	−21%	V60 in SD
Tennessee	$1,040	$355	−17%	V60 in TN
Texas	$1,500	$545	+20%	V60 in TX
Utah	$1,130	$515	−10%	V60 in UT
Vermont	$815	$250	−35%	V60 in VT
Virginia	$1,075	$495	−14%	V60 in VA
Washington	$1,085	$465	−14%	V60 in WA
West Virginia	$1,060	$345	−16%	V60 in WV
Wisconsin	$865	$295	−31%	V60 in WI
Wyoming	$1,010	$255	−20%	V60 in WY

Volvo V60 insurance by driver profile

Estimated annual Volvo V60 premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,335	$1,935	$3,445	$287
Young adult (22)	$775	$1,125	$2,005	$167
Adult in their 30s	$485	$705	$1,255	$105
Adult in their 50s	$445	$645	$1,155	$96
Senior (72)	$545	$790	$1,405	$117
30s, one at-fault accident	$705	$1,020	$1,815	$151
30s, DUI on record	$900	$1,300	$2,320	$193

Volvo V60 vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Volvo V60	$1,255	74	—	—
Subaru Outback	$1,190	63	84	Compare
Toyota Prius v	$1,225	—	—	Compare
Nissan Cube	$1,190	—	—	Compare

Estimate Volvo V60 insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Per month

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Other Volvo models

EX60 $1,895/yr
EX90 $1,870/yr
XC60 $1,275/yr
XC90 $1,410/yr
EC40 $1,850/yr
EX30 $1,850/yr
EX40 $1,850/yr
S90 $1,695/yr
V90 $1,475/yr
XC40 $1,210/yr
S60 $1,515/yr
C40 $1,375/yr
S80 $1,350/yr
XC70 $1,205/yr
C30 $1,345/yr
C70 $1,345/yr
S40 $1,345/yr
V50 $1,200/yr
V70 $1,200/yr

All Volvo insurance costs →

Frequently asked questions

How much is insurance for a Volvo V60?

We estimate about $1,255 a year ($104 a month) for full coverage and $485 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 21% less than the average vehicle.

Is the Volvo V60 expensive to insure?

HLDI insurance-loss data rates it at 74 for collision and 0 for comprehensive losses (100 = average of all vehicles), meaning collision losses are much better than average.

Which state is cheapest to insure a Volvo V60?

Maine has the lowest estimate (about $800 a year for full coverage) and Florida the highest (about $1,785).

What is the Volvo V60's NHTSA safety rating?

The 2026 Volvo V60 earned 5 out of 5 stars overall in NHTSA crash testing. Better crash protection can lower injury-claim costs.

Is the Volvo V60 cheaper to insure than the Subaru Outback?

By our estimate the Volvo V60 costs about $1,255 a year versus $1,190 for the Subaru Outback, making the Subaru Outback cheaper to insure.

How much is Volvo V60 insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $3,445 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page