Toyota Prius v vs Volvo V60 Insurance Cost

The Toyota Prius v is cheaper to insure by about $30 a year for full coverage by our estimate ($1,225 vs. $1,255), and cheaper in 39 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

Coverage	Toyota Prius v	Volvo V60	Difference
State minimum	$595	$485	+$110
Standard (100/300/100)	$865	$705	+$160
Full coverage	$1,225	$1,255	−$30

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Prius v minus V60.

Why one costs more to insure

Factor	Toyota Prius v	Volvo V60
Segment	Wagon	Wagon
Powertrains	Hybrid	Gasoline, Hybrid, Plug-in hybrid
HLDI collision (100 = avg)	—	74
HLDI comprehensive	—	—
HLDI property damage liability	—	69
HLDI bodily injury liability	—	—
NHTSA overall rating	—	5★
NICB most-stolen rank	Not in top 10	Not in top 10
Recalls (latest 3 model years)	2	4

Prius v vs V60 insurance by state

State	Prius v	V60	Difference
Alabama	$1,030	$1,095	−$65
Alaska	$1,060	$1,090	−$30
Arizona	$1,295	$1,320	−$25
Arkansas	$1,020	$1,110	−$90
California	$1,165	$1,210	−$45
Colorado	$1,360	$1,450	−$90
Connecticut	$1,340	$1,325	+$15
Delaware	$1,440	$1,390	+$50
District of Columbia	$1,520	$1,570	−$50
Florida	$1,875	$1,785	+$90
Georgia	$1,585	$1,545	+$40
Hawaii	$820	$855	−$35
Idaho	$820	$850	−$30
Illinois	$1,040	$1,085	−$45
Indiana	$850	$890	−$40
Iowa	$770	$870	−$100
Kansas	$920	$1,020	−$100
Kentucky	$1,035	$1,060	−$25
Louisiana	$1,710	$1,740	−$30
Maine	$755	$800	−$45
Maryland	$1,395	$1,400	−$5
Massachusetts	$1,195	$1,220	−$25
Michigan	$1,315	$1,360	−$45
Minnesota	$985	$1,060	−$75
Mississippi	$1,135	$1,210	−$75
Missouri	$1,080	$1,150	−$70
Montana	$915	$1,020	−$105
Nebraska	$925	$1,020	−$95
Nevada	$1,510	$1,425	+$85
New Hampshire	$850	$890	−$40
New Jersey	$1,550	$1,495	+$55
New Mexico	$1,080	$1,130	−$50
New York	$1,710	$1,675	+$35
North Carolina	$860	$935	−$75
North Dakota	$710	$820	−$110
Ohio	$850	$895	−$45
Oklahoma	$1,050	$1,145	−$95
Oregon	$1,145	$1,120	+$25
Pennsylvania	$1,025	$1,095	−$70
Rhode Island	$1,530	$1,500	+$30
South Carolina	$1,355	$1,345	+$10
South Dakota	$840	$995	−$155
Tennessee	$980	$1,040	−$60
Texas	$1,410	$1,500	−$90
Utah	$1,150	$1,130	+$20
Vermont	$745	$815	−$70
Virginia	$1,050	$1,075	−$25
Washington	$1,100	$1,085	+$15
West Virginia	$975	$1,060	−$85
Wisconsin	$805	$865	−$60
Wyoming	$855	$1,010	−$155

By driver profile (full coverage)

Driver	Prius v	V60
Teen driver (18, own policy)	$3,365	$3,445
Young adult (22)	$1,960	$2,005
Adult in their 30s	$1,225	$1,255
Adult in their 50s	$1,125	$1,155
Senior (72)	$1,370	$1,405
30s, one at-fault accident	$1,775	$1,815
30s, DUI on record	$2,265	$2,320

More comparisons

Frequently asked questions

Is the Toyota Prius v or the Volvo V60 cheaper to insure?

By our estimate the Toyota Prius v is cheaper, by about $30 a year for full coverage ($1,225 vs. $1,255) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Toyota Prius v and Volvo V60?

Mostly because of insurance-loss history: HLDI collision indices of n/a vs. 74 and comprehensive indices of n/a vs. n/a (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page