Nissan Cube Insurance Cost

Full coverage for a Nissan Cube costs about $1,190 a year ($99/month) by our estimate — ▼ −25% versus the average vehicle.

Nissan Cube exterior (photo from Wikimedia Commons)
Photo: M 93, CC BY-SA 3.0 de
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Nissan Cube insurance cost at a glance

Full coverage
$1,190
$99/mo · $975–$1,405
Minimum liability
$595
$50/mo
Segment
Wagon
Gasoline

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2014 model year. Our vehicle data covers the 2009–2014 model years of the Nissan Cube, which is no longer in production.

Estimated Nissan Cube premium by coverage level (national average rates)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $595 $50 $490–$705
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $865 $72 $710–$1,020
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,190 $99 $975–$1,405

What drives the cost of insuring a Nissan Cube

HLDI does not publish loss results for the Nissan Cube, so our estimate uses the typical losses of its segment (Wagon): 0.97× average for liability, 0.95× for collision and 0.90× for comprehensive.

  • Repair and parts costs: Wagon — mainstream parts availability keeps repairs moderate.

Nissan Cube trims and configurations (2014)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

ConfigurationDriveEngineMPG (comb.)
CubeFWD1.8L 4-cyl28

Nissan Cube insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model yearEnginesDriveMPGEst. full / yr
20141.8L 4-cylFWD27–28$1,190
20131.8L 4-cylFWD27–28$1,190
20121.8L 4-cylFWD27–28$1,190
20111.8L 4-cylFWD27–28$1,190
20101.8L 4-cylFWD27–29$1,190
20091.8L 4-cylFWD26–29$1,190

Nissan Cube insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Cube page for that state.

StateFull coverageMinimumvs. nationalCube page
Alabama$1,000$465−16%Cube in AL
Alaska$1,030$605−13%Cube in AK
Arizona$1,260$640+6%Cube in AZ
Arkansas$985$435−17%Cube in AR
California$1,130$555−5%Cube in CA
Colorado$1,320$630+11%Cube in CO
Connecticut$1,305$690+10%Cube in CT
Delaware$1,410$780+18%Cube in DE
District of Columbia$1,480$720+24%Cube in DC
Florida$1,845$1,045+55%Cube in FL
Georgia$1,555$845+31%Cube in GA
Hawaii$795$420−33%Cube in HI
Idaho$795$390−33%Cube in ID
Illinois$1,010$485−15%Cube in IL
Indiana$825$390−31%Cube in IN
Iowa$740$300−38%Cube in IA
Kansas$890$390−25%Cube in KS
Kentucky$1,010$510−15%Cube in KY
Louisiana$1,670$770+40%Cube in LA
Maine$730$410−39%Cube in ME
Maryland$1,360$730+14%Cube in MD
Massachusetts$1,160$575−3%Cube in MA
Michigan$1,275$745+7%Cube in MI
Minnesota$950$455−20%Cube in MN
Mississippi$1,100$515−8%Cube in MS
Missouri$1,050$495−12%Cube in MO
Montana$880$380−26%Cube in MT
Nebraska$890$390−25%Cube in NE
Nevada$1,480$840+24%Cube in NV
New Hampshire$825$390−31%Cube in NH
New Jersey$1,520$910+28%Cube in NJ
New Mexico$1,045$505−12%Cube in NM
New York$1,675$900+41%Cube in NY
North Carolina$830$435−30%Cube in NC
North Dakota$680$270−43%Cube in ND
Ohio$825$390−31%Cube in OH
Oklahoma$1,015$455−15%Cube in OK
Oregon$1,120$605−6%Cube in OR
Pennsylvania$995$415−16%Cube in PA
Rhode Island$1,495$795+26%Cube in RI
South Carolina$1,325$710+11%Cube in SC
South Dakota$800$305−33%Cube in SD
Tennessee$950$440−20%Cube in TN
Texas$1,365$670+15%Cube in TX
Utah$1,125$635−5%Cube in UT
Vermont$715$310−40%Cube in VT
Virginia$1,020$610−14%Cube in VA
Washington$1,075$570−10%Cube in WA
West Virginia$940$425−21%Cube in WV
Wisconsin$780$360−34%Cube in WI
Wyoming$820$315−31%Cube in WY

Nissan Cube insurance by driver profile

Estimated annual Nissan Cube premium by driver (national average rates)
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,640 $2,375 $3,275 $273
Young adult (22) $955 $1,380 $1,905 $159
Adult in their 30s $595 $865 $1,190 $99
Adult in their 50s $550 $795 $1,095 $91
Senior (72) $665 $965 $1,335 $111
30s, one at-fault accident $865 $1,250 $1,725 $144
30s, DUI on record $1,100 $1,595 $2,205 $184

Nissan Cube vs. rivals

ModelFull coverage / yrHLDI collisionHLDI comprehensiveComparison
Nissan Cube$1,190———
Subaru Outback$1,1906384Compare
Toyota Prius v$1,225——Compare
Volvo V60$1,25574—Compare

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Frequently asked questions

How much is insurance for a Nissan Cube?

We estimate about $1,190 a year ($99 a month) for full coverage and $595 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 25% less than the average vehicle.

Which state is cheapest to insure a Nissan Cube?

North Dakota has the lowest estimate (about $680 a year for full coverage) and Florida the highest (about $1,845).

Is the Nissan Cube cheaper to insure than the Subaru Outback?

By our estimate the Nissan Cube costs about $1,190 a year versus $1,190 for the Subaru Outback, making it the cheaper of the two to insure.

How much is Nissan Cube insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $3,275 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.