Infiniti QX60 vs Lincoln MKC Insurance Cost

The Lincoln MKC is cheaper to insure by about $90 a year for full coverage by our estimate ($1,550 vs. $1,460), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

Coverage	Infiniti QX60	Lincoln MKC	Difference
State minimum	$545	$590	−$45
Standard (100/300/100)	$795	$855	−$60
Full coverage	$1,550	$1,460	+$90

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = QX60 minus MKC.

Why one costs more to insure

Factor	Infiniti QX60	Lincoln MKC
Segment	Luxury SUV	Luxury SUV
Powertrains	Gasoline, Hybrid	Gasoline
HLDI collision (100 = avg)	105	—
HLDI comprehensive	100	—
HLDI property damage liability	84	—
HLDI bodily injury liability	89	—
NHTSA overall rating	5★	4★
NICB most-stolen rank	Not in top 10	Not in top 10
Recalls (latest 3 model years)	1	4

QX60 vs MKC insurance by state

State	QX60	MKC	Difference
Alabama	$1,370	$1,265	+$105
Alaska	$1,365	$1,280	+$85
Arizona	$1,620	$1,535	+$85
Arkansas	$1,400	$1,280	+$120
California	$1,535	$1,430	+$105
Colorado	$1,780	$1,655	+$125
Connecticut	$1,630	$1,560	+$70
Delaware	$1,695	$1,645	+$50
District of Columbia	$1,965	$1,840	+$125
Florida	$2,150	$2,105	+$45
Georgia	$1,885	$1,820	+$65
Hawaii	$1,080	$1,005	+$75
Idaho	$1,060	$990	+$70
Illinois	$1,355	$1,265	+$90
Indiana	$1,115	$1,035	+$80
Iowa	$1,085	$985	+$100
Kansas	$1,270	$1,160	+$110
Kentucky	$1,305	$1,230	+$75
Louisiana	$2,140	$2,025	+$115
Maine	$1,000	$925	+$75
Maryland	$1,730	$1,645	+$85
Massachusetts	$1,530	$1,435	+$95
Michigan	$1,700	$1,590	+$110
Minnesota	$1,315	$1,215	+$100
Mississippi	$1,500	$1,390	+$110
Missouri	$1,425	$1,320	+$105
Montana	$1,270	$1,155	+$115
Nebraska	$1,270	$1,160	+$110
Nevada	$1,730	$1,695	+$35
New Hampshire	$1,115	$1,035	+$80
New Jersey	$1,830	$1,775	+$55
New Mexico	$1,405	$1,310	+$95
New York	$2,045	$1,970	+$75
North Carolina	$1,185	$1,080	+$105
North Dakota	$1,035	$925	+$110
Ohio	$1,120	$1,040	+$80
Oklahoma	$1,425	$1,310	+$115
Oregon	$1,370	$1,320	+$50
Pennsylvania	$1,375	$1,270	+$105
Rhode Island	$1,850	$1,775	+$75
South Carolina	$1,635	$1,570	+$65
South Dakota	$1,240	$1,105	+$135
Tennessee	$1,310	$1,210	+$100
Texas	$1,860	$1,725	+$135
Utah	$1,385	$1,335	+$50
Vermont	$1,035	$940	+$95
Virginia	$1,335	$1,255	+$80
Washington	$1,335	$1,280	+$55
West Virginia	$1,320	$1,215	+$105
Wisconsin	$1,075	$995	+$80
Wyoming	$1,265	$1,125	+$140

By driver profile (full coverage)

Driver	QX60	MKC
Teen driver (18, own policy)	$4,270	$4,020
Young adult (22)	$2,485	$2,340
Adult in their 30s	$1,550	$1,460
Adult in their 50s	$1,430	$1,345
Senior (72)	$1,740	$1,640
30s, one at-fault accident	$2,250	$2,120
30s, DUI on record	$2,870	$2,705

More comparisons

Frequently asked questions

Is the Infiniti QX60 or the Lincoln MKC cheaper to insure?

By our estimate the Lincoln MKC is cheaper, by about $90 a year for full coverage ($1,550 vs. $1,460) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Infiniti QX60 and Lincoln MKC?

Mostly because of insurance-loss history: HLDI collision indices of 105 vs. n/a and comprehensive indices of 100 vs. n/a (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page