Infiniti QX30 vs Lincoln MKC Insurance Cost
The Infiniti QX30 is cheaper to insure by about $0 a year for full coverage by our estimate ($1,460 vs. $1,460), and cheaper in 0 of 51 states.
Side-by-side insurance estimate
| Coverage | Infiniti QX30 | Lincoln MKC | Difference |
|---|---|---|---|
| State minimum | $590 | $590 | — |
| Standard (100/300/100) | $855 | $855 | — |
| Full coverage | $1,460 | $1,460 | — |
National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = QX30 minus MKC.
Why one costs more to insure
| Factor | Infiniti QX30 | Lincoln MKC |
|---|---|---|
| Segment | Luxury SUV | Luxury SUV |
| Powertrains | Gasoline | Gasoline |
| HLDI collision (100 = avg) | — | — |
| HLDI comprehensive | — | — |
| HLDI property damage liability | — | — |
| HLDI bodily injury liability | — | — |
| NHTSA overall rating | — | 4★ |
| NICB most-stolen rank | Not in top 10 | Not in top 10 |
| Recalls (latest 3 model years) | 6 | 4 |
QX30 vs MKC insurance by state
By driver profile (full coverage)
| Driver | QX30 | MKC |
|---|---|---|
| Teen driver (18, own policy) | $4,020 | $4,020 |
| Young adult (22) | $2,340 | $2,340 |
| Adult in their 30s | $1,460 | $1,460 |
| Adult in their 50s | $1,345 | $1,345 |
| Senior (72) | $1,640 | $1,640 |
| 30s, one at-fault accident | $2,120 | $2,120 |
| 30s, DUI on record | $2,705 | $2,705 |
More comparisons
Frequently asked questions
Is the Infiniti QX30 or the Lincoln MKC cheaper to insure?
By our estimate the Infiniti QX30 is cheaper, by about $0 a year for full coverage ($1,460 vs. $1,460) for a driver in their 30s with a clean record.
Why does insurance cost differ between the Infiniti QX30 and Lincoln MKC?
Mostly because of insurance-loss history: HLDI collision indices of n/a vs. n/a and comprehensive indices of n/a vs. n/a (100 = average), plus repair costs, theft rates and segment.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.