Infiniti QX60 Insurance Cost in Illinois

Insuring a Infiniti QX60 in Illinois costs about $1,355 a year ($113/month) for full coverage by our estimate — −13% versus the same car nationally — the 23rd cheapest of 51 states for this model.

Infiniti QX60 (photo from Wikimedia Commons)
Photo: Kevauto, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Infiniti QX60 insurance in Illinois at a glance

Full coverage
$1,355
$1,110–$1,600
25/50/20 minimum
$445
$37/mo
Same car nationally
$1,550
full coverage
Avg. car in IL
$1,380
−2% for the QX60

The Infiniti QX60 is 2% cheaper than the average vehicle to insure in Illinois, reflecting HLDI collision losses of 105 and comprehensive losses of 100 (100 = average). Illinois's own base rates are 10% lower than the national average, which carries through to every model.

Illinois factors that affect QX60 premiums

  • Uninsured drivers: 15.2% of Illinois drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your QX60.
  • Theft: 238 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates Illinois's expected annual losses as relatively moderate for hail, relatively high for tornado, very low for hurricane, relatively high for inland (river) flooding, very high for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.13 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in Illinois →

Infiniti QX60 insurance cost in Illinois cities

CityFull coverageMinimumvs. state
Chicago$1,585$520+17%
Aurora$1,410$465+4%
Naperville$1,450$475+7%
Joliet$1,385$455+2%
Rockford$1,305$425−4%
Elgin$1,400$460+3%
Springfield$1,235$405−9%
Peoria$1,260$410−7%
Champaign$1,260$410−7%
Waukegan$1,390$455+3%
Decatur$1,225$400−10%
Quincy$1,200$395−11%

Infiniti QX60 insurance in Illinois by driver

Estimated annual Infiniti QX60 premium in Illinois
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,220 $1,770 $3,730 $311
Young adult (22) $710 $1,030 $2,170 $181
Adult in their 30s $445 $645 $1,355 $113
Adult in their 50s $410 $595 $1,250 $104
Senior (72) $500 $720 $1,520 $127
30s, one at-fault accident $645 $935 $1,965 $164
30s, DUI on record $820 $1,190 $2,510 $209

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $445 $37 $365–$525
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $645 $54 $530–$760
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,355 $113 $1,110–$1,600

Illinois minimum: 25/50/20 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Illinois

ModelFull coverage in ILvs. QX60
BMW X3$1,395+3%
Audi Q5$1,3500%
BMW X1$1,3600%
Lincoln MKC$1,585+17%

Estimate your QX60 premium by ZIP code

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Estimated annual premium
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Infiniti QX60 insurance cost in every state · All Infiniti models

Frequently asked questions

How much is Infiniti QX60 insurance in Illinois?

About $1,355 a year ($113 a month) for full coverage and $445 for Illinois's minimum liability, for a driver in their 30s with a clean record. That is 13% less than the national estimate for the same car.

Is the Infiniti QX60 cheaper to insure than the average car in Illinois?

The average vehicle in Illinois is about $1,380 a year for full coverage in our model, so the Infiniti QX60 is 2% cheaper than average.

Where in Illinois is Infiniti QX60 insurance cheapest?

Among the largest Illinois cities, Quincy has the lowest estimate (about $1,200) and Chicago the highest (about $1,585).

What insurance do I need for a Infiniti QX60 in Illinois?

Illinois requires at least 25/50/20 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.