Infiniti QX60 vs Lexus RX Insurance Cost
The Lexus RX is cheaper to insure by about $105 a year for full coverage by our estimate ($1,550 vs. $1,445), and cheaper in 51 of 51 states.
Side-by-side insurance estimate
| Coverage | Infiniti QX60 | Lexus RX | Difference |
|---|---|---|---|
| State minimum | $545 | $485 | +$60 |
| Standard (100/300/100) | $795 | $705 | +$90 |
| Full coverage | $1,550 | $1,445 | +$105 |
National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = QX60 minus RX.
Why one costs more to insure
| Factor | Infiniti QX60 | Lexus RX |
|---|---|---|
| Segment | Luxury SUV | Luxury SUV |
| Powertrains | Gasoline, Hybrid | Gasoline, Hybrid, Plug-in hybrid |
| HLDI collision (100 = avg) | 105 | 111 |
| HLDI comprehensive | 100 | 97 |
| HLDI property damage liability | 84 | 65 |
| HLDI bodily injury liability | 89 | 75 |
| NHTSA overall rating | 5★ | 5★ |
| NICB most-stolen rank | Not in top 10 | Not in top 10 |
| Recalls (latest 3 model years) | 1 | 6 |
Collision losses are the biggest swing factor: the Lexus RX has 6 points higher relative collision losses, meaning its crash repairs cost insurers more on average.
QX60 vs RX insurance by state
By driver profile (full coverage)
| Driver | QX60 | RX |
|---|---|---|
| Teen driver (18, own policy) | $4,270 | $3,980 |
| Young adult (22) | $2,485 | $2,315 |
| Adult in their 30s | $1,550 | $1,445 |
| Adult in their 50s | $1,430 | $1,330 |
| Senior (72) | $1,740 | $1,620 |
| 30s, one at-fault accident | $2,250 | $2,100 |
| 30s, DUI on record | $2,870 | $2,675 |
More comparisons
Frequently asked questions
Is the Infiniti QX60 or the Lexus RX cheaper to insure?
By our estimate the Lexus RX is cheaper, by about $105 a year for full coverage ($1,550 vs. $1,445) for a driver in their 30s with a clean record.
Why does insurance cost differ between the Infiniti QX60 and Lexus RX?
Mostly because of insurance-loss history: HLDI collision indices of 105 vs. 111 and comprehensive indices of 100 vs. 97 (100 = average), plus repair costs, theft rates and segment.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.