Estimates, not quotes

Audi Q5 vs Infiniti QX60 Insurance Cost

The Audi Q5 is cheaper to insure by about $50 a year for full coverage by our estimate ($1,500 vs. $1,550), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageAudi Q5Infiniti QX60Difference
State minimum$490$545−$55
Standard (100/300/100)$710$795−$85
Full coverage$1,500$1,550−$50

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Q5 minus QX60.

Why one costs more to insure

FactorAudi Q5Infiniti QX60
SegmentLuxury SUVLuxury SUV
PowertrainsGasoline, Hybrid, Plug-in hybrid, Diesel, Flex-fuelGasoline, Hybrid
HLDI collision (100 = avg)119105
HLDI comprehensive105100
HLDI property damage liability7684
HLDI bodily injury liability6689
NHTSA overall rating5★5★
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)51

Collision losses are the biggest swing factor: the Audi Q5 has 14 points higher relative collision losses, meaning its crash repairs cost insurers more on average.

Q5 vs QX60 insurance by state

StateQ5QX60Difference
Alabama$1,330$1,370−$40
Alaska$1,325$1,365−$40
Arizona$1,560$1,620−$60
Arkansas$1,365$1,400−$35
California$1,500$1,535−$35
Colorado$1,715$1,780−$65
Connecticut$1,565$1,630−$65
Delaware$1,610$1,695−$85
District of Columbia$1,905$1,965−$60
Florida$2,035$2,150−$115
Georgia$1,795$1,885−$90
Hawaii$1,055$1,080−$25
Idaho$1,025$1,060−$35
Illinois$1,315$1,355−$40
Indiana$1,080$1,115−$35
Iowa$1,060$1,085−$25
Kansas$1,235$1,270−$35
Kentucky$1,255$1,305−$50
Louisiana$2,055$2,140−$85
Maine$975$1,000−$25
Maryland$1,665$1,730−$65
Massachusetts$1,480$1,530−$50
Michigan$1,650$1,700−$50
Minnesota$1,275$1,315−$40
Mississippi$1,455$1,500−$45
Missouri$1,380$1,425−$45
Montana$1,240$1,270−$30
Nebraska$1,240$1,270−$30
Nevada$1,640$1,730−$90
New Hampshire$1,085$1,115−$30
New Jersey$1,745$1,830−$85
New Mexico$1,360$1,405−$45
New York$1,955$2,045−$90
North Carolina$1,160$1,185−$25
North Dakota$1,015$1,035−$20
Ohio$1,085$1,120−$35
Oklahoma$1,385$1,425−$40
Oregon$1,305$1,370−$65
Pennsylvania$1,340$1,375−$35
Rhode Island$1,770$1,850−$80
South Carolina$1,560$1,635−$75
South Dakota$1,215$1,240−$25
Tennessee$1,275$1,310−$35
Texas$1,800$1,860−$60
Utah$1,325$1,385−$60
Vermont$1,015$1,035−$20
Virginia$1,290$1,335−$45
Washington$1,275$1,335−$60
West Virginia$1,285$1,320−$35
Wisconsin$1,045$1,075−$30
Wyoming$1,240$1,265−$25

By driver profile (full coverage)

DriverQ5QX60
Teen driver (18, own policy)$4,120$4,270
Young adult (22)$2,395$2,485
Adult in their 30s$1,500$1,550
Adult in their 50s$1,380$1,430
Senior (72)$1,680$1,740
30s, one at-fault accident$2,170$2,250
30s, DUI on record$2,770$2,870

More comparisons

Frequently asked questions

Is the Audi Q5 or the Infiniti QX60 cheaper to insure?

By our estimate the Audi Q5 is cheaper, by about $50 a year for full coverage ($1,500 vs. $1,550) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Audi Q5 and Infiniti QX60?

Mostly because of insurance-loss history: HLDI collision indices of 119 vs. 105 and comprehensive indices of 105 vs. 100 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page