Estimates, not quotes

Infiniti Q50 vs Audi RS 7 Insurance Cost

The Infiniti Q50 is cheaper to insure by about $310 a year for full coverage by our estimate ($2,135 vs. $2,445), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageInfiniti Q50Audi RS 7Difference
State minimum$660$600+$60
Standard (100/300/100)$960$870+$90
Full coverage$2,135$2,445−$310

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Q50 minus RS 7.

Why one costs more to insure

FactorInfiniti Q50Audi RS 7
SegmentLuxury carLuxury car
PowertrainsGasoline, HybridGasoline, Hybrid
HLDI collision (100 = avg)167243
HLDI comprehensive277270
HLDI property damage liability114—
HLDI bodily injury liability——
NHTSA overall rating——
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)01

Collision losses are the biggest swing factor: the Audi RS 7 has 76 points higher relative collision losses, meaning its crash repairs cost insurers more on average.

Q50 vs RS 7 insurance by state

StateQ50RS 7Difference
Alabama$1,915$2,235−$320
Alaska$1,855$2,160−$305
Arizona$2,250$2,540−$290
Arkansas$2,000$2,345−$345
California$2,045$2,455−$410
Colorado$2,600$2,910−$310
Connecticut$2,170$2,470−$300
Delaware$2,250$2,495−$245
District of Columbia$2,675$3,125−$450
Florida$2,850$3,100−$250
Georgia$2,525$2,805−$280
Hawaii$1,450$1,735−$285
Idaho$1,470$1,690−$220
Illinois$1,880$2,185−$305
Indiana$1,550$1,800−$250
Iowa$1,625$1,875−$250
Kansas$1,890$2,160−$270
Kentucky$1,805$2,045−$240
Louisiana$2,950$3,335−$385
Maine$1,390$1,625−$235
Maryland$2,335$2,665−$330
Massachusetts$2,060$2,405−$345
Michigan$2,320$2,705−$385
Minnesota$1,920$2,185−$265
Mississippi$2,145$2,465−$320
Missouri$2,040$2,325−$285
Montana$1,905$2,180−$275
Nebraska$1,885$2,160−$275
Nevada$2,250$2,475−$225
New Hampshire$1,525$1,795−$270
New Jersey$2,410$2,695−$285
New Mexico$1,970$2,260−$290
New York$2,740$3,065−$325
North Carolina$1,660$1,980−$320
North Dakota$1,565$1,820−$255
Ohio$1,560$1,815−$255
Oklahoma$2,070$2,385−$315
Oregon$1,835$2,045−$210
Pennsylvania$1,925$2,255−$330
Rhode Island$2,450$2,780−$330
South Carolina$2,240$2,475−$235
South Dakota$1,965$2,235−$270
Tennessee$1,830$2,145−$315
Texas$2,665$3,045−$380
Utah$1,855$2,085−$230
Vermont$1,460$1,740−$280
Virginia$1,840$2,110−$270
Washington$1,785$2,015−$230
West Virginia$1,910$2,210−$300
Wisconsin$1,550$1,780−$230
Wyoming$1,980$2,270−$290

By driver profile (full coverage)

DriverQ50RS 7
Teen driver (18, own policy)$5,870$6,725
Young adult (22)$3,415$3,910
Adult in their 30s$2,135$2,445
Adult in their 50s$1,965$2,250
Senior (72)$2,390$2,740
30s, one at-fault accident$3,095$3,545
30s, DUI on record$3,950$4,525

More comparisons

Frequently asked questions

Is the Infiniti Q50 or the Audi RS 7 cheaper to insure?

By our estimate the Infiniti Q50 is cheaper, by about $310 a year for full coverage ($2,135 vs. $2,445) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Infiniti Q50 and Audi RS 7?

Mostly because of insurance-loss history: HLDI collision indices of 167 vs. 243 and comprehensive indices of 277 vs. 270 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page