Infiniti Q50 Insurance Cost

Full coverage for a Infiniti Q50 costs about $2,135 a year ($178/month) by our estimate — ▲ +34% versus the average vehicle.

Infiniti Q50 exterior (photo from Wikimedia Commons) — Photo: M 93, CC BY-SA 3.0 de

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Infiniti Q50 insurance cost at a glance

Full coverage

$2,135

$178/mo · $1,750–$2,520

Minimum liability

$660

$55/mo

Segment

Luxury car

Gasoline, Hybrid

HLDI collision losses

167

Much worse than average (100 = avg)

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2024 model year. Our vehicle data covers the 2014–2024 model years of the Infiniti Q50, which is no longer in production.

Estimated Infiniti Q50 premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$660	$55	$540–$780
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$960	$80	$785–$1,130
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$2,135	$178	$1,750–$2,520

What drives the cost of insuring a Infiniti Q50

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Infiniti Q50's results put our vehicle factor at 1.08× for liability, 1.63× for collision and 2.54× for comprehensive.

HLDI relative insurance losses — Infiniti Q50 4dr (Midsize Luxury cars)
Coverage	Index	Rating	What it measures
Collision	167	Much worse than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	277	Much worse than average	Theft, vandalism, glass, weather and animal damage
Property damage liability	114	Worse than average	Damage this car does to other vehicles and property
Personal injury protection	103	Average	Injuries to occupants of this car (claim frequency)

HLDI results by body style / drivetrain (2)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
Infiniti Q50 4dr	167	277	114	—
Infiniti Q50 4dr 4WD	170	238	120	—

Repair and parts costs: Luxury car from a luxury brand — premium parts, sensors and labor rates raise collision claims.
Recalls & complaints: 0 NHTSA recall campaigns and 9 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Infiniti Q50 trims and configurations (2024)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Q50	RWD	3.0L 6-cyl Turbo	23
Q50 AWD	AWD	3.0L 6-cyl Turbo	22
Q50 Red Sport	RWD	3.0L 6-cyl Turbo	22
Q50 Red Sport AWD	AWD	3.0L 6-cyl Turbo	22

Infiniti Q50 insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2024	3.0L 6-cyl Turbo	AWD, RWD	22–23	$2,135
2023	3.0L 6-cyl Turbo	AWD, RWD	22–23	$2,075
2022	3.0L 6-cyl Turbo	AWD, RWD	22–23	$2,015
2021	3.0L 6-cyl Turbo	AWD, RWD	22–23	$1,950
2020	3.0L 6-cyl Turbo	AWD, RWD	22–23	$1,890
2019	2.0L 4-cyl Turbo, 3.0L 6-cyl Turbo	AWD, RWD	22–25	$1,830
2018	2.0L 4-cyl Turbo, 3.0L 6-cyl Turbo, 3.5L 6-cyl Hybrid	AWD, RWD	22–29	$1,770
2017	2.0L 4-cyl Turbo, 3.0L 6-cyl Turbo, 3.5L 6-cyl Hybrid	AWD, RWD	22–29	$1,705
2016	2.0L 4-cyl Turbo, 3.0L 6-cyl Turbo, 3.5L 6-cyl Hybrid	AWD, RWD	21–30	$1,645
2015	3.5L 6-cyl Hybrid, 3.7L 6-cyl	AWD, RWD	22–31	$1,640
2014	3.5L 6-cyl Hybrid, 3.7L 6-cyl	AWD, RWD	22–31	$1,640

Infiniti Q50 insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Q50 page for that state.

State	Full coverage	Minimum	vs. national	Q50 page
Alabama	$1,915	$515	−10%	Q50 in AL
Alaska	$1,855	$670	−13%	Q50 in AK
Arizona	$2,250	$710	+5%	Q50 in AZ
Arkansas	$2,000	$485	−6%	Q50 in AR
California	$2,045	$615	−4%	Q50 in CA
Colorado	$2,600	$700	+22%	Q50 in CO
Connecticut	$2,170	$765	+2%	Q50 in CT
Delaware	$2,250	$865	+5%	Q50 in DE
District of Columbia	$2,675	$800	+25%	Q50 in DC
Florida	$2,850	$1,160	+33%	Q50 in FL
Georgia	$2,525	$940	+18%	Q50 in GA
Hawaii	$1,450	$470	−32%	Q50 in HI
Idaho	$1,470	$430	−31%	Q50 in ID
Illinois	$1,880	$535	−12%	Q50 in IL
Indiana	$1,550	$435	−27%	Q50 in IN
Iowa	$1,625	$335	−24%	Q50 in IA
Kansas	$1,890	$435	−11%	Q50 in KS
Kentucky	$1,805	$565	−15%	Q50 in KY
Louisiana	$2,950	$850	+38%	Q50 in LA
Maine	$1,390	$455	−35%	Q50 in ME
Maryland	$2,335	$810	+9%	Q50 in MD
Massachusetts	$2,060	$635	−4%	Q50 in MA
Michigan	$2,320	$825	+9%	Q50 in MI
Minnesota	$1,920	$505	−10%	Q50 in MN
Mississippi	$2,145	$570	0%	Q50 in MS
Missouri	$2,040	$550	−4%	Q50 in MO
Montana	$1,905	$425	−11%	Q50 in MT
Nebraska	$1,885	$435	−12%	Q50 in NE
Nevada	$2,250	$935	+5%	Q50 in NV
New Hampshire	$1,525	$435	−29%	Q50 in NH
New Jersey	$2,410	$1,005	+13%	Q50 in NJ
New Mexico	$1,970	$560	−8%	Q50 in NM
New York	$2,740	$1,000	+28%	Q50 in NY
North Carolina	$1,660	$480	−22%	Q50 in NC
North Dakota	$1,565	$295	−27%	Q50 in ND
Ohio	$1,560	$435	−27%	Q50 in OH
Oklahoma	$2,070	$505	−3%	Q50 in OK
Oregon	$1,835	$675	−14%	Q50 in OR
Pennsylvania	$1,925	$460	−10%	Q50 in PA
Rhode Island	$2,450	$885	+15%	Q50 in RI
South Carolina	$2,240	$790	+5%	Q50 in SC
South Dakota	$1,965	$340	−8%	Q50 in SD
Tennessee	$1,830	$485	−14%	Q50 in TN
Texas	$2,665	$745	+25%	Q50 in TX
Utah	$1,855	$705	−13%	Q50 in UT
Vermont	$1,460	$340	−32%	Q50 in VT
Virginia	$1,840	$675	−14%	Q50 in VA
Washington	$1,785	$635	−16%	Q50 in WA
West Virginia	$1,910	$470	−11%	Q50 in WV
Wisconsin	$1,550	$400	−27%	Q50 in WI
Wyoming	$1,980	$350	−7%	Q50 in WY

Infiniti Q50 insurance by driver profile

Estimated annual Infiniti Q50 premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,815	$2,635	$5,870	$489
Young adult (22)	$1,055	$1,530	$3,415	$285
Adult in their 30s	$660	$960	$2,135	$178
Adult in their 50s	$610	$880	$1,965	$164
Senior (72)	$740	$1,075	$2,390	$199
30s, one at-fault accident	$960	$1,390	$3,095	$258
30s, DUI on record	$1,220	$1,770	$3,950	$329

Infiniti Q50 vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Infiniti Q50	$2,135	167	277	—
BMW 7 Series	$3,710	405	363	Compare
Alfa Romeo Giulia	$2,275	186	182	Compare
Acura TLX	$2,025	131	341	Compare

Estimate Infiniti Q50 insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Per month

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Other Infiniti models

QX60 $1,550/yr
QX65 $1,805/yr
QX80 $1,690/yr
QX50 $1,565/yr
QX55 $1,720/yr
Q60 $1,920/yr
Q70 $1,480/yr
QX30 $1,460/yr
QX70 $1,375/yr
Q40 $1,345/yr
EX37 $1,330/yr
FX37 $1,330/yr
FX50 $1,330/yr
G37 $1,345/yr
JX35 $1,330/yr
M35 $1,345/yr
M37 $1,345/yr
M56 $1,345/yr
QX56 $1,330/yr
EX35 $1,330/yr
FX35 $1,330/yr
G25 $1,345/yr
M45 $1,345/yr
FX45 $1,330/yr
G35 $1,345/yr
Q45 $1,345/yr

All Infiniti insurance costs →

Frequently asked questions

How much is insurance for a Infiniti Q50?

We estimate about $2,135 a year ($178 a month) for full coverage and $660 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 34% more than the average vehicle.

Is the Infiniti Q50 expensive to insure?

HLDI insurance-loss data rates it at 167 for collision and 277 for comprehensive losses (100 = average of all vehicles), meaning collision losses are much worse than average.

Which state is cheapest to insure a Infiniti Q50?

Maine has the lowest estimate (about $1,390 a year for full coverage) and Louisiana the highest (about $2,950).

Is the Infiniti Q50 cheaper to insure than the BMW 7 Series?

By our estimate the Infiniti Q50 costs about $2,135 a year versus $3,710 for the BMW 7 Series, making it the cheaper of the two to insure.

How much is Infiniti Q50 insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $5,870 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page