Estimates, not quotes

Infiniti Q50 vs Acura TLX Insurance Cost

The Acura TLX is cheaper to insure by about $110 a year for full coverage by our estimate ($2,135 vs. $2,025), and cheaper in 43 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageInfiniti Q50Acura TLXDifference
State minimum$660$550+$110
Standard (100/300/100)$960$800+$160
Full coverage$2,135$2,025+$110

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Q50 minus TLX.

Why one costs more to insure

FactorInfiniti Q50Acura TLX
SegmentLuxury carLuxury car
PowertrainsGasoline, HybridGasoline
HLDI collision (100 = avg)167131
HLDI comprehensive277341
HLDI property damage liability11487
HLDI bodily injury liability—85
NHTSA overall rating—5★
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)04

Collision losses are the biggest swing factor: the Infiniti Q50 has 36 points higher relative collision losses, meaning its crash repairs cost insurers more on average. Comprehensive losses (theft, weather, glass) also favor the Infiniti Q50.

Q50 vs TLX insurance by state

StateQ50TLXDifference
Alabama$1,915$1,845+$70
Alaska$1,855$1,735+$120
Arizona$2,250$2,155+$95
Arkansas$2,000$1,965+$35
California$2,045$1,870+$175
Colorado$2,600$2,615−$15
Connecticut$2,170$1,995+$175
Delaware$2,250$2,070+$180
District of Columbia$2,675$2,505+$170
Florida$2,850$2,615+$235
Georgia$2,525$2,340+$185
Hawaii$1,450$1,335+$115
Idaho$1,470$1,405+$65
Illinois$1,880$1,790+$90
Indiana$1,550$1,485+$65
Iowa$1,625$1,670−$45
Kansas$1,890$1,925−$35
Kentucky$1,805$1,730+$75
Louisiana$2,950$2,815+$135
Maine$1,390$1,330+$60
Maryland$2,335$2,175+$160
Massachusetts$2,060$1,910+$150
Michigan$2,320$2,180+$140
Minnesota$1,920$1,920—
Mississippi$2,145$2,105+$40
Missouri$2,040$2,010+$30
Montana$1,905$1,955−$50
Nebraska$1,885$1,920−$35
Nevada$2,250$2,020+$230
New Hampshire$1,525$1,440+$85
New Jersey$2,410$2,185+$225
New Mexico$1,970$1,905+$65
New York$2,740$2,530+$210
North Carolina$1,660$1,600+$60
North Dakota$1,565$1,615−$50
Ohio$1,560$1,495+$65
Oklahoma$2,070$2,070—
Oregon$1,835$1,700+$135
Pennsylvania$1,925$1,850+$75
Rhode Island$2,450$2,235+$215
South Carolina$2,240$2,120+$120
South Dakota$1,965$2,105−$140
Tennessee$1,830$1,760+$70
Texas$2,665$2,625+$40
Utah$1,855$1,715+$140
Vermont$1,460$1,415+$45
Virginia$1,840$1,745+$95
Washington$1,785$1,650+$135
West Virginia$1,910$1,900+$10
Wisconsin$1,550$1,535+$15
Wyoming$1,980$2,100−$120

By driver profile (full coverage)

DriverQ50TLX
Teen driver (18, own policy)$5,870$5,570
Young adult (22)$3,415$3,240
Adult in their 30s$2,135$2,025
Adult in their 50s$1,965$1,865
Senior (72)$2,390$2,270
30s, one at-fault accident$3,095$2,935
30s, DUI on record$3,950$3,745

More comparisons

Frequently asked questions

Is the Infiniti Q50 or the Acura TLX cheaper to insure?

By our estimate the Acura TLX is cheaper, by about $110 a year for full coverage ($2,135 vs. $2,025) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Infiniti Q50 and Acura TLX?

Mostly because of insurance-loss history: HLDI collision indices of 167 vs. 131 and comprehensive indices of 277 vs. 341 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page