Estimates, not quotes

Audi RS 7 Insurance Cost in South Dakota

Insuring a Audi RS 7 in South Dakota costs about $2,235 a year ($186/month) for full coverage by our estimate — −9% versus the same car nationally — the 26th cheapest of 51 states for this model.

Audi RS 7 (photo from Wikimedia Commons)
Photo: Charles from Port Chester, New York, CC BY 2.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Audi RS 7 insurance in South Dakota at a glance

Full coverage
$2,235
$1,835–$2,640
25/50/25 minimum
$310
$26/mo
Same car nationally
$2,445
full coverage
Avg. car in SD
$1,235
+81% for the RS 7

The Audi RS 7 is 81% more expensive than the average vehicle to insure in South Dakota, reflecting HLDI collision losses of 243 and comprehensive losses of 270 (100 = average). South Dakota's own base rates are 27% lower than the national average, which carries through to every model.

South Dakota factors that affect RS 7 premiums

  • Uninsured drivers: 9.4% of South Dakota drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your RS 7.
  • Theft: 134 vehicle thefts per 100,000 residents (U.S. 197).
  • Weather: FEMA rates South Dakota's expected annual losses as relatively low for hail, relatively moderate for tornado, not rated for hurricane, relatively low for inland (river) flooding, relatively moderate for strong wind — hail, wind and flood claims fall under comprehensive.
  • Crash risk: 1.40 traffic deaths per 100 million miles (U.S. 1.19).
  • Fault system: At-fault (tort).

Car insurance rules and costs in South Dakota →

Audi RS 7 insurance cost in South Dakota cities

CityFull coverageMinimumvs. state
Sioux Falls$2,645$360+18%
Rapid City$2,495$350+12%
Aberdeen$2,420$335+8%
Brookings$2,410$340+8%
Watertown$2,380$335+6%
Yankton$2,445$340+9%
Mitchell$2,365$335+6%
Huron$2,350$335+5%

Audi RS 7 insurance in South Dakota by driver

Estimated annual Audi RS 7 premium in South Dakota
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $850 $1,230 $6,145 $512
Young adult (22) $495 $715 $3,575 $298
Adult in their 30s $310 $450 $2,235 $186
Adult in their 50s $285 $410 $2,055 $171
Senior (72) $345 $500 $2,505 $209
30s, one at-fault accident $450 $650 $3,240 $270
30s, DUI on record $570 $830 $4,135 $345

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $310 $26 $255–$365
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $450 $37 $365–$530
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $2,235 $186 $1,835–$2,640

South Dakota minimum: 25/50/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in South Dakota

ModelFull coverage in SDvs. RS 7
Lexus IS$1,585−29%
BMW 7 Series$3,300+48%
BMW M3$3,455+55%
Infiniti Q50$2,195−2%

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Audi RS 7 insurance cost in every state · All Audi models

Frequently asked questions

How much is Audi RS 7 insurance in South Dakota?

About $2,235 a year ($186 a month) for full coverage and $310 for South Dakota's minimum liability, for a driver in their 30s with a clean record. That is 9% less than the national estimate for the same car.

Is the Audi RS 7 cheaper to insure than the average car in South Dakota?

The average vehicle in South Dakota is about $1,235 a year for full coverage in our model, so the Audi RS 7 is 81% more expensive than average.

Where in South Dakota is Audi RS 7 insurance cheapest?

Among the largest South Dakota cities, Huron has the lowest estimate (about $2,350) and Sioux Falls the highest (about $2,645).

What insurance do I need for a Audi RS 7 in South Dakota?

South Dakota requires at least 25/50/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page