Jaguar XK Insurance Cost

Full coverage for a Jaguar XK costs about $1,580 a year ($132/month) by our estimate — ▼ −1% versus the average vehicle.

Jaguar XK exterior (photo from Wikimedia Commons) — Photo: Didier Descouens, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Jaguar XK insurance cost at a glance

Full coverage

$1,580

$132/mo · $1,295–$1,865

Minimum liability

$665

$55/mo

Segment

Luxury sports car

Gasoline

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2015 model year. Our vehicle data covers the 2005–2015 model years of the Jaguar XK, which is no longer in production.

Estimated Jaguar XK premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$665	$55	$545–$780
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$960	$80	$790–$1,135
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,580	$132	$1,295–$1,865

What drives the cost of insuring a Jaguar XK

HLDI does not publish loss results for the Jaguar XK, so our estimate uses the typical losses of its segment (Luxury sports car): 1.08× average for liability, 1.85× for collision and 1.60× for comprehensive.

Repair and parts costs: Luxury sports car from a luxury brand — premium parts, sensors and labor rates raise collision claims.
Recalls & complaints: 4 NHTSA recall campaigns and 7 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Jaguar XK trims and configurations (2015)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
XK	RWD	5.0L 8-cyl	19
XK	RWD	5.0L 8-cyl Supercharged	18
XK Convertible	RWD	5.0L 8-cyl	18
XK Convertible	RWD	5.0L 8-cyl Supercharged	17

Jaguar XK insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2015	5.0L 8-cyl, 5.0L 8-cyl Supercharged	RWD	17–19	$1,580
2014	5.0L 8-cyl, 5.0L 8-cyl Supercharged	RWD	17–19	$1,580
2013	5.0L 8-cyl, 5.0L 8-cyl Supercharged	RWD	17–19	$1,580
2012	5.0L 8-cyl, 5.0L 8-cyl Supercharged	RWD	17–19	$1,580
2011	5.0L 8-cyl, 5.0L 8-cyl Supercharged	RWD	17–19	$1,580
2010	5.0L 8-cyl, 5.0L 8-cyl Supercharged	RWD	17–19	$1,580
2009	4.2L 8-cyl, 4.2L 8-cyl Supercharged	RWD	18–19	$1,580
2008	4.2L 8-cyl, 4.2L 8-cyl Supercharged	RWD	18–19	$1,580
2007	4.2L 8-cyl, 4.2L 8-cyl Supercharged	RWD	18–19	$1,580
2006	4.2L 8-cyl, 4.2L 8-cyl Supercharged	RWD	17–19	$1,580
2005	4.2L 8-cyl, 4.2L 8-cyl Supercharged	RWD	17–19	$1,580

Jaguar XK insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the XK page for that state.

State	Full coverage	Minimum	vs. national	XK page
Alabama	$1,360	$520	−14%	XK in AL
Alaska	$1,380	$675	−13%	XK in AK
Arizona	$1,660	$715	+5%	XK in AZ
Arkansas	$1,365	$485	−14%	XK in AR
California	$1,545	$620	−2%	XK in CA
Colorado	$1,770	$705	+12%	XK in CO
Connecticut	$1,695	$770	+7%	XK in CT
Delaware	$1,795	$865	+14%	XK in DE
District of Columbia	$1,985	$800	+26%	XK in DC
Florida	$2,305	$1,165	+46%	XK in FL
Georgia	$1,985	$940	+26%	XK in GA
Hawaii	$1,085	$470	−31%	XK in HI
Idaho	$1,070	$435	−32%	XK in ID
Illinois	$1,360	$540	−14%	XK in IL
Indiana	$1,115	$435	−29%	XK in IN
Iowa	$1,045	$335	−34%	XK in IA
Kansas	$1,235	$435	−22%	XK in KS
Kentucky	$1,330	$570	−16%	XK in KY
Louisiana	$2,190	$855	+39%	XK in LA
Maine	$995	$460	−37%	XK in ME
Maryland	$1,785	$815	+13%	XK in MD
Massachusetts	$1,555	$640	−2%	XK in MA
Michigan	$1,715	$825	+9%	XK in MI
Minnesota	$1,300	$510	−18%	XK in MN
Mississippi	$1,495	$575	−5%	XK in MS
Missouri	$1,420	$555	−10%	XK in MO
Montana	$1,230	$425	−22%	XK in MT
Nebraska	$1,235	$435	−22%	XK in NE
Nevada	$1,860	$935	+18%	XK in NV
New Hampshire	$1,120	$435	−29%	XK in NH
New Jersey	$1,935	$1,010	+22%	XK in NJ
New Mexico	$1,410	$560	−11%	XK in NM
New York	$2,150	$1,005	+36%	XK in NY
North Carolina	$1,160	$485	−27%	XK in NC
North Dakota	$975	$300	−38%	XK in ND
Ohio	$1,120	$435	−29%	XK in OH
Oklahoma	$1,400	$510	−11%	XK in OK
Oregon	$1,440	$675	−9%	XK in OR
Pennsylvania	$1,365	$460	−14%	XK in PA
Rhode Island	$1,930	$885	+22%	XK in RI
South Carolina	$1,705	$790	+8%	XK in SC
South Dakota	$1,155	$340	−27%	XK in SD
Tennessee	$1,300	$490	−18%	XK in TN
Texas	$1,850	$745	+17%	XK in TX
Utah	$1,450	$705	−8%	XK in UT
Vermont	$1,005	$345	−36%	XK in VT
Virginia	$1,360	$675	−14%	XK in VA
Washington	$1,390	$635	−12%	XK in WA
West Virginia	$1,295	$470	−18%	XK in WV
Wisconsin	$1,065	$400	−33%	XK in WI
Wyoming	$1,185	$350	−25%	XK in WY

Jaguar XK insurance by driver profile

Estimated annual Jaguar XK premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,825	$2,645	$4,345	$362
Young adult (22)	$1,060	$1,540	$2,530	$211
Adult in their 30s	$665	$960	$1,580	$132
Adult in their 50s	$610	$885	$1,455	$121
Senior (72)	$745	$1,075	$1,770	$148
30s, one at-fault accident	$960	$1,395	$2,290	$191
30s, DUI on record	$1,225	$1,780	$2,925	$244

Jaguar XK vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Jaguar XK	$1,580	—	—	—
Audi TT	$1,975	—	—	Compare
Audi R8	$1,975	—	—	Compare
Infiniti Q60	$1,920	—	—	Compare

Estimate Jaguar XK insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Other Jaguar models

F-Pace $1,690/yr
E-Pace $1,585/yr
F-Type $1,980/yr
I-Pace $2,015/yr
XF $1,675/yr
XE $1,565/yr
XJ $1,480/yr
S-Type $1,345/yr
X-Type $1,345/yr

All Jaguar insurance costs →

Frequently asked questions

How much is insurance for a Jaguar XK?

We estimate about $1,580 a year ($132 a month) for full coverage and $665 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 1% less than the average vehicle.

Which state is cheapest to insure a Jaguar XK?

North Dakota has the lowest estimate (about $975 a year for full coverage) and Florida the highest (about $2,305).

Is the Jaguar XK cheaper to insure than the Audi TT?

By our estimate the Jaguar XK costs about $1,580 a year versus $2,200 for the Audi TT, making it the cheaper of the two to insure.

How much is Jaguar XK insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $4,345 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page