Jaguar Insurance Cost
Across 1 current Jaguar models, full coverage averages about $1,690 a year by our estimate — +6% versus the average vehicle ($1,590).
Jaguar insurance profile
Jaguar is a luxury brand, so repair parts, sensors and labor tend to cost more. Its current lineup includes 1 luxury suv. HLDI collision losses for its models average 137 (100 = all-vehicle average).
Every Jaguar model ranked by insurance cost
| Model | Segment | Model years | HLDI collision | Est. full / yr | vs. avg car |
|---|---|---|---|---|---|
| F-Pace | Luxury SUV | 2017–2026 | 137 | $1,690 | +6% |
Older and discontinued Jaguar models
What makes Jaguar insurance cost more or less
- Luxury parts and labor: premium materials, advanced driver-assistance sensors and dealer-only repairs raise collision claim costs.
- Claims history: HLDI collision indices across 1 models range from 137 to 137, so the model you pick matters as much as the brand.
- Segment mix: 1 luxury suv.
Average Jaguar insurance cost by state
Average full-coverage estimate across current Jaguar models, cheapest state first.
| State | Avg. full coverage | vs. national |
|---|---|---|
| Maine | $1,130 | −33% |
| Vermont | $1,185 | −30% |
| Idaho | $1,190 | −30% |
| North Dakota | $1,200 | −29% |
| Hawaii | $1,220 | −28% |
| Wisconsin | $1,220 | −28% |
| Iowa | $1,250 | −26% |
| Indiana | $1,255 | −26% |
| New Hampshire | $1,260 | −25% |
| Ohio | $1,265 | −25% |
| North Carolina | $1,355 | −20% |
| South Dakota | $1,445 | −14% |
| Kentucky | $1,450 | −14% |
| Kansas | $1,455 | −14% |
| Nebraska | $1,455 | −14% |
| Montana | $1,460 | −14% |
| Washington | $1,470 | −13% |
| Wyoming | $1,475 | −13% |
| Tennessee | $1,485 | −12% |
| Minnesota | $1,495 | −12% |
| Virginia | $1,495 | −12% |
| Oregon | $1,500 | −11% |
| West Virginia | $1,505 | −11% |
| Utah | $1,525 | −10% |
| Alaska | $1,530 | −9% |
| Illinois | $1,530 | −9% |
| Alabama | $1,550 | −8% |
| Pennsylvania | $1,560 | −8% |
| New Mexico | $1,580 | −7% |
| Arkansas | $1,600 | −5% |
| Missouri | $1,610 | −5% |
| Oklahoma | $1,625 | −4% |
| Mississippi | $1,700 | +1% |
| Massachusetts | $1,710 | +1% |
| California | $1,735 | +3% |
| Connecticut | $1,800 | +7% |
| South Carolina | $1,800 | +7% |
| Arizona | $1,805 | +7% |
| Delaware | $1,850 | +9% |
| Nevada | $1,870 | +11% |
| Michigan | $1,910 | +13% |
| Maryland | $1,920 | +14% |
| New Jersey | $2,000 | +18% |
| Colorado | $2,005 | +19% |
| Rhode Island | $2,035 | +20% |
| Georgia | $2,065 | +22% |
| Texas | $2,105 | +25% |
| District of Columbia | $2,205 | +30% |
| New York | $2,245 | +33% |
| Florida | $2,325 | +38% |
| Louisiana | $2,380 | +41% |
Frequently asked questions
How much does it cost to insure a Jaguar?
Across 1 current Jaguar models, our full-coverage estimate averages $1,690 a year for a driver in their 30s with a clean record, 6% more than the average vehicle ($1,590).
What is the cheapest Jaguar to insure?
The Jaguar F-Pace has the lowest estimate at about $1,690 a year for full coverage; the Jaguar F-Pace is the most expensive at about $1,690.
Are Jaguar repairs expensive for insurers?
HLDI collision-loss data for 1 Jaguar models averages 137 (100 = average of all vehicles), which is much worse than average. Collision losses combine how often claims happen and how much repairs cost.
Where is it cheapest to insure a Jaguar?
By our estimates, Maine is the cheapest state (about $1,130 a year on average across current models) and Louisiana the most expensive (about $2,380).
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.