Infiniti QX30 vs Lincoln MKX Insurance Cost

The Lincoln MKX is cheaper to insure by about $65 a year for full coverage by our estimate ($1,460 vs. $1,395), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

Coverage	Infiniti QX30	Lincoln MKX	Difference
State minimum	$590	$570	+$20
Standard (100/300/100)	$855	$830	+$25
Full coverage	$1,460	$1,395	+$65

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = QX30 minus MKX.

Why one costs more to insure

Factor	Infiniti QX30	Lincoln MKX
Segment	Luxury SUV	Luxury SUV
Powertrains	Gasoline	Gasoline
HLDI collision (100 = avg)	—	—
HLDI comprehensive	—	—
HLDI property damage liability	—	—
HLDI bodily injury liability	—	—
NHTSA overall rating	—	5★
NICB most-stolen rank	Not in top 10	Not in top 10
Recalls (latest 3 model years)	6	9

QX30 vs MKX insurance by state

State	QX30	MKX	Difference
Alabama	$1,265	$1,205	+$60
Alaska	$1,280	$1,220	+$60
Arizona	$1,535	$1,465	+$70
Arkansas	$1,280	$1,215	+$65
California	$1,430	$1,360	+$70
Colorado	$1,655	$1,575	+$80
Connecticut	$1,560	$1,490	+$70
Delaware	$1,645	$1,570	+$75
District of Columbia	$1,840	$1,750	+$90
Florida	$2,105	$2,020	+$85
Georgia	$1,820	$1,740	+$80
Hawaii	$1,005	$955	+$50
Idaho	$990	$945	+$45
Illinois	$1,265	$1,205	+$60
Indiana	$1,035	$985	+$50
Iowa	$985	$930	+$55
Kansas	$1,160	$1,100	+$60
Kentucky	$1,230	$1,175	+$55
Louisiana	$2,025	$1,930	+$95
Maine	$925	$880	+$45
Maryland	$1,645	$1,570	+$75
Massachusetts	$1,435	$1,370	+$65
Michigan	$1,590	$1,515	+$75
Minnesota	$1,215	$1,155	+$60
Mississippi	$1,390	$1,325	+$65
Missouri	$1,320	$1,260	+$60
Montana	$1,155	$1,100	+$55
Nebraska	$1,160	$1,105	+$55
Nevada	$1,695	$1,625	+$70
New Hampshire	$1,035	$985	+$50
New Jersey	$1,775	$1,695	+$80
New Mexico	$1,310	$1,245	+$65
New York	$1,970	$1,885	+$85
North Carolina	$1,080	$1,025	+$55
North Dakota	$925	$875	+$50
Ohio	$1,040	$990	+$50
Oklahoma	$1,310	$1,245	+$65
Oregon	$1,320	$1,260	+$60
Pennsylvania	$1,270	$1,205	+$65
Rhode Island	$1,775	$1,695	+$80
South Carolina	$1,570	$1,500	+$70
South Dakota	$1,105	$1,045	+$60
Tennessee	$1,210	$1,150	+$60
Texas	$1,725	$1,640	+$85
Utah	$1,335	$1,275	+$60
Vermont	$940	$895	+$45
Virginia	$1,255	$1,195	+$60
Washington	$1,280	$1,220	+$60
West Virginia	$1,215	$1,155	+$60
Wisconsin	$995	$945	+$50
Wyoming	$1,125	$1,065	+$60

By driver profile (full coverage)

Driver	QX30	MKX
Teen driver (18, own policy)	$4,020	$3,835
Young adult (22)	$2,340	$2,230
Adult in their 30s	$1,460	$1,395
Adult in their 50s	$1,345	$1,280
Senior (72)	$1,640	$1,560
30s, one at-fault accident	$2,120	$2,020
30s, DUI on record	$2,705	$2,580

More comparisons

Frequently asked questions

Is the Infiniti QX30 or the Lincoln MKX cheaper to insure?

By our estimate the Lincoln MKX is cheaper, by about $65 a year for full coverage ($1,460 vs. $1,395) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Infiniti QX30 and Lincoln MKX?

Mostly because of insurance-loss history: HLDI collision indices of n/a vs. n/a and comprehensive indices of n/a vs. n/a (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page