Toyota GR Supra Insurance Cost

Full coverage for a Toyota GR Supra costs about $1,920 a year ($160/month) by our estimate — ▲ +21% versus the average vehicle, ranking 242nd cheapest of 310 current models.

Toyota GR Supra exterior (photo from Wikimedia Commons)
Photo: Kevauto, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Toyota GR Supra insurance cost at a glance

Full coverage
$1,920
$160/mo · $1,575–$2,270
Minimum liability
$600
$50/mo
Segment
Sports car
Gasoline
HLDI collision losses
205
Much worse than average (100 = avg)

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2026 model year. Our vehicle data covers the 2020–2026 model years of the Toyota GR Supra.

Estimated Toyota GR Supra premium by coverage level (national average rates)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $600 $50 $490–$705
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $870 $72 $710–$1,025
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,920 $160 $1,575–$2,270

What drives the cost of insuring a Toyota GR Supra

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Toyota GR Supra's results put our vehicle factor at 0.98× for liability, 1.95× for collision and 0.84× for comprehensive.

HLDI relative insurance losses — Toyota GR Supra 2dr (Midsize Sports cars)
CoverageIndexRatingWhat it measures
Collision205Much worse than averageDamage to this car in crashes; driven by repair costs and crash frequency
Comprehensive79Much better than averageTheft, vandalism, glass, weather and animal damage
Property damage liability88Better than averageDamage this car does to other vehicles and property
Personal injury protection110Worse than averageInjuries to occupants of this car (claim frequency)
  • Repair and parts costs: Sports car — performance models see more frequent and costlier crashes.
  • Recalls & complaints: 0 NHTSA recall campaigns and 3 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Toyota GR Supra trims and configurations (2026)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

ConfigurationDriveEngineMPG (comb.)
GR SupraRWD2.0L 4-cyl Turbo27
GR SupraRWD3.0L 6-cyl Turbo25

Toyota GR Supra insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model yearEnginesDriveMPGEst. full / yr
20262.0L 4-cyl Turbo, 3.0L 6-cyl TurboRWD21–27$1,920
20252.0L 4-cyl Turbo, 3.0L 6-cyl TurboRWD21–27$1,870
20242.0L 4-cyl Turbo, 3.0L 6-cyl TurboRWD21–27$1,825
20232.0L 4-cyl Turbo, 3.0L 6-cyl TurboRWD21–27$1,775
20222.0L 4-cyl Turbo, 3.0L 6-cyl TurboRWD25–28$1,725
20212.0L 4-cyl Turbo, 3.0L 6-cyl TurboRWD25–28$1,675
20203.0L 6-cyl TurboRWD26$1,625

Toyota GR Supra insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs.

StateFull coverageMinimumvs. national
Alabama$1,715$470−11%
Alaska$1,730$610−10%
Arizona$1,970$645+3%
Arkansas$1,735$440−10%
California$2,030$560+6%
Colorado$2,075$635+8%
Connecticut$2,035$695+6%
Delaware$2,070$785+8%
District of Columbia$2,495$725+30%
Florida$2,585$1,055+35%
Georgia$2,295$850+20%
Hawaii$1,415$425−26%
Idaho$1,310$390−32%
Illinois$1,700$485−11%
Indiana$1,390$395−28%
Iowa$1,290$300−33%
Kansas$1,500$395−22%
Kentucky$1,585$515−17%
Louisiana$2,605$770+36%
Maine$1,260$415−34%
Maryland$2,155$735+12%
Massachusetts$1,950$580+2%
Michigan$2,155$745+12%
Minnesota$1,570$460−18%
Mississippi$1,830$520−5%
Missouri$1,715$500−11%
Montana$1,495$385−22%
Nebraska$1,510$395−21%
Nevada$2,125$845+11%
New Hampshire$1,425$390−26%
New Jersey$2,265$915+18%
New Mexico$1,720$505−10%
New York$2,515$910+31%
North Carolina$1,515$435−21%
North Dakota$1,235$270−36%
Ohio$1,400$395−27%
Oklahoma$1,720$460−10%
Oregon$1,675$610−13%
Pennsylvania$1,725$415−10%
Rhode Island$2,315$800+21%
South Carolina$1,955$715+2%
South Dakota$1,395$310−27%
Tennessee$1,640$440−15%
Texas$2,245$675+17%
Utah$1,710$635−11%
Vermont$1,320$310−31%
Virginia$1,660$610−14%
Washington$1,650$575−14%
West Virginia$1,605$425−16%
Wisconsin$1,305$365−32%
Wyoming$1,450$315−24%

Toyota GR Supra insurance by driver profile

Estimated annual Toyota GR Supra premium by driver (national average rates)
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,650 $2,390 $5,285 $440
Young adult (22) $960 $1,390 $3,075 $256
Adult in their 30s $600 $870 $1,920 $160
Adult in their 50s $550 $800 $1,770 $148
Senior (72) $670 $975 $2,155 $180
30s, one at-fault accident $870 $1,260 $2,785 $232
30s, DUI on record $1,110 $1,605 $3,555 $296

Toyota GR Supra vs. rivals

ModelFull coverage / yrHLDI collisionHLDI comprehensiveComparison
Toyota GR Supra$1,92020579—
Mazda MX-5 Miata$1,2808369—
Ford Mustang$1,865184115—
Chevrolet Corvette$1,52012798—

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Frequently asked questions

How much is insurance for a Toyota GR Supra?

We estimate about $1,920 a year ($160 a month) for full coverage and $600 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 21% more than the average vehicle.

Is the Toyota GR Supra expensive to insure?

HLDI insurance-loss data rates it at 205 for collision and 79 for comprehensive losses (100 = average of all vehicles), meaning collision losses are much worse than average.

Which state is cheapest to insure a Toyota GR Supra?

North Dakota has the lowest estimate (about $1,235 a year for full coverage) and Louisiana the highest (about $2,605).

Is the Toyota GR Supra cheaper to insure than the Mazda MX-5 Miata?

By our estimate the Toyota GR Supra costs about $1,920 a year versus $1,305 for the Mazda MX-5 Miata, making the Mazda MX-5 Miata cheaper to insure.

How much is Toyota GR Supra insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $5,285 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.