Toyota Crown Signia Insurance Cost
Full coverage for a Toyota Crown Signia costs about $1,505 a year ($125/month) by our estimate — ▼ −5% versus the average vehicle, ranking 96th cheapest of 310 current models.
Toyota Crown Signia insurance cost at a glance
These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2026 model year. Our vehicle data covers the 2025–2026 model years of the Toyota Crown Signia.
| Coverage level | What it includes | Per year | Per month | Typical range |
|---|---|---|---|---|
| State minimum liability | Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. | $585 | $49 | $480–$690 |
| Standard liability (100/300/100) | Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. | $845 | $70 | $695–$1,000 |
| Full coverage | Standard liability plus collision and comprehensive, typically required on a financed or leased car. | $1,505 | $125 | $1,235–$1,775 |
What drives the cost of insuring a Toyota Crown Signia
HLDI does not publish loss results for the Toyota Crown Signia, so our estimate uses the typical losses of its segment (Midsize SUV): 0.95× average for liability, 1.00× for collision and 0.95× for comprehensive.
- Repair and parts costs: Midsize SUV — mainstream parts availability keeps repairs moderate.
- Recalls & complaints: 3 NHTSA recall campaigns and 14 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.
Toyota Crown Signia trims and configurations (2026)
Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.
| Configuration | Drive | Engine | MPG (comb.) |
|---|---|---|---|
| Crown Signia AWD | AWD | 2.5L 4-cyl Hybrid | 38 |
Toyota Crown Signia insurance cost by model year
Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.
| Model year | Engines | Drive | MPG | Est. full / yr |
|---|---|---|---|---|
| 2026 | 2.5L 4-cyl Hybrid | AWD | 38 | $1,505 |
| 2025 | 2.5L 4-cyl Hybrid | AWD | 38 | $1,475 |
Toyota Crown Signia insurance cost by state
The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs.
| State | Full coverage | Minimum | vs. national |
|---|---|---|---|
| Alabama | $1,310 | $455 | −13% |
| Alaska | $1,315 | $595 | −13% |
| Arizona | $1,575 | $630 | +5% |
| Arkansas | $1,330 | $425 | −12% |
| California | $1,475 | $545 | −2% |
| Colorado | $1,710 | $620 | +14% |
| Connecticut | $1,595 | $675 | +6% |
| Delaware | $1,675 | $760 | +11% |
| District of Columbia | $1,895 | $705 | +26% |
| Florida | $2,145 | $1,025 | +43% |
| Georgia | $1,860 | $830 | +24% |
| Hawaii | $1,035 | $415 | −31% |
| Idaho | $1,020 | $380 | −32% |
| Illinois | $1,305 | $475 | −13% |
| Indiana | $1,070 | $385 | −29% |
| Iowa | $1,025 | $295 | −32% |
| Kansas | $1,205 | $385 | −20% |
| Kentucky | $1,265 | $500 | −16% |
| Louisiana | $2,080 | $750 | +38% |
| Maine | $960 | $405 | −36% |
| Maryland | $1,685 | $715 | +12% |
| Massachusetts | $1,480 | $560 | −2% |
| Michigan | $1,640 | $725 | +9% |
| Minnesota | $1,260 | $445 | −16% |
| Mississippi | $1,440 | $505 | −4% |
| Missouri | $1,365 | $485 | −9% |
| Montana | $1,205 | $375 | −20% |
| Nebraska | $1,210 | $385 | −20% |
| Nevada | $1,720 | $825 | +14% |
| New Hampshire | $1,070 | $380 | −29% |
| New Jersey | $1,810 | $890 | +20% |
| New Mexico | $1,350 | $495 | −10% |
| New York | $2,015 | $885 | +34% |
| North Carolina | $1,125 | $425 | −25% |
| North Dakota | $965 | $260 | −36% |
| Ohio | $1,075 | $385 | −29% |
| Oklahoma | $1,360 | $450 | −10% |
| Oregon | $1,350 | $595 | −10% |
| Pennsylvania | $1,315 | $405 | −13% |
| Rhode Island | $1,815 | $780 | +21% |
| South Carolina | $1,605 | $695 | +7% |
| South Dakota | $1,155 | $300 | −23% |
| Tennessee | $1,250 | $430 | −17% |
| Texas | $1,785 | $655 | +19% |
| Utah | $1,365 | $620 | −9% |
| Vermont | $980 | $300 | −35% |
| Virginia | $1,295 | $595 | −14% |
| Washington | $1,310 | $560 | −13% |
| West Virginia | $1,260 | $415 | −16% |
| Wisconsin | $1,030 | $355 | −32% |
| Wyoming | $1,180 | $310 | −22% |
Toyota Crown Signia insurance by driver profile
| Driver | Minimum | Standard | Full coverage | Full / month |
|---|---|---|---|---|
| Teen driver (18, own policy) | $1,605 | $2,325 | $4,140 | $345 |
| Young adult (22) | $935 | $1,355 | $2,405 | $200 |
| Adult in their 30s | $585 | $845 | $1,505 | $125 |
| Adult in their 50s | $535 | $780 | $1,385 | $115 |
| Senior (72) | $655 | $945 | $1,685 | $140 |
| 30s, one at-fault accident | $845 | $1,225 | $2,180 | $182 |
| 30s, DUI on record | $1,080 | $1,565 | $2,785 | $232 |
Toyota Crown Signia vs. rivals
| Model | Full coverage / yr | HLDI collision | HLDI comprehensive | Comparison |
|---|---|---|---|---|
| Toyota Crown Signia | $1,505 | — | — | — |
| Jeep Wrangler | $1,355 | 47 | 42 | — |
| Tesla Model Y | $1,505 | 118 | 77 | — |
| Nissan Murano | $1,465 | 90 | 90 | — |
Estimate Toyota Crown Signia insurance for your ZIP code
Runs in your browser — nothing you enter is stored or sent to insurers.
Other Toyota models
- bZ $1,545/yr
- C-HR $1,480/yr
- Corolla $1,705/yr
- GR86 $2,095/yr
- Land Cruiser $1,290/yr
- Prius $1,595/yr
- 4Runner $1,295/yr
- Camry $1,735/yr
- Corolla Cross $1,430/yr
- Crown $1,670/yr
- GR Supra $1,920/yr
- Grand Highlander $1,305/yr
- Highlander $1,410/yr
- Mirai $2,450/yr
- RAV4 $1,285/yr
- Sequoia $1,515/yr
- Sienna $1,590/yr
- Tacoma $1,375/yr
- Tundra $1,515/yr
- bZ4X $1,420/yr
- Venza $1,455/yr
- Avalon $1,440/yr
- Prius c $1,365/yr
- Yaris $1,340/yr
- Prius v $1,225/yr
- FJ Cruiser $1,165/yr
- Matrix $1,245/yr
- Camry Solara $1,245/yr
- Celica $1,445/yr
- Echo $1,245/yr
Frequently asked questions
How much is insurance for a Toyota Crown Signia?
We estimate about $1,505 a year ($125 a month) for full coverage and $585 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 5% less than the average vehicle.
Which state is cheapest to insure a Toyota Crown Signia?
Maine has the lowest estimate (about $960 a year for full coverage) and Florida the highest (about $2,145).
Is the Toyota Crown Signia cheaper to insure than the Jeep Wrangler?
By our estimate the Toyota Crown Signia costs about $1,505 a year versus $1,355 for the Jeep Wrangler, making the Jeep Wrangler cheaper to insure.
How much is Toyota Crown Signia insurance for a teen driver?
An 18-year-old on their own full-coverage policy would pay about $4,140 a year at national-average rates by our estimate.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.