Mitsubishi Outlander Insurance Cost

Full coverage for a Mitsubishi Outlander costs about $1,675 a year ($140/month) by our estimate — ▲ +5% versus the average vehicle, ranking 173rd cheapest of 310 current models.

Mitsubishi Outlander exterior (photo from Wikimedia Commons) — Photo: Alexander Migl, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Mitsubishi Outlander insurance cost at a glance

Full coverage

$1,675

$140/mo · $1,375–$1,975

Minimum liability

$655

$54/mo

Segment

Small SUV

Gasoline, Hybrid, Plug-in hybrid

HLDI collision losses

116

Worse than average (100 = avg)

NHTSA overall

★★★★★

2025 model year

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2026 model year. Our vehicle data covers the 2005–2026 model years of the Mitsubishi Outlander.

Estimated Mitsubishi Outlander premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$655	$54	$535–$770
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$950	$79	$775–$1,120
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,675	$140	$1,375–$1,975

What drives the cost of insuring a Mitsubishi Outlander

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Mitsubishi Outlander's results put our vehicle factor at 1.06× for liability, 1.12× for collision and 1.01× for comprehensive.

HLDI relative insurance losses — Mitsubishi Outlander 4dr (Small SUVs)
Coverage	Index	Rating	What it measures
Collision	116	Worse than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	103	Average	Theft, vandalism, glass, weather and animal damage
Property damage liability	107	Worse than average	Damage this car does to other vehicles and property
Bodily injury liability	125	Much worse than average	Injuries to people in other vehicles (claim frequency)
Personal injury protection	174	Much worse than average	Injuries to occupants of this car (claim frequency)
Medical payments	164	Much worse than average	Injuries to occupants of this car (claim frequency)

HLDI results by body style / drivetrain (3)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
Mitsubishi Outlander 4dr	116	103	107	125
Mitsubishi Outlander 4dr 4WD	123	124	110	122
Mitsubishi Outlander plug-in hybrid 4dr 4WD	123	128	104	—

Repair and parts costs: Small SUV — mainstream parts availability keeps repairs moderate.
Safety: 5-star NHTSA overall rating (frontal 4★, side 5★, rollover 4★) — better occupant protection lowers injury-claim costs.
Recalls & complaints: 2 NHTSA recall campaigns and 46 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Mitsubishi Outlander trims and configurations (2026)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Outlander 2WD	FWD	1.5L 4-cyl Turbo Hybrid	28
Outlander 4WD	4WD	1.5L 4-cyl Turbo Hybrid	27
Outlander PHEV	AWD	2.4L 4-cyl Plug-in Hybrid	27

Mitsubishi Outlander insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2026	1.5L 4-cyl Turbo Hybrid, 2.4L 4-cyl Plug-in Hybrid	4WD, AWD, FWD	27–28	$1,675
2025	2.4L 4-cyl Plug-in Hybrid, 2.5L 4-cyl	4WD, AWD, FWD	26–27	$1,640
2024	2.4L 4-cyl Plug-in Hybrid, 2.5L 4-cyl	4WD, AWD, FWD	26–27	$1,605
2023	2.4L 4-cyl Plug-in Hybrid, 2.5L 4-cyl	4WD, AWD, FWD	26–27	$1,570
2022	2.4L 4-cyl Plug-in Hybrid, 2.5L 4-cyl	4WD, AWD, FWD	26–27	$1,540
2021	2.4L 4-cyl Plug-in Hybrid	AWD	26	$1,505
2020	2.0L 4-cyl Plug-in Hybrid, 2.4L 4-cyl, 3.0L 6-cyl	4WD, AWD, FWD	22–27	$1,470
2019	2.0L 4-cyl Plug-in Hybrid, 2.4L 4-cyl, 3.0L 6-cyl	4WD, AWD, FWD	22–27	$1,435
2018	2.0L 4-cyl Plug-in Hybrid, 2.4L 4-cyl, 3.0L 6-cyl	4WD, AWD, FWD	22–27	$1,400
2017	2.4L 4-cyl, 3.0L 6-cyl	4WD, FWD	23–27	$1,365
2016	2.4L 4-cyl, 3.0L 6-cyl	4WD, FWD	22–27	$1,330
2015	2.4L 4-cyl, 3.0L 6-cyl	4WD, FWD	23–27	$1,330
2014	2.4L 4-cyl, 3.0L 6-cyl	4WD, FWD	23–27	$1,330
2013	2.4L 4-cyl, 3.0L 6-cyl	4WD, FWD	21–25	$1,330
2012	2.4L 4-cyl, 3.0L 6-cyl	4WD, FWD	21–25	$1,330
2011	2.4L 4-cyl, 3.0L 6-cyl	4WD, FWD	21–25	$1,330
2010	2.4L 4-cyl, 3.0L 6-cyl	4WD, FWD	20–24	$1,330
2009	2.4L 4-cyl, 3.0L 6-cyl	4WD/AWD, FWD	19–22	$1,330
2008	2.4L 4-cyl, 3.0L 6-cyl	4WD/AWD, FWD	20–22	$1,330
2007	3.0L 6-cyl	4WD/AWD, FWD	19–20	$1,330

Mitsubishi Outlander insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Outlander page for that state.

State	Full coverage	Minimum	vs. national	Outlander page
Alabama	$1,460	$510	−13%	Outlander in AL
Alaska	$1,470	$665	−12%	Outlander in AK
Arizona	$1,755	$705	+5%	Outlander in AZ
Arkansas	$1,475	$480	−12%	Outlander in AR
California	$1,645	$610	−2%	Outlander in CA
Colorado	$1,895	$695	+13%	Outlander in CO
Connecticut	$1,780	$755	+6%	Outlander in CT
Delaware	$1,870	$855	+12%	Outlander in DE
District of Columbia	$2,110	$790	+26%	Outlander in DC
Florida	$2,390	$1,150	+43%	Outlander in FL
Georgia	$2,070	$930	+24%	Outlander in GA
Hawaii	$1,155	$465	−31%	Outlander in HI
Idaho	$1,135	$425	−32%	Outlander in ID
Illinois	$1,450	$530	−13%	Outlander in IL
Indiana	$1,190	$430	−29%	Outlander in IN
Iowa	$1,130	$330	−33%	Outlander in IA
Kansas	$1,335	$430	−20%	Outlander in KS
Kentucky	$1,410	$560	−16%	Outlander in KY
Louisiana	$2,315	$840	+38%	Outlander in LA
Maine	$1,065	$450	−36%	Outlander in ME
Maryland	$1,880	$800	+12%	Outlander in MD
Massachusetts	$1,650	$630	−1%	Outlander in MA
Michigan	$1,825	$815	+9%	Outlander in MI
Minnesota	$1,395	$500	−17%	Outlander in MN
Mississippi	$1,600	$565	−4%	Outlander in MS
Missouri	$1,515	$545	−10%	Outlander in MO
Montana	$1,330	$420	−21%	Outlander in MT
Nebraska	$1,335	$430	−20%	Outlander in NE
Nevada	$1,925	$925	+15%	Outlander in NV
New Hampshire	$1,195	$430	−29%	Outlander in NH
New Jersey	$2,020	$995	+21%	Outlander in NJ
New Mexico	$1,500	$555	−10%	Outlander in NM
New York	$2,245	$990	+34%	Outlander in NY
North Carolina	$1,250	$475	−25%	Outlander in NC
North Dakota	$1,070	$295	−36%	Outlander in ND
Ohio	$1,195	$430	−29%	Outlander in OH
Oklahoma	$1,505	$500	−10%	Outlander in OK
Oregon	$1,505	$665	−10%	Outlander in OR
Pennsylvania	$1,460	$455	−13%	Outlander in PA
Rhode Island	$2,025	$875	+21%	Outlander in RI
South Carolina	$1,785	$780	+7%	Outlander in SC
South Dakota	$1,270	$335	−24%	Outlander in SD
Tennessee	$1,390	$480	−17%	Outlander in TN
Texas	$1,980	$735	+18%	Outlander in TX
Utah	$1,520	$695	−9%	Outlander in UT
Vermont	$1,090	$340	−35%	Outlander in VT
Virginia	$1,440	$665	−14%	Outlander in VA
Washington	$1,460	$630	−13%	Outlander in WA
West Virginia	$1,395	$465	−17%	Outlander in WV
Wisconsin	$1,140	$395	−32%	Outlander in WI
Wyoming	$1,300	$345	−22%	Outlander in WY

Mitsubishi Outlander insurance by driver profile

Estimated annual Mitsubishi Outlander premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,795	$2,605	$4,605	$384
Young adult (22)	$1,045	$1,515	$2,680	$223
Adult in their 30s	$655	$950	$1,675	$140
Adult in their 50s	$600	$870	$1,540	$128
Senior (72)	$730	$1,060	$1,875	$156
30s, one at-fault accident	$950	$1,375	$2,430	$203
30s, DUI on record	$1,210	$1,755	$3,100	$258

Mitsubishi Outlander vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Mitsubishi Outlander	$1,675	116	103	—
Honda CR-V	$1,200	63	65	Compare
Kia Sportage	$1,615	109	96	Compare
Kia Niro	$1,725	108	99	Compare

Estimate Mitsubishi Outlander insurance for your ZIP code

Runs in your browser — nothing you enter is stored or sent to insurers.

State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

—

Per month

—

Other Mitsubishi models

Outlander Sport $2,165/yr
Eclipse Cross $1,875/yr
Mirage $1,905/yr
i-MiEV $1,280/yr
Lancer $1,275/yr
Lancer Evolution $1,245/yr
Eclipse $1,445/yr
Galant $1,255/yr
Endeavor $1,190/yr
Raider $1,240/yr
Montero $1,190/yr
Diamante $1,255/yr

All Mitsubishi insurance costs →

Frequently asked questions

How much is insurance for a Mitsubishi Outlander?

We estimate about $1,675 a year ($140 a month) for full coverage and $655 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 5% more than the average vehicle.

Is the Mitsubishi Outlander expensive to insure?

HLDI insurance-loss data rates it at 116 for collision and 103 for comprehensive losses (100 = average of all vehicles), meaning collision losses are worse than average.

Which state is cheapest to insure a Mitsubishi Outlander?

Maine has the lowest estimate (about $1,065 a year for full coverage) and Florida the highest (about $2,390).

What is the Mitsubishi Outlander's NHTSA safety rating?

The 2025 Mitsubishi Outlander earned 5 out of 5 stars overall in NHTSA crash testing. Better crash protection can lower injury-claim costs.

Is the Mitsubishi Outlander cheaper to insure than the Honda CR-V?

By our estimate the Mitsubishi Outlander costs about $1,675 a year versus $1,200 for the Honda CR-V, making the Honda CR-V cheaper to insure.

How much is Mitsubishi Outlander insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $4,605 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page