Mitsubishi Insurance Cost
Across 3 current Mitsubishi models, full coverage averages about $1,905 a year by our estimate — +20% versus the average vehicle ($1,590).
Mitsubishi insurance profile
Mitsubishi’s lineup is made up mostly of 3 small suvs. HLDI collision losses for its models average 119 (100 = all-vehicle average).
Every Mitsubishi model ranked by insurance cost
| Model | Segment | Model years | HLDI collision | Est. full / yr | vs. avg car |
|---|---|---|---|---|---|
| Outlander | Small SUV | 2005–2026 | 116 | $1,675 | +5% |
| Eclipse Cross | Small SUV | 2018–2026 | 120 | $1,875 | +18% |
| Outlander Sport | Small SUV | 2011–2027 | 121 | $2,165 | +36% |
Older and discontinued Mitsubishi models
What makes Mitsubishi insurance cost more or less
- Claims history: HLDI collision indices across 3 models range from 116 to 121, so the model you pick matters as much as the brand.
- Segment mix: 3 small suv.
Average Mitsubishi insurance cost by state
Average full-coverage estimate across current Mitsubishi models, cheapest state first.
| State | Avg. full coverage | vs. national |
|---|---|---|
| Maine | $1,225 | −36% |
| North Dakota | $1,237 | −35% |
| Vermont | $1,245 | −35% |
| Idaho | $1,307 | −31% |
| Iowa | $1,313 | −31% |
| Hawaii | $1,320 | −31% |
| Wisconsin | $1,320 | −31% |
| New Hampshire | $1,367 | −28% |
| Indiana | $1,368 | −28% |
| Ohio | $1,375 | −28% |
| North Carolina | $1,430 | −25% |
| South Dakota | $1,488 | −22% |
| Wyoming | $1,515 | −20% |
| Montana | $1,545 | −19% |
| Kansas | $1,547 | −19% |
| Nebraska | $1,548 | −19% |
| Tennessee | $1,598 | −16% |
| West Virginia | $1,612 | −15% |
| Minnesota | $1,615 | −15% |
| Kentucky | $1,625 | −15% |
| Virginia | $1,657 | −13% |
| Illinois | $1,668 | −12% |
| Alabama | $1,675 | −12% |
| Pennsylvania | $1,678 | −12% |
| Washington | $1,680 | −12% |
| Alaska | $1,683 | −12% |
| Arkansas | $1,695 | −11% |
| New Mexico | $1,732 | −9% |
| Oregon | $1,735 | −9% |
| Oklahoma | $1,738 | −9% |
| Utah | $1,750 | −8% |
| Missouri | $1,755 | −8% |
| Mississippi | $1,845 | −3% |
| California | $1,873 | −2% |
| Massachusetts | $1,888 | −1% |
| Arizona | $2,027 | +6% |
| Connecticut | $2,048 | +8% |
| South Carolina | $2,070 | +9% |
| Michigan | $2,093 | +10% |
| Delaware | $2,158 | +13% |
| Maryland | $2,162 | +13% |
| Colorado | $2,202 | +16% |
| Nevada | $2,217 | +16% |
| Texas | $2,288 | +20% |
| New Jersey | $2,323 | +22% |
| Rhode Island | $2,327 | +22% |
| Georgia | $2,392 | +26% |
| District of Columbia | $2,422 | +27% |
| New York | $2,590 | +36% |
| Louisiana | $2,673 | +40% |
| Florida | $2,767 | +45% |
Frequently asked questions
How much does it cost to insure a Mitsubishi?
Across 3 current Mitsubishi models, our full-coverage estimate averages $1,905 a year for a driver in their 30s with a clean record, 20% more than the average vehicle ($1,590).
What is the cheapest Mitsubishi to insure?
The Mitsubishi Outlander has the lowest estimate at about $1,675 a year for full coverage; the Mitsubishi Outlander Sport is the most expensive at about $2,165.
Are Mitsubishi repairs expensive for insurers?
HLDI collision-loss data for 3 Mitsubishi models averages 119 (100 = average of all vehicles), which is worse than average. Collision losses combine how often claims happen and how much repairs cost.
Where is it cheapest to insure a Mitsubishi?
By our estimates, Maine is the cheapest state (about $1,225 a year on average across current models) and Florida the most expensive (about $2,767).
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.