Estimates, not quotes

Infiniti QX55 Insurance Cost

Full coverage for a Infiniti QX55 costs about $1,720 a year ($144/month) by our estimate — ▲ +8% versus the average vehicle.

Infiniti QX55 exterior (photo from Wikimedia Commons)
Photo: Charles from Port Chester, New York, CC BY 2.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Infiniti QX55 insurance cost at a glance

Full coverage
$1,720
$144/mo · $1,410–$2,030
Minimum liability
$580
$48/mo
Segment
Luxury SUV
Gasoline
HLDI collision losses
145
Much worse than average (100 = avg)

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2025 model year. Our vehicle data covers the 2022–2025 model years of the Infiniti QX55, which is no longer in production.

Estimated Infiniti QX55 premium by coverage level (national average rates)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $580 $48 $475–$685
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $845 $70 $690–$995
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,720 $144 $1,410–$2,030

What drives the cost of insuring a Infiniti QX55

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Infiniti QX55's results put our vehicle factor at 0.95× for liability, 1.44× for collision and 1.25× for comprehensive.

HLDI relative insurance losses — Infiniti QX55 4dr 4WD (Midsize Luxury SUVs)
CoverageIndexRatingWhat it measures
Collision145Much worse than averageDamage to this car in crashes; driven by repair costs and crash frequency
Comprehensive124Much worse than averageTheft, vandalism, glass, weather and animal damage
Property damage liability102AverageDamage this car does to other vehicles and property
Bodily injury liability86Better than averageInjuries to people in other vehicles (claim frequency)
Personal injury protection129Much worse than averageInjuries to occupants of this car (claim frequency)
Medical payments104AverageInjuries to occupants of this car (claim frequency)
  • Repair and parts costs: Luxury SUV from a luxury brand — premium parts, sensors and labor rates raise collision claims.
  • Recalls & complaints: 1 NHTSA recall campaigns and 4 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Infiniti QX55 trims and configurations (2025)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

ConfigurationDriveEngineMPG (comb.)
QX55 AWDAWD2.0L 4-cyl Turbo25

Infiniti QX55 insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model yearEnginesDriveMPGEst. full / yr
20252.0L 4-cyl TurboAWD25$1,720
20242.0L 4-cyl TurboAWD25$1,680
20232.0L 4-cyl TurboAWD25$1,635
20222.0L 4-cyl TurboAWD25$1,590

Infiniti QX55 insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs.

StateFull coverageMinimumvs. national
Alabama$1,525$455−11%
Alaska$1,520$590−12%
Arizona$1,795$625+4%
Arkansas$1,560$425−9%
California$1,725$5450%
Colorado$1,960$620+14%
Connecticut$1,805$675+5%
Delaware$1,865$760+8%
District of Columbia$2,190$705+27%
Florida$2,360$1,025+37%
Georgia$2,075$825+21%
Hawaii$1,210$410−30%
Idaho$1,175$380−32%
Illinois$1,510$470−12%
Indiana$1,240$385−28%
Iowa$1,205$295−30%
Kansas$1,410$380−18%
Kentucky$1,440$500−16%
Louisiana$2,365$750+38%
Maine$1,115$405−35%
Maryland$1,915$715+11%
Massachusetts$1,705$560−1%
Michigan$1,895$725+10%
Minnesota$1,460$445−15%
Mississippi$1,670$505−3%
Missouri$1,580$485−8%
Montana$1,410$375−18%
Nebraska$1,410$380−18%
Nevada$1,900$820+10%
New Hampshire$1,245$380−28%
New Jersey$2,020$885+17%
New Mexico$1,555$495−10%
New York$2,260$880+31%
North Carolina$1,325$425−23%
North Dakota$1,150$260−33%
Ohio$1,245$385−28%
Oklahoma$1,585$445−8%
Oregon$1,510$595−12%
Pennsylvania$1,535$405−11%
Rhode Island$2,045$780+19%
South Carolina$1,800$695+5%
South Dakota$1,370$300−20%
Tennessee$1,460$430−15%
Texas$2,060$655+20%
Utah$1,530$620−11%
Vermont$1,160$300−33%
Virginia$1,485$595−14%
Washington$1,475$560−14%
West Virginia$1,470$415−15%
Wisconsin$1,195$355−31%
Wyoming$1,405$310−18%

Infiniti QX55 insurance by driver profile

Estimated annual Infiniti QX55 premium by driver (national average rates)
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,600 $2,320 $4,735 $395
Young adult (22) $930 $1,350 $2,755 $230
Adult in their 30s $580 $845 $1,720 $143
Adult in their 50s $535 $775 $1,585 $132
Senior (72) $650 $945 $1,930 $161
30s, one at-fault accident $845 $1,225 $2,495 $208
30s, DUI on record $1,075 $1,560 $3,185 $265

Infiniti QX55 vs. rivals

ModelFull coverage / yrHLDI collisionHLDI comprehensiveComparison
Infiniti QX55$1,720145124—
BMW X3$1,56510892—
BMW X5$1,690120142—
Audi Q7$1,570123131—

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Frequently asked questions

How much is insurance for a Infiniti QX55?

We estimate about $1,720 a year ($144 a month) for full coverage and $580 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 8% more than the average vehicle.

Is the Infiniti QX55 expensive to insure?

HLDI insurance-loss data rates it at 145 for collision and 124 for comprehensive losses (100 = average of all vehicles), meaning collision losses are much worse than average.

Which state is cheapest to insure a Infiniti QX55?

Maine has the lowest estimate (about $1,115 a year for full coverage) and Louisiana the highest (about $2,365).

Is the Infiniti QX55 cheaper to insure than the BMW X3?

By our estimate the Infiniti QX55 costs about $1,720 a year versus $1,600 for the BMW X3, making the BMW X3 cheaper to insure.

How much is Infiniti QX55 insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $4,735 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page