Infiniti Insurance Cost
Across 3 current Infiniti models, full coverage averages about $1,682 a year by our estimate — +6% versus the average vehicle ($1,590).
Infiniti insurance profile
Infiniti is a luxury brand, so repair parts, sensors and labor tend to cost more. Its current lineup includes 3 luxury suvs. HLDI collision losses for its models average 114 (100 = all-vehicle average).
Every Infiniti model ranked by insurance cost
| Model | Segment | Model years | HLDI collision | Est. full / yr | vs. avg car |
|---|---|---|---|---|---|
| QX60 | Luxury SUV | 2014–2027 | 105 | $1,550 | −3% |
| QX80 | Luxury SUV | 2014–2027 | 123 | $1,690 | +6% |
| QX65 | Luxury SUV | 2027–2027 | — | $1,805 | +14% |
Older and discontinued Infiniti models
- QX55 2022–2025
- QX50 2014–2025
- Q50 2014–2024
- Q60 2014–2022
- QX30 2017–2019
- Q70 2014–2019
- QX70 2014–2017
- Q40 2015–2015
- EX37 2013–2013
- FX37 2013–2013
- JX35 2013–2013
- M37 2011–2013
- M56 2011–2013
- FX50 2009–2013
- G37 2008–2013
- M35 2006–2013
- QX56 2005–2013
- G25 2011–2012
- EX35 2008–2012
- FX35 2005–2012
- M45 2006–2010
- FX45 2005–2008
- G35 2005–2008
- Q45 2005–2006
What makes Infiniti insurance cost more or less
- Luxury parts and labor: premium materials, advanced driver-assistance sensors and dealer-only repairs raise collision claim costs.
- Claims history: HLDI collision indices across 2 models range from 105 to 123, so the model you pick matters as much as the brand.
- Segment mix: 3 luxury suv.
Average Infiniti insurance cost by state
Average full-coverage estimate across current Infiniti models, cheapest state first.
| State | Avg. full coverage | vs. national |
|---|---|---|
| Maine | $1,088 | −35% |
| Vermont | $1,132 | −33% |
| North Dakota | $1,135 | −33% |
| Idaho | $1,150 | −32% |
| Wisconsin | $1,173 | −30% |
| Hawaii | $1,175 | −30% |
| Iowa | $1,188 | −29% |
| Indiana | $1,210 | −28% |
| New Hampshire | $1,213 | −28% |
| Ohio | $1,218 | −28% |
| North Carolina | $1,295 | −23% |
| South Dakota | $1,362 | −19% |
| Kansas | $1,387 | −18% |
| Montana | $1,388 | −17% |
| Nebraska | $1,388 | −17% |
| Wyoming | $1,388 | −17% |
| Kentucky | $1,410 | −16% |
| Tennessee | $1,425 | −15% |
| Minnesota | $1,433 | −15% |
| Washington | $1,438 | −14% |
| West Virginia | $1,442 | −14% |
| Virginia | $1,448 | −14% |
| Illinois | $1,473 | −12% |
| Oregon | $1,473 | −12% |
| Alaska | $1,482 | −12% |
| Alabama | $1,492 | −11% |
| Utah | $1,493 | −11% |
| Pennsylvania | $1,498 | −11% |
| New Mexico | $1,525 | −9% |
| Arkansas | $1,527 | −9% |
| Missouri | $1,548 | −8% |
| Oklahoma | $1,553 | −8% |
| Mississippi | $1,633 | −3% |
| Massachusetts | $1,658 | −1% |
| California | $1,672 | −1% |
| Arizona | $1,755 | +4% |
| Connecticut | $1,758 | +5% |
| South Carolina | $1,762 | +5% |
| Delaware | $1,822 | +8% |
| Michigan | $1,847 | +10% |
| Nevada | $1,853 | +10% |
| Maryland | $1,870 | +11% |
| Colorado | $1,932 | +15% |
| New Jersey | $1,967 | +17% |
| Rhode Island | $1,993 | +19% |
| Texas | $2,022 | +20% |
| Georgia | $2,027 | +21% |
| District of Columbia | $2,133 | +27% |
| New York | $2,203 | +31% |
| Florida | $2,305 | +37% |
| Louisiana | $2,313 | +38% |
Frequently asked questions
How much does it cost to insure a Infiniti?
Across 3 current Infiniti models, our full-coverage estimate averages $1,682 a year for a driver in their 30s with a clean record, 6% more than the average vehicle ($1,590).
What is the cheapest Infiniti to insure?
The Infiniti QX60 has the lowest estimate at about $1,550 a year for full coverage; the Infiniti QX65 is the most expensive at about $1,805.
Are Infiniti repairs expensive for insurers?
HLDI collision-loss data for 2 Infiniti models averages 114 (100 = average of all vehicles), which is worse than average. Collision losses combine how often claims happen and how much repairs cost.
Where is it cheapest to insure a Infiniti?
By our estimates, Maine is the cheapest state (about $1,088 a year on average across current models) and Louisiana the most expensive (about $2,313).
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.