Hyundai Tucson Insurance Cost

Full coverage for a Hyundai Tucson costs about $1,410 a year ($118/month) by our estimate — ▼ −11% versus the average vehicle, ranking 53rd cheapest of 310 current models.

Hyundai Tucson exterior (photo from Wikimedia Commons) — Photo: SsmIntrigue, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Hyundai Tucson insurance cost at a glance

Full coverage

$1,410

$118/mo · $1,155–$1,665

Minimum liability

$565

$47/mo

Segment

Small SUV

Gasoline, Hybrid, Plug-in hybrid, Hydrogen fuel cell

HLDI collision losses

Better than average (100 = avg)

NHTSA overall

★★★★★

2026 model year

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2026 model year. Our vehicle data covers the 2005–2026 model years of the Hyundai Tucson.

Estimated Hyundai Tucson premium by coverage level (national average rates)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$565	$47	$465–$665
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$820	$68	$670–$965
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,410	$118	$1,155–$1,665

What drives the cost of insuring a Hyundai Tucson

The strongest predictor of what insurers charge for a specific model is its claims history. HLDI publishes relative insurance losses for recent models (2022-2024), where 100 is the average of all passenger vehicles. The Hyundai Tucson's results put our vehicle factor at 0.92× for liability, 0.94× for collision and 0.78× for comprehensive.

HLDI relative insurance losses — Hyundai Tucson 4dr (Small SUVs)
Coverage	Index	Rating	What it measures
Collision	94	Better than average	Damage to this car in crashes; driven by repair costs and crash frequency
Comprehensive	76	Much better than average	Theft, vandalism, glass, weather and animal damage
Property damage liability	92	Better than average	Damage this car does to other vehicles and property
Bodily injury liability	92	Better than average	Injuries to people in other vehicles (claim frequency)
Personal injury protection	113	Worse than average	Injuries to occupants of this car (claim frequency)
Medical payments	126	Much worse than average	Injuries to occupants of this car (claim frequency)

HLDI results by body style / drivetrain (4)

Variant	Collision	Comprehensive	Prop. damage	Bodily injury
Hyundai Tucson 4dr	94	76	92	92
Hyundai Tucson 4dr 4WD	95	81	95	86
Hyundai Tucson hybrid 4dr 4WD	93	86	91	79
Hyundai Tucson plug-in hybrid 4dr 4WD	86	81	80	—

Repair and parts costs: Small SUV — mainstream parts availability keeps repairs moderate.
Safety: 5-star NHTSA overall rating (frontal 5★, side 5★, rollover 4★) — better occupant protection lowers injury-claim costs.
Recalls & complaints: 12 NHTSA recall campaigns and 654 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Hyundai Tucson trims and configurations (2026)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

Configuration	Drive	Engine	MPG (comb.)
Tucson AWD	AWD	2.5L 4-cyl	26
Tucson FWD	FWD	2.5L 4-cyl	28
Tucson Hybrid	AWD	1.6L 4-cyl Turbo Hybrid	36
Tucson Hybrid Blue	AWD	1.6L 4-cyl Turbo Hybrid	38
Tucson Plug-in Hybrid	AWD	1.6L 4-cyl Turbo Plug-in Hybrid	35

Hyundai Tucson insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model year	Engines	Drive	MPG	Est. full / yr
2026	1.6L 4-cyl Turbo Hybrid, 1.6L 4-cyl Turbo Plug-in Hybrid, 2.5L 4-cyl	AWD, FWD	26–38	$1,410
2025	1.6L 4-cyl Turbo Hybrid, 1.6L 4-cyl Turbo Plug-in Hybrid, 2.5L 4-cyl	AWD, FWD	26–38	$1,385
2024	1.6L 4-cyl Turbo Hybrid, 1.6L 4-cyl Turbo Plug-in Hybrid, 2.5L 4-cyl	AWD, FWD	25–38	$1,355
2023	1.6L 4-cyl Turbo Hybrid, 1.6L 4-cyl Turbo Plug-in Hybrid, 2.5L 4-cyl	AWD, FWD	25–38	$1,330
2022	1.6L 4-cyl Turbo Hybrid, 1.6L 4-cyl Turbo Plug-in Hybrid, 2.5L 4-cyl	AWD, FWD	26–38	$1,300
2021	2.0L 4-cyl, 2.4L 4-cyl	AWD, FWD	23–25	$1,270
2020	2.0L 4-cyl, 2.4L 4-cyl	AWD, FWD	23–25	$1,245
2019	2.0L 4-cyl, 2.4L 4-cyl	AWD, FWD	23–26	$1,215
2018	1.6L 4-cyl Turbo, 2.0L 4-cyl, 2.4L 4-cyl	AWD, FWD	22–27	$1,190
2017	1.6L 4-cyl Turbo, 2.0L 4-cyl, Hydrogen fuel cell	AWD, FWD	23–50	$1,160
2016	1.6L 4-cyl Turbo, 2.0L 4-cyl, Hydrogen fuel cell	AWD, FWD	23–50	$1,130
2015	2.0L 4-cyl, 2.4L 4-cyl, Hydrogen fuel cell	AWD, FWD	22–50	$1,130
2014	2.0L 4-cyl, 2.4L 4-cyl	4WD, FWD	22–25	$1,130
2013	2.0L 4-cyl, 2.4L 4-cyl	4WD, FWD	21–25	$1,130
2012	2.0L 4-cyl, 2.4L 4-cyl	4WD, FWD	21–25	$1,130
2011	2.0L 4-cyl, 2.4L 4-cyl	4WD, FWD	22–25	$1,130
2010	2.4L 4-cyl	4WD, FWD	24–26	$1,130
2009	2.0L 4-cyl, 2.7L 6-cyl	4WD/AWD, FWD	20–22	$1,130
2008	2.0L 4-cyl, 2.7L 6-cyl	4WD/AWD, FWD	19–22	$1,130
2007	2.0L 4-cyl, 2.7L 6-cyl	4WD/AWD, FWD	19–22	$1,130

Hyundai Tucson insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Tucson page for that state.

State	Full coverage	Minimum	vs. national	Tucson page
Alabama	$1,225	$440	−13%	Tucson in AL
Alaska	$1,240	$575	−12%	Tucson in AK
Arizona	$1,475	$610	+5%	Tucson in AZ
Arkansas	$1,235	$415	−12%	Tucson in AR
California	$1,390	$525	−1%	Tucson in CA
Colorado	$1,585	$600	+12%	Tucson in CO
Connecticut	$1,510	$655	+7%	Tucson in CT
Delaware	$1,585	$740	+12%	Tucson in DE
District of Columbia	$1,780	$685	+26%	Tucson in DC
Florida	$2,030	$995	+44%	Tucson in FL
Georgia	$1,755	$805	+24%	Tucson in GA
Hawaii	$975	$400	−31%	Tucson in HI
Idaho	$955	$370	−32%	Tucson in ID
Illinois	$1,220	$460	−13%	Tucson in IL
Indiana	$1,000	$370	−29%	Tucson in IN
Iowa	$940	$285	−33%	Tucson in IA
Kansas	$1,110	$370	−21%	Tucson in KS
Kentucky	$1,185	$485	−16%	Tucson in KY
Louisiana	$1,950	$730	+38%	Tucson in LA
Maine	$895	$390	−37%	Tucson in ME
Maryland	$1,590	$695	+13%	Tucson in MD
Massachusetts	$1,390	$545	−1%	Tucson in MA
Michigan	$1,540	$705	+9%	Tucson in MI
Minnesota	$1,165	$435	−17%	Tucson in MN
Mississippi	$1,340	$490	−5%	Tucson in MS
Missouri	$1,270	$470	−10%	Tucson in MO
Montana	$1,105	$360	−22%	Tucson in MT
Nebraska	$1,110	$370	−21%	Tucson in NE
Nevada	$1,635	$800	+16%	Tucson in NV
New Hampshire	$1,005	$370	−29%	Tucson in NH
New Jersey	$1,715	$860	+22%	Tucson in NJ
New Mexico	$1,260	$480	−11%	Tucson in NM
New York	$1,905	$855	+35%	Tucson in NY
North Carolina	$1,045	$410	−26%	Tucson in NC
North Dakota	$885	$255	−37%	Tucson in ND
Ohio	$1,005	$370	−29%	Tucson in OH
Oklahoma	$1,255	$435	−11%	Tucson in OK
Oregon	$1,275	$575	−10%	Tucson in OR
Pennsylvania	$1,225	$390	−13%	Tucson in PA
Rhode Island	$1,715	$755	+22%	Tucson in RI
South Carolina	$1,510	$675	+7%	Tucson in SC
South Dakota	$1,045	$290	−26%	Tucson in SD
Tennessee	$1,165	$415	−17%	Tucson in TN
Texas	$1,660	$635	+18%	Tucson in TX
Utah	$1,290	$600	−9%	Tucson in UT
Vermont	$910	$295	−35%	Tucson in VT
Virginia	$1,215	$575	−14%	Tucson in VA
Washington	$1,235	$545	−12%	Tucson in WA
West Virginia	$1,165	$400	−17%	Tucson in WV
Wisconsin	$955	$345	−32%	Tucson in WI
Wyoming	$1,070	$300	−24%	Tucson in WY

Hyundai Tucson insurance by driver profile

Estimated annual Hyundai Tucson premium by driver (national average rates)
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,555	$2,255	$3,880	$323
Young adult (22)	$905	$1,310	$2,260	$188
Adult in their 30s	$565	$820	$1,410	$118
Adult in their 50s	$520	$755	$1,300	$108
Senior (72)	$635	$920	$1,580	$132
30s, one at-fault accident	$820	$1,190	$2,045	$170
30s, DUI on record	$1,045	$1,515	$2,610	$218

Hyundai Tucson vs. rivals

Model	Full coverage / yr	HLDI collision	HLDI comprehensive	Comparison
Hyundai Tucson	$1,410	94	76	—
Honda CR-V	$1,200	63	65	Compare
Subaru Forester	$1,140	64	84	Compare
Mazda CX-5	$1,325	80	71	Compare

Estimate Hyundai Tucson insurance for your ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Per month

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Other Hyundai models

Ioniq 5 $1,630/yr
Ioniq 6 $1,640/yr
Ioniq 9 $1,575/yr
Kona $1,385/yr
Palisade $1,435/yr
Santa Cruz $1,580/yr
Santa Fe $1,415/yr
Sonata $1,890/yr
Venue $1,590/yr
Elantra $1,895/yr
Nexo $1,455/yr
Accent $1,425/yr
Ioniq $1,425/yr
Veloster $1,425/yr
Azera $1,300/yr
Equus $1,265/yr
Genesis $1,240/yr
Genesis Coupe $1,450/yr
Veracruz $1,190/yr
Entourage $1,135/yr
Tiburon $1,445/yr
XG350 $1,255/yr

All Hyundai insurance costs →

Frequently asked questions

How much is insurance for a Hyundai Tucson?

We estimate about $1,410 a year ($118 a month) for full coverage and $565 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 11% less than the average vehicle.

Is the Hyundai Tucson expensive to insure?

HLDI insurance-loss data rates it at 94 for collision and 76 for comprehensive losses (100 = average of all vehicles), meaning collision losses are better than average.

Which state is cheapest to insure a Hyundai Tucson?

North Dakota has the lowest estimate (about $885 a year for full coverage) and Florida the highest (about $2,030).

What is the Hyundai Tucson's NHTSA safety rating?

The 2026 Hyundai Tucson earned 5 out of 5 stars overall in NHTSA crash testing. Better crash protection can lower injury-claim costs.

Is the Hyundai Tucson cheaper to insure than the Honda CR-V?

By our estimate the Hyundai Tucson costs about $1,410 a year versus $1,200 for the Honda CR-V, making the Honda CR-V cheaper to insure.

How much is Hyundai Tucson insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $3,880 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page