Estimates, not quotes

Hyundai Accent Insurance Cost

Full coverage for a Hyundai Accent costs about $1,425 a year ($119/month) by our estimate — ▼ −10% versus the average vehicle.

Hyundai Accent exterior (photo from Wikimedia Commons)
Photo: Kevauto, CC BY-SA 4.0
These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Hyundai Accent insurance cost at a glance

Full coverage
$1,425
$119/mo · $1,170–$1,680
Minimum liability
$630
$53/mo
Segment
Compact car
Gasoline
NHTSA overall
★★★★☆
2022 model year

These figures assume a driver in their 30s with a clean record, 7,500–12,000 miles a year, $500 deductibles and national-average base rates, for the 2022 model year. Our vehicle data covers the 2005–2022 model years of the Hyundai Accent, which is no longer in production.

Estimated Hyundai Accent premium by coverage level (national average rates)
Coverage levelWhat it includesPer yearPer monthTypical range
State minimum liability Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car. $630 $53 $520–$745
Standard liability (100/300/100) Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car. $915 $76 $750–$1,080
Full coverage Standard liability plus collision and comprehensive, typically required on a financed or leased car. $1,425 $119 $1,170–$1,680

What drives the cost of insuring a Hyundai Accent

HLDI does not publish loss results for the Hyundai Accent, so our estimate uses the typical losses of its segment (Compact car): 1.03× average for liability, 0.95× for collision and 0.90× for comprehensive.

  • Repair and parts costs: Compact car — mainstream parts availability keeps repairs moderate.
  • Safety: 4-star NHTSA overall rating (frontal 4★, side 5★, rollover 4★) — better occupant protection lowers injury-claim costs.
  • Recalls & complaints: 6 NHTSA recall campaigns and 44 owner complaints across its latest three model years. Recalls don't change premiums directly, but open recalls should be fixed.

Hyundai Accent trims and configurations (2022)

Higher trims with bigger engines, all-wheel drive or more technology usually cost more to repair or replace, which raises collision and comprehensive premiums.

ConfigurationDriveEngineMPG (comb.)
AccentFWD1.6L 4-cyl36

Hyundai Accent insurance cost by model year

Older model years cost less to insure for full coverage because the car is worth less, so collision and comprehensive payouts are smaller. Liability costs stay about the same.

Model yearEnginesDriveMPGEst. full / yr
20221.6L 4-cylFWD36$1,425
20211.6L 4-cylFWD33–36$1,395
20201.6L 4-cylFWD33–36$1,365
20191.6L 4-cylFWD31–32$1,335
20181.6L 4-cylFWD31–32$1,305
20171.6L 4-cylFWD30–31$1,275
20161.6L 4-cylFWD30–31$1,250
20151.6L 4-cylFWD30–31$1,245
20141.6L 4-cylFWD30–31$1,245
20131.6L 4-cylFWD31–32$1,245
20121.6L 4-cylFWD31–32$1,245
20111.6L 4-cylFWD29–30$1,245
20101.6L 4-cylFWD30–31$1,245
20091.6L 4-cylFWD29$1,245
20081.6L 4-cylFWD28–29$1,245
20071.6L 4-cylFWD28–29$1,245
20061.6L 4-cylFWD28–29$1,245
20051.5L 4-cyl, 1.6L 4-cylFWD26–28$1,245

Hyundai Accent insurance cost by state

The same car can cost very different amounts to insure depending on where it is garaged. Select a state for its rules and city-level costs, or open the Accent page for that state.

StateFull coverageMinimumvs. nationalAccent page
Alabama$1,215$495−15%Accent in AL
Alaska$1,240$645−13%Accent in AK
Arizona$1,500$680+5%Accent in AZ
Arkansas$1,215$460−15%Accent in AR
California$1,375$590−4%Accent in CA
Colorado$1,600$670+12%Accent in CO
Connecticut$1,540$735+8%Accent in CT
Delaware$1,635$825+15%Accent in DE
District of Columbia$1,780$765+25%Accent in DC
Florida$2,115$1,110+48%Accent in FL
Georgia$1,810$900+27%Accent in GA
Hawaii$965$450−32%Accent in HI
Idaho$960$415−33%Accent in ID
Illinois$1,220$515−14%Accent in IL
Indiana$1,000$415−30%Accent in IN
Iowa$930$320−35%Accent in IA
Kansas$1,100$415−23%Accent in KS
Kentucky$1,205$545−15%Accent in KY
Louisiana$1,985$815+39%Accent in LA
Maine$890$440−38%Accent in ME
Maryland$1,610$775+13%Accent in MD
Massachusetts$1,395$610−2%Accent in MA
Michigan$1,540$790+8%Accent in MI
Minnesota$1,165$485−18%Accent in MN
Mississippi$1,340$545−6%Accent in MS
Missouri$1,275$525−11%Accent in MO
Montana$1,095$405−23%Accent in MT
Nebraska$1,105$415−22%Accent in NE
Nevada$1,700$895+19%Accent in NV
New Hampshire$1,000$415−30%Accent in NH
New Jersey$1,765$965+24%Accent in NJ
New Mexico$1,265$535−11%Accent in NM
New York$1,955$960+37%Accent in NY
North Carolina$1,025$460−28%Accent in NC
North Dakota$865$285−39%Accent in ND
Ohio$1,005$415−29%Accent in OH
Oklahoma$1,250$485−12%Accent in OK
Oregon$1,310$645−8%Accent in OR
Pennsylvania$1,215$440−15%Accent in PA
Rhode Island$1,750$845+23%Accent in RI
South Carolina$1,555$755+9%Accent in SC
South Dakota$1,025$325−28%Accent in SD
Tennessee$1,160$465−19%Accent in TN
Texas$1,660$710+16%Accent in TX
Utah$1,320$675−7%Accent in UT
Vermont$890$325−38%Accent in VT
Virginia$1,220$645−14%Accent in VA
Washington$1,265$610−11%Accent in WA
West Virginia$1,160$450−19%Accent in WV
Wisconsin$955$385−33%Accent in WI
Wyoming$1,050$335−26%Accent in WY

Hyundai Accent insurance by driver profile

Estimated annual Hyundai Accent premium by driver (national average rates)
DriverMinimumStandardFull coverageFull / month
Teen driver (18, own policy) $1,740 $2,520 $3,915 $326
Young adult (22) $1,010 $1,465 $2,280 $190
Adult in their 30s $630 $915 $1,425 $119
Adult in their 50s $580 $845 $1,310 $109
Senior (72) $710 $1,025 $1,595 $133
30s, one at-fault accident $915 $1,330 $2,065 $172
30s, DUI on record $1,170 $1,695 $2,635 $220

Hyundai Accent vs. rivals

ModelFull coverage / yrHLDI collisionHLDI comprehensiveComparison
Hyundai Accent$1,425———
Honda Civic$1,79012188Compare
Toyota Corolla$1,70510289Compare
Volkswagen Golf$1,365——Compare

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Frequently asked questions

How much is insurance for a Hyundai Accent?

We estimate about $1,425 a year ($119 a month) for full coverage and $630 for state-minimum liability, for a driver in their 30s with a clean record at national-average rates. That is 10% less than the average vehicle.

Which state is cheapest to insure a Hyundai Accent?

North Dakota has the lowest estimate (about $865 a year for full coverage) and Florida the highest (about $2,115).

What is the Hyundai Accent's NHTSA safety rating?

The 2022 Hyundai Accent earned 4 out of 5 stars overall in NHTSA crash testing. Better crash protection can lower injury-claim costs.

Is the Hyundai Accent cheaper to insure than the Honda Civic?

By our estimate the Hyundai Accent costs about $1,425 a year versus $1,820 for the Honda Civic, making it the cheaper of the two to insure.

How much is Hyundai Accent insurance for a teen driver?

An 18-year-old on their own full-coverage policy would pay about $3,915 a year at national-average rates by our estimate.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page