Estimates, not quotes

Mazda CX-5 vs Hyundai Tucson Insurance Cost

The Mazda CX-5 is cheaper to insure by about $85 a year for full coverage by our estimate ($1,325 vs. $1,410), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageMazda CX-5Hyundai TucsonDifference
State minimum$550$565−$15
Standard (100/300/100)$795$820−$25
Full coverage$1,325$1,410−$85

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = CX-5 minus Tucson.

Why one costs more to insure

FactorMazda CX-5Hyundai Tucson
SegmentSmall SUVSmall SUV
PowertrainsGasoline, DieselGasoline, Hybrid, Plug-in hybrid, Hydrogen fuel cell
HLDI collision (100 = avg)8094
HLDI comprehensive7176
HLDI property damage liability9692
HLDI bodily injury liability7992
NHTSA overall rating5★5★
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)012

Collision losses are the biggest swing factor: the Hyundai Tucson has 14 points higher relative collision losses, meaning its crash repairs cost insurers more on average.

CX-5 vs Tucson insurance by state

StateCX-5TucsonDifference
Alabama$1,145$1,225−$80
Alaska$1,160$1,240−$80
Arizona$1,390$1,475−$85
Arkansas$1,150$1,235−$85
California$1,295$1,390−$95
Colorado$1,490$1,585−$95
Connecticut$1,420$1,510−$90
Delaware$1,500$1,585−$85
District of Columbia$1,665$1,780−$115
Florida$1,925$2,030−$105
Georgia$1,660$1,755−$95
Hawaii$910$975−$65
Idaho$895$955−$60
Illinois$1,145$1,220−$75
Indiana$935$1,000−$65
Iowa$880$940−$60
Kansas$1,040$1,110−$70
Kentucky$1,115$1,185−$70
Louisiana$1,835$1,950−$115
Maine$835$895−$60
Maryland$1,495$1,590−$95
Massachusetts$1,300$1,390−$90
Michigan$1,440$1,540−$100
Minnesota$1,090$1,165−$75
Mississippi$1,255$1,340−$85
Missouri$1,190$1,270−$80
Montana$1,035$1,105−$70
Nebraska$1,040$1,110−$70
Nevada$1,550$1,635−$85
New Hampshire$940$1,005−$65
New Jersey$1,620$1,715−$95
New Mexico$1,180$1,260−$80
New York$1,795$1,905−$110
North Carolina$975$1,045−$70
North Dakota$825$885−$60
Ohio$940$1,005−$65
Oklahoma$1,175$1,255−$80
Oregon$1,200$1,275−$75
Pennsylvania$1,145$1,225−$80
Rhode Island$1,615$1,715−$100
South Carolina$1,430$1,510−$80
South Dakota$980$1,045−$65
Tennessee$1,090$1,165−$75
Texas$1,555$1,660−$105
Utah$1,215$1,290−$75
Vermont$845$910−$65
Virginia$1,140$1,215−$75
Washington$1,165$1,235−$70
West Virginia$1,090$1,165−$75
Wisconsin$895$955−$60
Wyoming$1,005$1,070−$65

By driver profile (full coverage)

DriverCX-5Tucson
Teen driver (18, own policy)$3,645$3,880
Young adult (22)$2,120$2,260
Adult in their 30s$1,325$1,410
Adult in their 50s$1,220$1,300
Senior (72)$1,485$1,580
30s, one at-fault accident$1,920$2,045
30s, DUI on record$2,450$2,610

More comparisons

Frequently asked questions

Is the Mazda CX-5 or the Hyundai Tucson cheaper to insure?

By our estimate the Mazda CX-5 is cheaper, by about $85 a year for full coverage ($1,325 vs. $1,410) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Mazda CX-5 and Hyundai Tucson?

Mostly because of insurance-loss history: HLDI collision indices of 80 vs. 94 and comprehensive indices of 71 vs. 76 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page