Estimates, not quotes

Chevrolet Tahoe vs GMC Yukon Insurance Cost

The GMC Yukon is cheaper to insure by about $135 a year for full coverage by our estimate ($1,450 vs. $1,315), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageChevrolet TahoeGMC YukonDifference
State minimum$595$540+$55
Standard (100/300/100)$860$785+$75
Full coverage$1,450$1,315+$135

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Tahoe minus Yukon.

Why one costs more to insure

FactorChevrolet TahoeGMC Yukon
SegmentLarge SUVLarge SUV
PowertrainsGasoline, Hybrid, Diesel, Flex-fuelGasoline, Hybrid, Diesel, Flex-fuel
HLDI collision (100 = avg)7966
HLDI comprehensive7975
HLDI property damage liability10783
HLDI bodily injury liability8682
NHTSA overall rating5★5★
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)34

Collision losses are the biggest swing factor: the Chevrolet Tahoe has 13 points higher relative collision losses, meaning its crash repairs cost insurers more on average.

Tahoe vs Yukon insurance by state

StateTahoeYukonDifference
Alabama$1,255$1,135+$120
Alaska$1,265$1,145+$120
Arizona$1,525$1,385+$140
Arkansas$1,265$1,150+$115
California$1,405$1,265+$140
Colorado$1,645$1,505+$140
Connecticut$1,545$1,400+$145
Delaware$1,635$1,480+$155
District of Columbia$1,815$1,645+$170
Florida$2,100$1,905+$195
Georgia$1,810$1,645+$165
Hawaii$990$890+$100
Idaho$980$890+$90
Illinois$1,250$1,135+$115
Indiana$1,025$930+$95
Iowa$975$890+$85
Kansas$1,150$1,050+$100
Kentucky$1,220$1,110+$110
Louisiana$2,010$1,825+$185
Maine$915$830+$85
Maryland$1,630$1,475+$155
Massachusetts$1,420$1,285+$135
Michigan$1,570$1,420+$150
Minnesota$1,205$1,100+$105
Mississippi$1,380$1,255+$125
Missouri$1,310$1,195+$115
Montana$1,150$1,050+$100
Nebraska$1,150$1,050+$100
Nevada$1,685$1,525+$160
New Hampshire$1,025$925+$100
New Jersey$1,760$1,595+$165
New Mexico$1,295$1,180+$115
New York$1,955$1,775+$180
North Carolina$1,065$965+$100
North Dakota$915$835+$80
Ohio$1,030$935+$95
Oklahoma$1,295$1,180+$115
Oregon$1,310$1,190+$120
Pennsylvania$1,255$1,135+$120
Rhode Island$1,755$1,590+$165
South Carolina$1,560$1,420+$140
South Dakota$1,095$1,005+$90
Tennessee$1,195$1,085+$110
Texas$1,710$1,560+$150
Utah$1,325$1,200+$125
Vermont$930$840+$90
Virginia$1,245$1,130+$115
Washington$1,270$1,150+$120
West Virginia$1,200$1,095+$105
Wisconsin$985$895+$90
Wyoming$1,120$1,025+$95

By driver profile (full coverage)

DriverTahoeYukon
Teen driver (18, own policy)$3,985$3,615
Young adult (22)$2,320$2,105
Adult in their 30s$1,450$1,315
Adult in their 50s$1,335$1,210
Senior (72)$1,620$1,470
30s, one at-fault accident$2,100$1,905
30s, DUI on record$2,680$2,430

More comparisons

Frequently asked questions

Is the Chevrolet Tahoe or the GMC Yukon cheaper to insure?

By our estimate the GMC Yukon is cheaper, by about $135 a year for full coverage ($1,450 vs. $1,315) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Chevrolet Tahoe and GMC Yukon?

Mostly because of insurance-loss history: HLDI collision indices of 79 vs. 66 and comprehensive indices of 79 vs. 75 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page