Estimates, not quotes

Ford Expedition vs GMC Yukon Insurance Cost

The GMC Yukon is cheaper to insure by about $55 a year for full coverage by our estimate ($1,370 vs. $1,315), and cheaper in 49 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageFord ExpeditionGMC YukonDifference
State minimum$480$540−$60
Standard (100/300/100)$695$785−$90
Full coverage$1,370$1,315+$55

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Expedition minus Yukon.

Why one costs more to insure

FactorFord ExpeditionGMC Yukon
SegmentLarge SUVLarge SUV
PowertrainsGasoline, Flex-fuelGasoline, Hybrid, Diesel, Flex-fuel
HLDI collision (100 = avg)9266
HLDI comprehensive9775
HLDI property damage liability7183
HLDI bodily injury liability6082
NHTSA overall rating5★5★
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)54

Collision losses are the biggest swing factor: the Ford Expedition has 26 points higher relative collision losses, meaning its crash repairs cost insurers more on average. Comprehensive losses (theft, weather, glass) also favor the GMC Yukon.

Expedition vs Yukon insurance by state

StateExpeditionYukonDifference
Alabama$1,210$1,135+$75
Alaska$1,200$1,145+$55
Arizona$1,435$1,385+$50
Arkansas$1,240$1,150+$90
California$1,345$1,265+$80
Colorado$1,585$1,505+$80
Connecticut$1,435$1,400+$35
Delaware$1,490$1,480+$10
District of Columbia$1,730$1,645+$85
Florida$1,895$1,905−$10
Georgia$1,660$1,645+$15
Hawaii$950$890+$60
Idaho$935$890+$45
Illinois$1,200$1,135+$65
Indiana$985$930+$55
Iowa$970$890+$80
Kansas$1,135$1,050+$85
Kentucky$1,150$1,110+$40
Louisiana$1,890$1,825+$65
Maine$885$830+$55
Maryland$1,525$1,475+$50
Massachusetts$1,345$1,285+$60
Michigan$1,500$1,420+$80
Minnesota$1,170$1,100+$70
Mississippi$1,335$1,255+$80
Missouri$1,265$1,195+$70
Montana$1,135$1,050+$85
Nebraska$1,135$1,050+$85
Nevada$1,520$1,525−$5
New Hampshire$985$925+$60
New Jersey$1,610$1,595+$15
New Mexico$1,240$1,180+$60
New York$1,805$1,775+$30
North Carolina$1,045$965+$80
North Dakota$925$835+$90
Ohio$990$935+$55
Oklahoma$1,265$1,180+$85
Oregon$1,205$1,190+$15
Pennsylvania$1,215$1,135+$80
Rhode Island$1,625$1,590+$35
South Carolina$1,445$1,420+$25
South Dakota$1,115$1,005+$110
Tennessee$1,155$1,085+$70
Texas$1,650$1,560+$90
Utah$1,220$1,200+$20
Vermont$915$840+$75
Virginia$1,180$1,130+$50
Washington$1,175$1,150+$25
West Virginia$1,175$1,095+$80
Wisconsin$955$895+$60
Wyoming$1,135$1,025+$110

By driver profile (full coverage)

DriverExpeditionYukon
Teen driver (18, own policy)$3,770$3,615
Young adult (22)$2,195$2,105
Adult in their 30s$1,370$1,315
Adult in their 50s$1,260$1,210
Senior (72)$1,535$1,470
30s, one at-fault accident$1,990$1,905
30s, DUI on record$2,535$2,430

More comparisons

Frequently asked questions

Is the Ford Expedition or the GMC Yukon cheaper to insure?

By our estimate the GMC Yukon is cheaper, by about $55 a year for full coverage ($1,370 vs. $1,315) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Ford Expedition and GMC Yukon?

Mostly because of insurance-loss history: HLDI collision indices of 92 vs. 66 and comprehensive indices of 97 vs. 75 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page