Volkswagen Tiguan vs Ford Edge Insurance Cost
The Volkswagen Tiguan is cheaper to insure by about $0 a year for full coverage by our estimate ($1,365 vs. $1,365), and cheaper in 15 of 51 states.
Side-by-side insurance estimate
| Coverage | Volkswagen Tiguan | Ford Edge | Difference |
|---|---|---|---|
| State minimum | $570 | $590 | −$20 |
| Standard (100/300/100) | $830 | $855 | −$25 |
| Full coverage | $1,365 | $1,365 | — |
National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Tiguan minus Edge.
Why one costs more to insure
| Factor | Volkswagen Tiguan | Ford Edge |
|---|---|---|
| Segment | Midsize SUV | Midsize SUV |
| Powertrains | Gasoline | Gasoline |
| HLDI collision (100 = avg) | 72 | 85 |
| HLDI comprehensive | 72 | 73 |
| HLDI property damage liability | 88 | 93 |
| HLDI bodily injury liability | 100 | 105 |
| NHTSA overall rating | 5★ | 5★ |
| NICB most-stolen rank | Not in top 10 | Not in top 10 |
| Recalls (latest 3 model years) | 3 | 7 |
Collision losses are the biggest swing factor: the Ford Edge has 13 points higher relative collision losses, meaning its crash repairs cost insurers more on average.
Tiguan vs Edge insurance by state
By driver profile (full coverage)
| Driver | Tiguan | Edge |
|---|---|---|
| Teen driver (18, own policy) | $3,750 | $3,750 |
| Young adult (22) | $2,180 | $2,180 |
| Adult in their 30s | $1,365 | $1,365 |
| Adult in their 50s | $1,255 | $1,255 |
| Senior (72) | $1,525 | $1,530 |
| 30s, one at-fault accident | $1,975 | $1,980 |
| 30s, DUI on record | $2,520 | $2,525 |
More comparisons
Frequently asked questions
Is the Volkswagen Tiguan or the Ford Edge cheaper to insure?
By our estimate the Volkswagen Tiguan is cheaper, by about $0 a year for full coverage ($1,365 vs. $1,365) for a driver in their 30s with a clean record.
Why does insurance cost differ between the Volkswagen Tiguan and Ford Edge?
Mostly because of insurance-loss history: HLDI collision indices of 72 vs. 85 and comprehensive indices of 72 vs. 73 (100 = average), plus repair costs, theft rates and segment.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.