Estimates, not quotes

Volkswagen Tiguan vs Ford Bronco Insurance Cost

The Ford Bronco is cheaper to insure by about $105 a year for full coverage by our estimate ($1,365 vs. $1,260), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageVolkswagen TiguanFord BroncoDifference
State minimum$570$575−$5
Standard (100/300/100)$830$835−$5
Full coverage$1,365$1,260+$105

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Tiguan minus Bronco.

Why one costs more to insure

FactorVolkswagen TiguanFord Bronco
SegmentMidsize SUVMidsize SUV
PowertrainsGasolineGasoline
HLDI collision (100 = avg)7255
HLDI comprehensive7261
HLDI property damage liability88106
HLDI bodily injury liability10080
NHTSA overall rating5★—
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)329

Collision losses are the biggest swing factor: the Volkswagen Tiguan has 17 points higher relative collision losses, meaning its crash repairs cost insurers more on average. Comprehensive losses (theft, weather, glass) also favor the Ford Bronco.

Tiguan vs Bronco insurance by state

StateTiguanBroncoDifference
Alabama$1,175$1,070+$105
Alaska$1,190$1,090+$100
Arizona$1,435$1,330+$105
Arkansas$1,180$1,070+$110
California$1,320$1,200+$120
Colorado$1,545$1,420+$125
Connecticut$1,460$1,360+$100
Delaware$1,545$1,455+$90
District of Columbia$1,710$1,565+$145
Florida$1,990$1,890+$100
Georgia$1,710$1,610+$100
Hawaii$930$845+$85
Idaho$920$850+$70
Illinois$1,175$1,075+$100
Indiana$960$880+$80
Iowa$910$820+$90
Kansas$1,075$975+$100
Kentucky$1,150$1,065+$85
Louisiana$1,895$1,755+$140
Maine$860$785+$75
Maryland$1,535$1,425+$110
Massachusetts$1,335$1,225+$110
Michigan$1,475$1,355+$120
Minnesota$1,130$1,030+$100
Mississippi$1,295$1,180+$115
Missouri$1,230$1,125+$105
Montana$1,070$970+$100
Nebraska$1,075$975+$100
Nevada$1,600$1,515+$85
New Hampshire$960$875+$85
New Jersey$1,665$1,565+$100
New Mexico$1,215$1,115+$100
New York$1,850$1,735+$115
North Carolina$995$900+$95
North Dakota$850$760+$90
Ohio$965$885+$80
Oklahoma$1,215$1,105+$110
Oregon$1,240$1,165+$75
Pennsylvania$1,175$1,070+$105
Rhode Island$1,660$1,550+$110
South Carolina$1,475$1,385+$90
South Dakota$1,015$910+$105
Tennessee$1,120$1,020+$100
Texas$1,605$1,470+$135
Utah$1,250$1,170+$80
Vermont$870$780+$90
Virginia$1,170$1,080+$90
Washington$1,200$1,120+$80
West Virginia$1,125$1,020+$105
Wisconsin$925$845+$80
Wyoming$1,040$925+$115

By driver profile (full coverage)

DriverTiguanBronco
Teen driver (18, own policy)$3,750$3,460
Young adult (22)$2,180$2,015
Adult in their 30s$1,365$1,260
Adult in their 50s$1,255$1,160
Senior (72)$1,525$1,410
30s, one at-fault accident$1,975$1,825
30s, DUI on record$2,520$2,330

More comparisons

Frequently asked questions

Is the Volkswagen Tiguan or the Ford Bronco cheaper to insure?

By our estimate the Ford Bronco is cheaper, by about $105 a year for full coverage ($1,365 vs. $1,260) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Volkswagen Tiguan and Ford Bronco?

Mostly because of insurance-loss history: HLDI collision indices of 72 vs. 55 and comprehensive indices of 72 vs. 61 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page