Estimates, not quotes

Nissan Murano vs Ford Edge Insurance Cost

The Ford Edge is cheaper to insure by about $100 a year for full coverage by our estimate ($1,465 vs. $1,365), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageNissan MuranoFord EdgeDifference
State minimum$565$590−$25
Standard (100/300/100)$820$855−$35
Full coverage$1,465$1,365+$100

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Murano minus Edge.

Why one costs more to insure

FactorNissan MuranoFord Edge
SegmentMidsize SUVMidsize SUV
PowertrainsGasoline, HybridGasoline
HLDI collision (100 = avg)9085
HLDI comprehensive9073
HLDI property damage liability8493
HLDI bodily injury liability101105
NHTSA overall rating5★5★
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)27

Collision losses are the biggest swing factor: the Nissan Murano has 5 points higher relative collision losses, meaning its crash repairs cost insurers more on average. Comprehensive losses (theft, weather, glass) also favor the Ford Edge.

Murano vs Edge insurance by state

StateMuranoEdgeDifference
Alabama$1,275$1,170+$105
Alaska$1,280$1,190+$90
Arizona$1,535$1,435+$100
Arkansas$1,290$1,170+$120
California$1,430$1,325+$105
Colorado$1,670$1,525+$145
Connecticut$1,550$1,470+$80
Delaware$1,630$1,560+$70
District of Columbia$1,840$1,710+$130
Florida$2,085$2,010+$75
Georgia$1,805$1,725+$80
Hawaii$1,005$930+$75
Idaho$995$920+$75
Illinois$1,270$1,170+$100
Indiana$1,040$960+$80
Iowa$1,000$890+$110
Kansas$1,175$1,055+$120
Kentucky$1,230$1,150+$80
Louisiana$2,025$1,895+$130
Maine$930$855+$75
Maryland$1,640$1,545+$95
Massachusetts$1,435$1,340+$95
Michigan$1,590$1,475+$115
Minnesota$1,225$1,115+$110
Mississippi$1,400$1,285+$115
Missouri$1,330$1,220+$110
Montana$1,175$1,050+$125
Nebraska$1,180$1,060+$120
Nevada$1,670$1,620+$50
New Hampshire$1,040$960+$80
New Jersey$1,755$1,685+$70
New Mexico$1,315$1,210+$105
New York$1,955$1,865+$90
North Carolina$1,090$990+$100
North Dakota$945$830+$115
Ohio$1,045$965+$80
Oklahoma$1,325$1,200+$125
Oregon$1,310$1,250+$60
Pennsylvania$1,275$1,170+$105
Rhode Island$1,760$1,675+$85
South Carolina$1,565$1,480+$85
South Dakota$1,130$985+$145
Tennessee$1,215$1,115+$100
Texas$1,740$1,590+$150
Utah$1,325$1,260+$65
Vermont$950$860+$90
Virginia$1,255$1,170+$85
Washington$1,270$1,205+$65
West Virginia$1,225$1,110+$115
Wisconsin$1,005$915+$90
Wyoming$1,155$1,005+$150

By driver profile (full coverage)

DriverMuranoEdge
Teen driver (18, own policy)$4,020$3,750
Young adult (22)$2,340$2,180
Adult in their 30s$1,465$1,365
Adult in their 50s$1,345$1,255
Senior (72)$1,640$1,530
30s, one at-fault accident$2,120$1,980
30s, DUI on record$2,705$2,525

More comparisons

Frequently asked questions

Is the Nissan Murano or the Ford Edge cheaper to insure?

By our estimate the Ford Edge is cheaper, by about $100 a year for full coverage ($1,465 vs. $1,365) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Nissan Murano and Ford Edge?

Mostly because of insurance-loss history: HLDI collision indices of 90 vs. 85 and comprehensive indices of 90 vs. 73 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page